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Luv Saving Money – Page 36 – Life on a Budget

Why I Get My Middle Schoolers Mobile Phones

I want to start this off by saying I’m not judging anyone for giving or not giving a cell phone at any particular age. This post is strictly the reasons I decided to and my tips, as a mom of 4, who has given their children cell phones with another one coming up here in a few months.

Initially, I had it in my head that my kids weren’t getting cell phones until they were in high school. I figured they’d be more responsible, they’d need it when they started driving, for work, etc, etc. Little did I know how fast my mind would change with 1 incident in middle school.

My oldest son was in 6th grade so, he was about 11 years old. We found out when we moved to our new house that he would have to walk to the middle school which was 1.8 miles away. I worried about that, especially with these Pennsylvania winters. BUT, it was a straight shot on a main road in town. Other kids would be walking too. He would find friends to walk with, I was sure of it. I even walked it with him over the summer before classes started to see how long it would take. On a nice summer day with no heavy backpack it took us 20 minutes! 20 minutes! I worried about what it would be like when he had to trudge through unshoveled snow covered side walks with ice on the ground.

I worried about him a lot. I took him to school sometimes but I was working full-time at the time so it wasn’t always possible. Then my son found a walking buddy and I felt a little better about it.

Then my son starts telling me about these high school kids that would harass him and his friend on the way home. They would call them names, and even threw rocks at them. One day my son and his friend burst through our front door, eyes wide as saucers and out of breath. I knew something was wrong. It turns out, the high school kids that had been harassing them on the way home most of the year surrounded them and pulled a knife on them. They were able to get away but had to run nearly a mile home to get help. There are no pay phones anymore and people just aren’t as open to opening their doors to high school kids. I called the school immediately and we went through a process there.

Well that’s the day I decided my son needed a cell phone. Through trial and error I’ve learned these tips with giving kids cell phones. I also realized how much they’d be staying after school in middle school for sports practices, clubs, or just to hang out with friends.

  • Do NOT start them off with an expensive phone. Pick a free or low cost phone to start with until they learn how to take care of it.
  • Consider getting the insurance. Most insurance is only a couple dollars a month per phone. Though not all insurance plans are worth the investment so be sure to read the fine print.
  • When you get your child’s phone, whether you buy it in store or order online, get a phone case immediately! Don’t even give your child the phone until there is a case on it. There are tons out there that range from a few dollars to over $100. Shockproof, waterproof, glitter, name brand, and designers like Karl Lagerfeld phone case You can usually find something that fits your budget and your child’s personality.
  • Get screen protectors if the case you choose doesn’t have screen protection. I usually buy a budget friendly screen protector on Amazon.
  • Put restrictions on your child’s phone and lay ground rules. If passwords/passcodes are used, make sure you know what they are. Check your child’s phone often. Until the learn how to properly use texts, phone calls, social media etc.

Another thing I’ll add is to shop around for cell phone providers. Not all of them are created equal when you have family plans. We suffered with AT&T for too long. I had the mentality that I was with them for 16 years and never had an issue so why change (other than the exorbitant amount of money we were paying). We finally switched to Consumer Cellular and our bill was literally cut in half. I wish we wouldn’t have waited so long.

I know buying those things for your kids phone seem “extra” but trust me when I say a $15 phone case and $8 screen protector can save you a lot of money in the long run!

I’ve also found more benefits to them having a cell phone over the years. It makes it easier for them to check in with me and for me to check on them. They can get updates from the school’s automated announcements for school closings, delays, etc. When they started driving I’d have them call me when they got to their destination. There’s also tracking apps so I can see where they ACTUALLY are.

This post is sponsored by Diamond Bloggers. Any opinions expressed are my own. This post does contain affiliate links. I will earn a small commission from sales made through my links.

Give Your Valentine The Gift Of Jewelry AND Safety In One With Invisawear

I work in a hospital in small city. It’s not a particularly dangerous city. But areas very near to wear employees have to park are known to have their share of problems. I was driving to work one day and saw a SWAT team outside of a run down apartment building. That was about half a mile from where I park.

The hospital provides shuttle service from the parking lots during the day because parking is anywhere from 1 -3 blocks away depending on which lot you park in. Obviously the closer ones fill up first. But shuttle service is not available after 6 pm. And let’s face it, hospitals don’t close at 6 pm and there’s staff coming in at all hours.

I often choose to walk up to work to help get my steps in. Plus I tend to walk faster than the shuttle can get me there because of the stops and route it has to take. One day though, I was walking under the railroad trestle and a man jumped down from the trestle right in front of me. I’m not even afraid to admit that he scared the daylights out of me. He started laughing and rather mockingly said “Did I scare you?” and walked away laughing. Not long after I found out that that railroad trestle is a popular place for the homeless population to travel and hang out.

I had my phone in my purse. I have a tendency to put my hand to my heart when startled. I realize had he not just walked away and would have tried to take my purse or worse that I would not have had access to my phone. That’s where Invisawear comes into play.

Shop invisaWear - Safety Devices Disguised as Everyday Accessories

Invisawear is a discreet safety device disguised as jewelry. With options that include: necklaces, bracelets, key chains, and scrunchies. I think the scrunchy idea is great for everyday wear, outdoor running, walking, biking, or going to the gym. I personally love the necklaces because I feel like my reflex reaction to cover my heart would be easy and unassuming access to my necklace if I was in trouble.

You device/jewelry is able to notify pre-selected people of your choice of your location even if you’re not sure where you are. It also has the optional feature to contact 911. You can also choose to have it share personal information for 911 dispatchers so they can better help you.

Right now Invisawear is having a Valentine Sale:

Get 20% off plus 2 Day Free Shipping I’m excited to have the chance to review a piece of Invisawear jewelry. I’m choosing the necklace. I’m planning on doing an unboxing and review post so watch for that on my social media channels. I can think of so many occasions it would be a blessing to have piece of mind like this. Girls nights, 2nd and 3rd shift workers, travel (especially alone), home health workers, subway travel, runners and joggers, any place you’re not familiar with or has a less-than-positive reputation, etc. This would make an amazing gift that definitely shows you care. This post does contain affiliate links. I will earn a small commission from sales made through my links.

Dancing & Life: Positive Thoughts Going Into February

It’s so great that you are figuring out your why for the year.
You know that goal-setting is essential in the planning process for long-term success. Without goals, we only guess at our progress.
How are you feeling about the coming year?
Is anything standing in the way of your goals?

Share a video of yourself holding a victory pose, and saying how you will succeed this year. #dancingthroughcrisis

I’ve had to learn how to set goals to keep me motivated. I’ve learned I can’t go from zero to 100. I need to basically make a goal ladder.

I encourage you to check out Dancing & Life to see their free 7 day challenge or purchase the 30 day program to help you motivate yourself towards your goals.

This post is sponsored by Blog Meets Brand and Dancing & Life. This post also contains affiliate links. I will earn a commission from sales made through my links

Cricut Joy Bundle Sale Happening Now!

Cricut’s bundle deals are always BIG savings. If you’ve had your eye on a Cricut Joy the time is now to buy!

The Cricut Joy’s compact and stylish design make it easy to store on a shelve or in a cupboard and pull it out when you need it. It cuts over 50 types of material including vinyl, paper, iron-on, cardstock, and more. You can cut large pieces up to 4 ft or repeat cuts up to 20 ft. Great for making tags, signs, bookmarks, or whatever your creative heart can think of. This is great for making custom vinyl labels for your kids items for school, your lunch at work, and more.

It can draw any shape and writes in different styles. If you already have a Cricut Maker or Cricut Explore Air 2, this little machine makes a great addition.

So the Cricut Joy usually runs for $179.99 by itself but you can check out the amazing Cricut Joy Bundle deals to get more bang for your buck right now.

Get this Cricut Joy Label Maker Bundle or this Cricut Joy Insert Card Bundle for only $199.99. You get the machine and the materials you need to get started with each one! Cricut also now has payment options with Affirm.

While you’re there, check out the deals on the Cricut Easy Press too. So when you cut out those iron-on designs you can easily transfer it to your surface.

Cricut items make great gifts too. Valentine’s Day is coming up. There is a note on the site though that due to unusually high demand and shipping delays due to COVID that orders are taking about 2 weeks. So if you’re you’re thinking about it for a Valentine’s gift you’re gonna want to order pronto!

This post does contain affiliate links. I will earn a commission from sales made through my links.

TreCeuticals Eye Love Infusing Eye Cream Review + Coupon Code

A couple months ago I received a free sample of TreCeuticals Eye Love Infusing Eye Cream to try. I’ve recently been making more effort to take care of myself. The TreCeuticals Infusing Eye Cream was just one easy step to add to my self-care regimen. When I review skincare products or supplements I like to try it for at least a month or 2 to get the full effect. I don’t like to just use a product for a couple days.

TreCeuticals Eye Love Infusing eye cream is packed with all kinds of good stuff for your skin. Peptides, hyaluronic acid, antioxidants, and even CBD. Good for your skin ingredients like green tea, jasmine, cucumber, and more. You can read more about their formula HERE. TreCeuticals Eye Love can help reduce puffiness, dark circles, and fine lines. I’m also not one to shy away from product that contain CBD. I’ve seen some benefits from CBD products. CBD is also rising in popularity with beauty products.

To be fair, I’m not the skin care guru but I’m very impressed with the size of this eye cream container. 15 ml/0.5 fl oz. I’ve bought other eye creams and I feel like the container sizes were smaller than this. I’m not one to be rigid about my regiment but I’d say I’ve used this product at least a 3-4 days a week for about a month now and I still have a decent amount of product left.

I also get excited about the little things sometimes. I LOVE how this eye cream dispenses. It kinda takes the guesswork out of how much to use. You simple push down on the top and a single use dispenses from the container. I like it because I don’t have to dip my fingers into a container and get product under may nails. Then I feel like I’m wasting it. Or getting too much or not enough from other containers.

The eye cream itself, absorbs nicely into my skin. It didn’t feel greasy. It has a faint fresh scent. I feel like after I apply it within about 15 min my skin feels more taut. I don’t tend to have puffiness around my eyes so I can’t comment on that part but it does have a firming effect. I did feel it had a soothing effect around my eyes when I was particularly tired.

My only complaint with this product is that, if I apply it in the morning then workout in the afternoon it tends to “run” and irritate my eyes a little bit. It says to use it twice a day but what I’d end up doing is putting it on in the morning. Washing my face before I workout. Then I’d apply it again at night. That might not be ideal but having it run in my eyes did bother me.

Check out TreCeuticals size for all their skincare product with game changing formulas. Go through this link: https://dealspotr.com/getcode/sdm4Y and use code: LUVSAVINGMONEY1 to save 10% off your order!