OnMyWay App Paying People For Driving Safe?

I’m all about a legit app that helps me earn some extra money. If there are other benefits to it, I’m definitely interested. A friend of mine posted on facebook about the OnMyWay app. But was it legit?

The site says it pays you 5 cents for every mile you drive without texting. Refer someone and earn 2 cents for every mile your referral drives without texting. When you sign up you immediately get $10 deposited into your account.

It didn’t require a lot of personal information to set up the account and it was pretty quick to set up. I was surprised when it seemed to track my driving miles fairly accurately.

I noticed that the cents were adding up pretty quickly and within a week I had over $20 in my account (counting the $10 starting deposit) That’s when I started to really question if this was for real. So I started looking through the OnMyWay app FAQs on how to get paid. You can input your paypal email or Venmo to received payments (no passwords) but it didn’t seem like I could just simply cash out the “money” I earned. After reading through the FAQ it seems I had to complete what they call “marathon deals” These are long term deals. There’s a $250 one that required 250 referrals. Then there was a $1000 one that required you to earn $10,000 in mile money/referrals and make at least 10 purchases. See the app also works like a cash back site. And the mileage money earned almost sounded more like “points” to me than actual cash.

I was a little disheartened by this but I also read that they were going to add short term marathon deals the next month. Surprisingly within a week the short term deals appeared with much more reasonable cash outs like $10, $50, etc. The catch on this one? There seems to be a limited number of rewards at a time. It seemed there were a lot of people able to cash in on the short term deals so that made made me feel better about it. You can see an example of one of the marathon deals in the screen shot below.

So in the end, I think it is legit I just feel they could do a better job communicating exactly how the rewards and app works. I think it’s a little misleading at face value.

I do think this could a nice incentive for teens to drive without texting with the knowledge there could be an earned reward for it. I think it would be a nice compliment for Uber or Lyft drivers to have the potential to earn a little extra on their fares or maybe even taxi drivers. So I will continue using the app. The app is free other than any cash back purchases you may want to make through the app but they’re not required.

If you’re interested in the On My Way app you can use my referral link and get $10 in your account just for signing up.


33 Million American Can’t Afford Winter Travel According to Wallethub

I dream about escaping the below freezing temperature of Pennsylvania in the winter. More so around February time frame. I get sick of the snow, ice, bad roads, layering, shoveling, short days, etc. There are a lot of factors that play into us not being able to do that though.

For us all 4 of our kids are in school so they would have to miss school. Then there is requesting time off from both our places of work and hoping both of use get approved. Add in the fact that we provide Christmas for 4 kids and the financial aspect is there too.

Travel is something my husband and I want to do closer to retirement. For now we just do a family vacation every other year, usually to a beach on the east coast.

Wallethub collected some states on winter travel. Here are some of the highlights:

  • 4% more people are planning to travel this winter than last winter, and 79% of them are planning to spend at least as much as last year.
     
  • 1 in 3 people don’t plan to travel this winter, and 38% of them – a total of 33 million people – say they can’t afford it.
     
  • Millennials are 6X more likely than baby boomers to apply for a new credit card to save on winter travel.
     
  • Weather and cost are the leading concerns for more than 8 in 10 winter holiday travelers.
     
  • Capital One Venture is the best credit card for winter travel because it has an initial bonus worth $500 in travel for spending $3,000 in the first 3 months and gives at least double miles on all purchases.

Q&A with WalletHub CEO Odysseas Papadimitriou

What do WalletHub’s survey results indicate about how confident consumers feel economically?

“The results of WalletHub’s Winter Travel Survey show reason for economic optimism in the sense that slightly more people are planning to travel this year than last year, and 79% of winter travelers say they’re going to spend at least as much as they did last year,” said WalletHub CEO Odysseas Papadimitriou. “When people are feeling strain financially, you generally don’t see travel increase.”

Why do you think so many people say they can’t afford to travel this winter?

“It should be no surprise that 33 million Americans say they can’t afford to travel this winter. Even though unemployment is near record lows and the stock market is near record highs, there are a lot of things weighing on consumers financially right now. For one thing, we’re racking up credit card debt at a pace reminiscent of the run-up to the Great Recession. Student debt clearly is a problem. And there’s a lot of political uncertainty,” said WalletHub CEO Odysseas Papadimitriou. “It’s also important to point out that people who recognize they can’t afford a big trip are doing the smart thing by staying home and saving up. Far too many people think a vacation is a necessity worth going into debt for.”

Is it worth paying an annual fee for a credit card in order to get better perks?

“It is worth paying an annual fee on a credit card if the card in question will save you more money at the end of the day, after factoring in the fee, than the best no-annual-fee alternative. Unfortunately, the results of WalletHub’s new survey show that only one-third of consumers seem to recognize that,” said WalletHub CEO Odysseas Papadimitriou. “You don’t want to pay for a card if you’re not going to get your money’s worth. But you don’t want to automatically rule out cards with annual fees, either. They can be worth the investment and then some. For example, the average person could earn more than $1,000 in net rewards value – after subtracting annual fees – with the best travel credit cards over just two years of use.”

Why are millennials so much more likely to apply for a credit card to get winter-travel savings than baby boomers?

“Most millennials have grown up in the age of free credit scores and reports, and online credit card comparison. So they may be a bit more comfortable applying for new credit cards, seeing their credit scores dip then recover, switching billing information for services they pay for with their cards, etc. Younger people also tend to be more cash-strapped than older folks, which makes them more inclined to look for savings opportunities,” said WalletHub CEO Odysseas Papadimitriou.

So do you do any winter travel? Do you have any winter travel plans this year?


25% off Gen Admission at the National Aviary on September 25, 2019

This year we decided to get a National Aviary family membership since we didn’t go on vacation this year. I had been wanting to revisit the aviary for some time. My kids had never seen it. It’s such an immersive and unique experience. Check out our most recent National Aviary visit here to see what to expect and tips.

On Wednesday, September 25, 2019 all visitors will enjoy a 25% off discount on general admission rates. This is part of a year of monthly promotions to celebrate the Allegheny Regional Asset Districts (RAD) 25th year and the significant support they, and the Pittsburgh community, have provided to the National Aviary. Visitors can expect something new on the 25th of each month this year.

Each month’s activity will be announced via the 25 RADical Years webpage on the National Aviary web site www.aviary.org, via social media using the hashtag #RAD25 and in the National Aviary’s Airmail e-newsletter. Announcements will be made on the 26th day of each month for the following month’s activity.

Checkout my National Aviary visit post and visit aviary.org to plan your trip and learn more about the National Aviary in Pittsburgh, PA.


Who Knew An Apple Butter Festival in WV Was So Popular?

Living in Pennsylvania, our family vacations are usually beach vacations. The whole family enjoys it. We always drive. I’m not a fan of the beltway so we tend to take the more scenic route to Topsail Island.

My hubby and I love the little town of Berkley Springs, WV. A quite, pretty town along US-522. We’ve often admired The Country Inn in the middle of town on our way through. We’ve said on more than one occasion that it would be a nice little weekend getaway for us.

Photo Credit: InthePanhandle.com

The idea really took shape when I drove through one year in September. I saw signs up for the apple butter festival during Columbus Day weekend. Apple butter festival? That would make an awesome addition to the weekend getaway idea. I told my husband about it and he liked the idea too.

This year, around the beginning of August we decided we were going to do it. We wanted to stay in The Country Inn in the middle of town, go to the apple butter festival, and take a short drive to Shawnee Springs Market. It was going to be my birthday gift this year. I was disappointed to see that the inn we wanted to stay in was completely booked up or that weekend. I searched multiple booking sites and not one site had a room available. Then I double checked my work schedule and realized I had to work that weekend anyway. Who knew an apple butter festival in West Virginia could be so popular? It is such a cute town though.

Who knew an apple butter festival in West Virginia could be so popular?

Me – thinking I’m the only one who ever though of it lol

We decided we’re definitely going next year and we’re going to book early. Our kids are starting to get older. My oldest is driving and my middle son will start driving towards the end of the year. My husband and I are realizing we have a little more time to relax. We’re realizing all the things we want to do together. We were never able to take a honeymoon so I think traveling more is in our future.

Another places we’d love to see is the Mohican Treehouse cabins in Mohican state park in Ohio. I can only imagine how peaceful it could be. We want to try island hopping on the Lake Erie Islands. Oh just so much we want to do. We like to try things that are different and not well known.


Windber Recreation Park – Summer Staycation Series in Western PA

So far we’ve previewed the Pittsburgh Children’s Film Festival, took a visit to the National Aviary in Pittsburgh, attended Challenger Sport Soccer Camp, and we’ve been enjoying the local recreation park.

Windber Recreation park known as Windber rec or simply “the rec” has a lot to offer for a leisurely low cost day. With tons to do on any day of the week and even more to do with special events like Wings and Waves, Windber Wine in the Park, and much more.

The park offers picnic tables and charcoal grills that can be used for a spur-of-the-moment picnic. There are also plenty of pavilions that can be rented for parties, reunions, and other events. From small pavilions to the enclosed dance hall with kitchen. Pavilion rental information is here.

As far as things to keep you entertained there is a nature trail, skate park, playground, volleyball nets, basketball court, tennis courts, and a fenced dog park. Many local enjoy walking or jogging the park for exercise. There are restroom facilities throughout the park. One of the big draws in the summer is the public pool that features a twisty slide and two shot gun slides. There are also changing facilities, showers, restrooms, and a concession stand available in the swimming area. Note: you can not bring coolers larger than 14″ inches into the pool area. We like to pack a small cooler bag with a drink and light snack when we swim. They do have lifeguards on duty.

Special events like the Wings and Waves in a popular event that brings in local eateries to offer a selection of wings to try and you vote on your favorites. Each Thursday 3 new eateries offer 3 different flavors of wings each. Buy a ticket to try a dozen wings of any flavor you’d like then enjoy an evening swim.

For local residents, getting a pool pass is well worth it especially when the days get hot. If you purchase one the end of April or early May you can get it at a discount. To visit for the pool for a day it’s $6 for adults and $5 for children. We invested in a pool pass this year and it has paid off for us. We are visiting 2 to 3 days a week at least as weather permits.

You could easily make a day out of the Windber Recreation park. Walk the nature trail, let the kids play at the playground, have lunch at one of the picnic tables, then go swimming. Or maybe play some basketball or tennis.

The Windber Recreation Park is the guaranteed low budget fun in the Johnstown, PA area.