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family – Page 9 – Luv Saving Money

Why I Get My Middle Schoolers Mobile Phones

I want to start this off by saying I’m not judging anyone for giving or not giving a cell phone at any particular age. This post is strictly the reasons I decided to and my tips, as a mom of 4, who has given their children cell phones with another one coming up here in a few months.

Initially, I had it in my head that my kids weren’t getting cell phones until they were in high school. I figured they’d be more responsible, they’d need it when they started driving, for work, etc, etc. Little did I know how fast my mind would change with 1 incident in middle school.

My oldest son was in 6th grade so, he was about 11 years old. We found out when we moved to our new house that he would have to walk to the middle school which was 1.8 miles away. I worried about that, especially with these Pennsylvania winters. BUT, it was a straight shot on a main road in town. Other kids would be walking too. He would find friends to walk with, I was sure of it. I even walked it with him over the summer before classes started to see how long it would take. On a nice summer day with no heavy backpack it took us 20 minutes! 20 minutes! I worried about what it would be like when he had to trudge through unshoveled snow covered side walks with ice on the ground.

I worried about him a lot. I took him to school sometimes but I was working full-time at the time so it wasn’t always possible. Then my son found a walking buddy and I felt a little better about it.

Then my son starts telling me about these high school kids that would harass him and his friend on the way home. They would call them names, and even threw rocks at them. One day my son and his friend burst through our front door, eyes wide as saucers and out of breath. I knew something was wrong. It turns out, the high school kids that had been harassing them on the way home most of the year surrounded them and pulled a knife on them. They were able to get away but had to run nearly a mile home to get help. There are no pay phones anymore and people just aren’t as open to opening their doors to high school kids. I called the school immediately and we went through a process there.

Well that’s the day I decided my son needed a cell phone. Through trial and error I’ve learned these tips with giving kids cell phones. I also realized how much they’d be staying after school in middle school for sports practices, clubs, or just to hang out with friends.

  • Do NOT start them off with an expensive phone. Pick a free or low cost phone to start with until they learn how to take care of it.
  • Consider getting the insurance. Most insurance is only a couple dollars a month per phone. Though not all insurance plans are worth the investment so be sure to read the fine print.
  • When you get your child’s phone, whether you buy it in store or order online, get a phone case immediately! Don’t even give your child the phone until there is a case on it. There are tons out there that range from a few dollars to over $100. Shockproof, waterproof, glitter, name brand, and designers like Karl Lagerfeld phone case You can usually find something that fits your budget and your child’s personality.
  • Get screen protectors if the case you choose doesn’t have screen protection. I usually buy a budget friendly screen protector on Amazon.
  • Put restrictions on your child’s phone and lay ground rules. If passwords/passcodes are used, make sure you know what they are. Check your child’s phone often. Until the learn how to properly use texts, phone calls, social media etc.

Another thing I’ll add is to shop around for cell phone providers. Not all of them are created equal when you have family plans. We suffered with AT&T for too long. I had the mentality that I was with them for 16 years and never had an issue so why change (other than the exorbitant amount of money we were paying). We finally switched to Consumer Cellular and our bill was literally cut in half. I wish we wouldn’t have waited so long.

I know buying those things for your kids phone seem “extra” but trust me when I say a $15 phone case and $8 screen protector can save you a lot of money in the long run!

I’ve also found more benefits to them having a cell phone over the years. It makes it easier for them to check in with me and for me to check on them. They can get updates from the school’s automated announcements for school closings, delays, etc. When they started driving I’d have them call me when they got to their destination. There’s also tracking apps so I can see where they ACTUALLY are.

This post is sponsored by Diamond Bloggers. Any opinions expressed are my own. This post does contain affiliate links. I will earn a small commission from sales made through my links.

Give Your Valentine The Gift Of Jewelry AND Safety In One With Invisawear

I work in a hospital in small city. It’s not a particularly dangerous city. But areas very near to wear employees have to park are known to have their share of problems. I was driving to work one day and saw a SWAT team outside of a run down apartment building. That was about half a mile from where I park.

The hospital provides shuttle service from the parking lots during the day because parking is anywhere from 1 -3 blocks away depending on which lot you park in. Obviously the closer ones fill up first. But shuttle service is not available after 6 pm. And let’s face it, hospitals don’t close at 6 pm and there’s staff coming in at all hours.

I often choose to walk up to work to help get my steps in. Plus I tend to walk faster than the shuttle can get me there because of the stops and route it has to take. One day though, I was walking under the railroad trestle and a man jumped down from the trestle right in front of me. I’m not even afraid to admit that he scared the daylights out of me. He started laughing and rather mockingly said “Did I scare you?” and walked away laughing. Not long after I found out that that railroad trestle is a popular place for the homeless population to travel and hang out.

I had my phone in my purse. I have a tendency to put my hand to my heart when startled. I realize had he not just walked away and would have tried to take my purse or worse that I would not have had access to my phone. That’s where Invisawear comes into play.

Shop invisaWear - Safety Devices Disguised as Everyday Accessories

Invisawear is a discreet safety device disguised as jewelry. With options that include: necklaces, bracelets, key chains, and scrunchies. I think the scrunchy idea is great for everyday wear, outdoor running, walking, biking, or going to the gym. I personally love the necklaces because I feel like my reflex reaction to cover my heart would be easy and unassuming access to my necklace if I was in trouble.

You device/jewelry is able to notify pre-selected people of your choice of your location even if you’re not sure where you are. It also has the optional feature to contact 911. You can also choose to have it share personal information for 911 dispatchers so they can better help you.

Right now Invisawear is having a Valentine Sale:

Get 20% off plus 2 Day Free Shipping I’m excited to have the chance to review a piece of Invisawear jewelry. I’m choosing the necklace. I’m planning on doing an unboxing and review post so watch for that on my social media channels. I can think of so many occasions it would be a blessing to have piece of mind like this. Girls nights, 2nd and 3rd shift workers, travel (especially alone), home health workers, subway travel, runners and joggers, any place you’re not familiar with or has a less-than-positive reputation, etc. This would make an amazing gift that definitely shows you care. This post does contain affiliate links. I will earn a small commission from sales made through my links.

Cricut Joy Bundle Sale Happening Now!

Cricut’s bundle deals are always BIG savings. If you’ve had your eye on a Cricut Joy the time is now to buy!

The Cricut Joy’s compact and stylish design make it easy to store on a shelve or in a cupboard and pull it out when you need it. It cuts over 50 types of material including vinyl, paper, iron-on, cardstock, and more. You can cut large pieces up to 4 ft or repeat cuts up to 20 ft. Great for making tags, signs, bookmarks, or whatever your creative heart can think of. This is great for making custom vinyl labels for your kids items for school, your lunch at work, and more.

It can draw any shape and writes in different styles. If you already have a Cricut Maker or Cricut Explore Air 2, this little machine makes a great addition.

So the Cricut Joy usually runs for $179.99 by itself but you can check out the amazing Cricut Joy Bundle deals to get more bang for your buck right now.

Get this Cricut Joy Label Maker Bundle or this Cricut Joy Insert Card Bundle for only $199.99. You get the machine and the materials you need to get started with each one! Cricut also now has payment options with Affirm.

While you’re there, check out the deals on the Cricut Easy Press too. So when you cut out those iron-on designs you can easily transfer it to your surface.

Cricut items make great gifts too. Valentine’s Day is coming up. There is a note on the site though that due to unusually high demand and shipping delays due to COVID that orders are taking about 2 weeks. So if you’re you’re thinking about it for a Valentine’s gift you’re gonna want to order pronto!

This post does contain affiliate links. I will earn a commission from sales made through my links.

Everybody Walk Across Pennsylvania: A Virtual Walking Program

Penn State Extension has done it again with another fun program to help you stay fit. As a Pennsylvania native myself, this is particularly interesting to me. Do I have any Pennsylvania readers here?

Everybody Walk Across Pennsylvania is a free virtual walking program designed to help participants meet their health goals this spring. The eight-week, semi-structured program encourages participants to increase their physical activity and develop healthy eating habits. The program will run from April 5 to May 24.

Participants can join individually or form teams of five with family, friends, coworkers or even the family dog. Since it is a virtual program, locations and times of walking can be customized completely: mornings at the local park, lunchtime at home or around the neighborhood in the evenings. The program also includes an exercise conversion chart to convert many activities into reportable miles.

Each team member will try to walk an average of 10 miles per week. Team captains will be asked to report the total number of miles walked, and all participants will receive weekly emails with motivators to keep walking and strategies for healthy eating.

The weekly emails are related to the program’s themes. This year, Penn State Extension is collaborating with the Penn State Cancer Institute to provide more information about health and wellness, heathy eating, chronic illness and cancer prevention resources and tips.

Of course, Penn State Extension encourages you to follow all CDC and local guidelines during the pandemic. They even offer helpful tips. Maybe instead of walking as a group consider calling a teammate on your cell while you walk and talk.

I would personally add that, if you’re going to be in an area around other people don’t forget your mask. I also keep hand sanitizer in my car just in case. If it’s too cold to walk, I’ll be logging the miles on my treadmill.

The last time that Penn State Extension did this they had 471 participants that logged over 62,000 miles in all. That’s an awesome job!

If you’re interested in participating, registration deadline is March 29. You can find out more info, and register here: https://extension.psu.edu/everybody-walk-across-pa

Oh I forgot to mention, it’s also a free program. What a fun way to kick up your fitness or add to your fitness goals. I’ll be participating for sure!

30 Day Challenge With Dancing & Life

There is so much going on in the world right now that can cause stress, anxiety, anger, sadness, the list goes on. With the pandemic some people may even feel the need to put their goals and plans on hold.

With social isolation and social distancing it can make things that much harder. You may not have the contact you need, the person sitting there talking you through everything over a cup of coffee.

Saje Flow is the founder of Dancing & Life. Dance and movement are important parts of the teachings. You can do the full 30 program or the 7 day free challenge! The program can help you tap into your inner strength and give you tools that can be applied to life any time or during a crisis.

Check out the Dancing & Life site. And sign up for the Dancing & Life 30 Day Challenge or free 7 day challenge here.

I’ll be posting some cues, prompts, and positive thought/ideas from Saje Flow on my social media accounts throughout the month. If you choose to participate in any of the actions, I’d love to see it! Tag me and let me know how you’re doing! If you do the 30 Day Challenge you also have a chance to win prizes from Dancing & Life and can even be chosen to share your story!

This post does contain affiliate links. I will earn a commission from actions completed through my links