How To Save Money On Doterra Essential Oils!

My advocate links are included in this post. Any purchases made through the links, I will be compensated.

I know the price tag on some essential oils is a bit overwhelming. Trust me, I know, I’ve been there. You’ve probably heard the horror stories about buying cheap ones on Amazon or eBay though.  Yes please don’t do that. If you’re finding it cheap, like really cheap you have to ask yourself why? Do you know the source? What is in it other than the oil you’re trying to buy. Often times if you find it cheap it’s because it’s diluted with something: water, alcohol, vegetable oil, you don’t know and that’s if they’re using something safer to dilute it with. Sometimes they use things like synthetic lavender or synthetic lemongrass.  If it’s not pure, it will not have the same effects. If it doesn’t have the right effects it might turn a person away from essential oils thinking they don’t work.

So what do you do?  Here are some ideas to save money on Doterra essential oils.

Wholesale Customer Account

Wholesale Customer account. You pay $30 and it’s good for a year. You can buy your oils at wholesale price. After one year, you can renew for $25 and get a free peppemint oil!  You do NOT have to sell anything and you can take advantage of loyalty rewards points program.

Loyalty Rewards Program

Take advantage of the Loyalty Rewards Program.  I’ll admit, I didn’t do it on my first order and I immediately regretted it. You need to play $125 order to initiate the program but you are not required to spend that every month. You’ll still accumulate LRP even if you don’t spend $125. The points can be used on future orders toward free products.

Monthly Promotions

Take advantage of the product promotion of the month.  For example, for the month of April 2017 Breath Vapor Sticks are 10% off. Also if you end up placing $125 LRP order you’ll get a free Digestzen in the month of April 2017.  There are different specials like this each month. If you’re not sure what they are, ask a Doterra Wellness Advocate like me 🙂

New to Doterra? Here’s Ideas to Start Off Right

If you’re new to Doterra and want to place an order but you’re really not sure what to order you can do one of several things so you start off with a good set a oils to work for you.  I always recommend talking to your Doterra Wellness Advocate.  But, I get it, some people just don’t want to for one reason or another.  I started off with the Aromatouch kit because it wasn’t crazy expensive compared to some of the other kits, I got a diffuser with it (which I knew I wanted anyway) and it had a nice starter set of oils.   Another kits that’s really affordable is the Doterra Introductory Kit. For $30 ($20 if you have a wholesale account) you get a 5 ml bottle of: lemon, peppermint, and lavender. Popular oils with many uses.

Kits like the Aromatouch Kit come with Doterra fractionated coconut oil

Buy Directly from you Local Doterra Wellness Advocate

They may not always have inventory on  hand but they might be able to save you money in shipping when putting your order in with other orders.  Some Doterra Wellness Advocates will offer a local discount or even have sample on hand for you to try before you buy. Not all Advocates can do this, everyone runs their business differently but it doesn’t hurt to ask. Even when buying from a Doterra Wellness Advocate online you can see if they have a facebook page to contact them that way.

As a Doterra Wellness Advocate myself I just want to help people with a natural option. I want you to have the best experience possible.  Please contact me, ask questions, I have a wonderful network around me that very helpful as well. So even if I don’t know the answer I probably know someone who does.

Visit my Doterra site: http://mydoterra.com/angiebeechan

and follow my Doterra facebook page where you can find info, get answers, learn about specials, and more: https://www.facebook.com/EssentialOilswithAngieB/


Top 10 Tips for Saving Money at Giant Eagle

Top 10 Tips for Saving Money at Giant Eagle

If you are lucky enough to have a Giant Eagle near you you can save some serious money. I’ll be honest, years ago before I really got into couponing, when I compared prices from Giant Eagle to places like Walmart or BiLo I didn’t understand why people said they save so much money at Giant Eagle. But as I learned more he savings opportunities are plentiful.  So here are my top tips for saving money at Giant Eagle.

  1.  Get yourself a Giant Eagle Advantage card stat!

This FREE card gets you sale prices, doubles coupons, allows you to have coupons with you at all times, lets you earn FuelPerks and so much more.  Just go to your Giant Eagle customer service desk and ask to sign up for a Giant Eagle Advantage card.  It’s like a magic card for savings.  Register on GiantEagle.com too. Once you have your card and register on GiantEagle.com you can take advantage of the next few tips!

 

2.  Grab the eAdvantage items of the week

Got your GE Advantage card? Good because now you’ll be able to get the eAdvantage item of the week. What is the eAdvantage item of the week you ask?  It’s usually 1 item that’s either free or deeply discounted.  You can only get one of them the whole week but it’s worth it.  IMPORTANT: In order to be able to get the eAdvantage item you have to go to GiantEagle.com, click savings, then click eAdvantage and make sure that you check off that you want the eAdvantage item.  Who wouldn’t right? But you have to do it.  You never know what it will be.  Sometimes it’s free tomatoes, sometimes it’s 49 cent handsoap, sometimes it’s free mushrooms, etc.  It’s always in the sale papers and marked in stores.

3.  Coupons Double up to 99 cents

Coupons will double up to 99 cents but only when you scan your Giant Eagle card at the register.  When it says coupons double up to 99 cents it means a 99 cents coupon will double to $1.98, 50 cent coupons will double to $1, etc.  UNLESS the coupons says not to double.  Printed coupons and manufacturer coupons will double.  Ask your local Giant Eagle for their coupon policy though. Some independently run GEs don’t accept printed coupons.

4.  Never forget to take you coupons when you use eCoupons

Let’s face it. Sometimes you’re running in the store after work to pick up diapers and milk. Maybe you didn’t plan on it but you got a text from home asking you to pick them up.  You didn’t bring your coupons with you. No worries. You can go to GiantEagle.com or use the Giant Eagle app to load eCoupons to your advantage card.  Just scan your card at the register and the eCoupons automatically apply.   NOTE: eCoupons do not double.

5. Tipping my hat to a fellow blogger, LadySavings.

LadySavings.com is THE BEST site I’ve found for Giant Eagle coupon match ups.  They do all deal finding for you. All you have to do is write a list and print coupons (or clip coupons).  They have a full match up, Quick and Easy deals matchup, Top 10 Deals, and more.  Definitely subscribe to LadySavings emails too for notifications of new deals and matchups.

6.  Treat cards when shopping with kids

Sometimes you don’t have a choice but to shop with your kids. If your kids are anything like mine you have to say no 118 times when they want everything on the shelves.  Little Shopper treat cards save me money and sanity.  They are only $1 per kid and they are good for the whole calendar year.  Keep that card with you. When your kids go with you can they can get a free piece of fruit, slice of cheese, or cookie every time! AND that dollar you paid go to local children’s hospitals so win-win. Just go to the customer service desk and ask to buy a treat card.  The treat cards are good for kids up to 10 years old.  You child has to be present to use the treat card.

7.  Saving money on groceries means saving money on fuel

For every $50 your spend at Giant eagle you earn 10 cents in FuelPerks to use at GetGo gas stations.  That means if your grocery bill comes to $150 you earn 30 cents in FuelPerks. That is 30 cents off every gallon of gas up to 30 gallons! They sometimes have special FuelPerk deals where you can earn 20 cent FuelPerks when buying gift cards too.

8.  Say it with me, Catalina Coupons

The first time I heard someone say catalina coupons I thought they were talking about coupons for salad dressing.  (No? just me? ok anyway…) once you’ve shopped Giant Eagle a few times it starts to learn your shopping patterns I guess.  You’ll start to get catalina coupons. Those are coupons that print out at the register after you’ve paid your bill. They can only be used at Giant Eagle and don’t double but often times they are good coupons. Sometimes they have special deals. When  you buy so many of a particular item on a trip you might get a catalina coupon for $2 off your next trip or $5 off your next trip, etc. Some of them a coupons for particular items.

9.  Look for coupons on package

About two weeks ago they had a deal that if you bought 5 boxes of Keebler crackers you’d pay only $1.99 per box.  I wasn’t going to initially do it because I didn’t have coupons BUT the one particular type had a 50 cents off manufacturer coupon (or peelies as the professional couponers call it) When they have manufacturer coupons stuck to them they double too (unless it says do not double).  You know how much those boxes of Keebler crackers ended up being?  49 cents each.  Your darn right I bought 4 boxes of them and one of another kind (Giant Eagle only allows 4 like coupons at a time) So I got 5 boxes of Keeblers crackers for $3.95 total.  The coupons on package happens more than you’d think. Sometimes the cashiers don’t catch it though so make sure you point it out to them.

10.  GE Advantage card is also good at GetGo

You’ll use your GE Advantage card at GetGo too. Beside the already explained, FuelPerks benefit, you can get sale prices on items at GetGo. They will occasionally have an eAdvantage item at GetGo different from the one at Giant Eagle. You can also earn FuelPerks for different specials they have like when they do the 20 cents FuelPerks for gift cards. Sometimes they have specials like buying 2 of a particular drink and earn extra FuelPerks, etc.

 


How To Get Birthday Freebies and Discounts

This post originally appeared on the Dealspotr blog. Dealspotr is the most accurate coupon site that pays you to save. I’m @LuvSavingMoney on Dealspotr, use my link to join today and earn 5,000 bonus points.

In this guide, we’ll help you celebrate your birthday and receive as many free birthday stuff online as possible. You’ll learn where to get free birthday food, free birthday makeup and some special birthday discounts and rewards. So let’s dig in and find best birthday offers we can get.

A birthday is a special day which most people celebrate with family members and closest friends. That’s a perfect occasion to surround yourself with the people you love and spend a lovely day that you’ll cherish for the rest of your life.

There’s only one thing that can make your birthday even more special – presents. Apart from amazing gifts you’ll get from your loved ones, there are dozens of businesses who give free birthday stuff online. And today we’ll discuss about birthday freebies for adults to help you get as many birthday discounts, birthday rewards and birthday offers as possible. We’ve rounded up the best birthday freebies for adults at major restaurants, retailers and beauty shops.

How to Get Free Birthday Stuff Online

Many businesses offer special birthday rewards for your special day. The catch is – you have to sign up for their program or a newsletter in order to get birthday discounts or free stuff.

However, we recommend creating a special email just for this purpose. You see, although it seems you are getting something for nothing, the truth is that businesses that offer birthday freebies for adults see this as a great opportunity to promote their brand and get loyal customers. And while it appears they gain nothing from giving people free birthday stuff online, the truth is that they have their hidden interest. With that being said, chances are that the email you provided will get bombarded with their special offers, newsletters, promotions, etc.

So the first step to get free birthday stuff online is to create a brand new email that you don’t intend to use for any other purpose.

What Birthday Offers Can I Find Online

Beyond free birthday food, you can be in line for birthday discounts and birthday rewards. Many businesses have special birthday offers that you can take advantage of just by subscribing to their newsletter, which is free and takes less than 5 minutes.

The great thing about all freebies is that (in most cases) you don’t have to claim them on your actual birthday. So you can spend your special day with friends and family and claim free birthday stuff online weeks before or after your big day.

And although there are many interesting birthday rewards, in most cases you’ll get free birthday food, birthday discounts from retailers and free birthday makeup.

Free Food on Your Birthday

Sometimes you can have your cake and eat it too. Many restaurants offer freebie birthday meals on your special day. And although they are giving something for nothing, the truth is that they are hoping you won’t come alone and that you’ll bring your closest friends and family members who will spend a lot of money. However, restaurant expectations shouldn’t bother us as long as we are getting free birthday food.

So without further ado, we present to you the list of restaurants that offer birthday freebies.

  1. Abuelo’s – Receive special birthday rewards if you sign up for the Rewards Club
  2. Au Bon Pain – Get free food on your birthday by joining the Au Bon Pain’s e-club
  3. Arby’s – A free birthday shake with any purchase during your birthday
  4. Auntie Anne’s – Get free birthday food by signing up and downloading Auntie Anne’s Perks app
  5. Baja Fresh – Receive free birthday burrito by joining Club Baja
  6. BD’s Mongolian Grill – Sign up and get free food on your birthday
  7. Benihana – Free birthday stuff online (a $30 gift card) by joining the Chef’s Table
  8. Bonefish Grill – Get birthday rewards by joining Bonefish Grill Insider
  9. Baskin-Robbins – Receive birthday discounts when you sign up for the Baskin-Robbins Birthday Club
  10. Black Angus Steakhouse – Get a free steak dinner and dessert (with the purchase of a second entrée) by joining their Prime Club
  11. Buca di Beppo – Get free pasta and $20 birthday gift by becoming their e-club member
  12. Buffalo Wild Wings – Get a free snack-sized wings on your birthday without purchase
  13. Caribou Coffee – Sign up for Caribou Perks and receive a free birthday treat and free medium beverage
  14. Chili’s – Get a free dessert and free birthday food by joining My Chili’s Rewards program
  15. Carrabba’s – Sign up to Carrabba’s Amici Club and get 15% off and free birthday food
  16. Country Kitchen – Register for their e-club and get free food on your birthday (maximum value $8)
  17. Cold Stone Creamery – Join their birthday club and get a free ice-cream
  18. Del Taco – Get two free tacos and a premium milkshake for your birthday by signing up for the Raving Fan club
  19. Denny’s – Sign up for their Loyalty program and get Grand Slam breakfast on your birthday
  20. Einstein Bros Bagels – Get a free egg sandwich (with purchase) and a free bagel on your birthday by signing up for their email club Shemar Society
  21. Famous Dave’s – Sign up for their Famous Nation club and get a free birthday treat
  22. Fuddruckers – Get special birthday discounts (coupons) by joining their Fudd Club
  23. Great American Cookies – Get a cookie coupon on your special day by signing up for Cookie Mail
  24. Hooters – Join the e-club and get a birthday gift
  25. IHOP – Get free pancakes by signing up for Pancake Revolution
  26. Jack in the Box – Receive a birthday coupon for a freebie birthday cake by signing to their email subscription
  27. Jamba Juice – Get birthday discounts and a free birthday smoothie by registering on their website
  28. Jason’s Deli – Join their birthday club and get a $5 off any item on your birthday
  29. Jersey Mike’s – Get a free sub and drink on your special day by joining their email club
  30. Juice It Up – Receive a free smoothie on your B-Day by signing up for the Smooth e-club
  31. Krispy Kreme – Join their e-club and get a free doughnut on your birthday
  32. Maggiano’s – Sign for their e-club and get $10 off a $30 purchase on your birthday
  33. Marie Callender’s – Sign up and get 20% off your next meal, plus a special birthday reward such as a free slice of pie
  34. Moe’s Southwest Grill – Get a free burrito and a cup of queso by subscribing to their newsletter
  35. Ninety Nine – Subscribe to their emails and receive special birthday discounts ($5 off any purchase of $25) and a free dessert
  36. Noodles & Company – By joining Noodles e-club you’ll receive a free bowl of noodles on your big day
  37. O’Charley’s – Get birthday offers (coupons) and free appetizer for your birthday by signing up for their O’Club
  38. Olive Garden – Eat a free birthday dessert (up to $10) by joining their e-club
  39. Panera Bread – Get special birthday rewards (such as free pastry) by subscribing
  40. Papa Murphy’s – Join the Take-and-Bake Revolution and receive 50% off your second pizza and a free cookie dough treat with the purchase of any pizza
  41. Ponderosa Steakhouse – Want a free steak? Just sign up for their Ponderosa e-club
  42. Red Lobster – Get free birthday rewards by joining the Fresh Catch Club a week before your birthday
  43. Red Robin – Eat a free burger and receive a free gift on your B-Day by joining their e-club
  44. Raising Cane’s – Sign up for the Caniac Club and get free birthday food
  45. Rita’s Italian Ice – Receive a free Italian ice on your birthday by joining Rita’s Birthday Club
  46. Shari’s – Sign up and get a free birthday pie
  47. Starbucks – Get a free drink on your birthday by signing up for their rewards program
  48. Steak ‘n Shake – Eat a delicious birthday burger by joining their e-club
  49. Taco Cabana – Sing up and get a free meal and Fajita Taco on your birthday
  50. Tucanos – Enjoy eating free birthday food by becoming Tucanos Club member
  51. Taco Bueno – Get free cheesecake chimichangas (with the purchase of any entrée) by liking their FB page
  52. Ted’s Montana Grill – Sign up and receive a free dessert on your birthday
  53. Waffle House – Get freebie birthday meals by becoming a member of their e-club
  54. Wienerschnitzel – Become their club member and you’ll get a free hot dog and chili dog on your B-Day
  55. Which Wich – Receive a free sandwich for your birthday by joining the Vibe Club

Retail Birthday Discounts and Special Birthday Offers

Apart from restaurants with birthday freebies, many retailers offer special birthday discounts that you should definitely consider. So let’s take a look at some of the retailers with amazing birthday offers.

  1. American Eagle – Get a 15% discount during your birthday month by signing up for their Rewards program
  2. Anthropologie – Receive 15% birthday discounts on their pricey items
  3. Bare Escentuals – Become a FAB club member and get $10 off $150 purchase, along with a freebie on your birthday
  4. Cinemark Theaters – Get birthday discounts, coupons and special birthday rewards by becoming their member
  5. Columbia Sportswear – Join their Rewards Club and get birthday discounts of up to 20% during your birthday month
  6. Hallmark Gold Crown – Receive a 20% off coupon for one item on your birthday by joining the Crown Rewards program
  7. Famous Footwear – Although their sing-up process takes a little more time, it is well worth it with their amazing birthday discounts
  8. J.Crew Factory – Receive a 20% discount and free shipping on your B-Day by becoming their e-member
  9. Loehmann’s – Join the Insider Club and get 15% birthday discount during your birthday month
  10. Old Navy – Become a birthday club member and get special birthday offers (birthday discounts included)
  11. Payless Shoes – Birthday rewards and coupons, including a 20% discount during your birthday month are all available when you register on their website
  12. Victoria’s Secret – Sign up for their mailing list and get $10 off any purchase, plus $10 or more during your birthday month

Free Birthday Makeup

It’s no secret that women love makeup and that free birthday makeup is probably one of the best presents for their birthday. In case your loved ones decide to give you something else, you can still get plenty of free birthday makeup online.

  1. Aveda – Become a Pure Privilege member and receive a special birthday gift
  2. BareMinerals – Get free birthday rewards by signing up for the Friend and Benefits program
  3. Fresh – Join the Fresh Rewards Family program and get a free birthday gift (such as Face Cleanser and Sunscreen) during the month of your birthday
  4. Sephora – Get free birthday makeup (Marc Jacobs Beauty Highliner Gel Eye Crayon Eyeliner) by joining their Rewards Program
  5. Smashbox – Become a member of Loyalty Program and receive birthday discounts and free birthday makeup
  6. Ulta – Sign up for an UltaMate Rewards card, receive a birthday certificate and bring it to a store to claim your birthday rewards
  7. Urban Decay – Become a member of their reward program and get free birthday makeup (such as a full-size single eyeshadow)

Birthday Freebies Without Signing Up

Now that we’ve mentioned every major retailer/restaurant that offers freebies when you sign up, it’s time to discuss birthday freebies without signing up.

And to be honest, they don’t exist. Just think about it – why would someone give away anything for free? Every restaurant or a retailer is looking at their best interest and giving something for nothing is definitely not their approach.

While they do offer amazing birthday discounts, freebie birthday meals or free birthday makeup, they all require you to sign up and subscribe to their program or email list. And that’s perfectly understandable as their sign up is free and lasts less than 3 minutes.

So simply create a new email address and use it to sign up for special birthday offers and you won’t get your private email inbox spammed with newsletters.

With that being said, although birthday freebies without signing up are non-existent, the effort you have to put into signing up and becoming a member is minimal and everyone can do it.

Takeaway Notes

Celebrating your birthday is great, but getting free birthday stuff online is even better. Take advantage of freebies and discounts from your favorite retailers and restaurants and enjoy all birthday rewards you can get. Always make sure to sign up weeks earlier, as some email subscriptions don’t start immediately.


Six Financial Saving Tips Before Pregnancy

Six financial saving tips before pregnancy

Planning and expecting mothers usually do a lot of research to help them be better, more prepared mothers. Having a baby and witnessing the miracle of life is a beautiful experience, but it can also be terrifying, especially the expenses.

Listed below are some financial tips for saving money before the baby arrives:

1. Monitor your budget

Planning a budget requires research; you probably won’t know all your expenses without monitoring your current budget. Collecting receipts is a great way to see where your money is going and to become aware of foolish spending habits.

Once you look at your current expenses, it’s easy to see where a new baby would add to costs. Aside from expenses like diapers and wipes, babies increase the cost of some utilities (e.g. water for baths and bottle washing).

You should also decide whether and when you would need to pay for childcare. You don’t want just anyone watching your little one, and finding a reliable babysitter can be time-consuming and costly.

Perhaps most importantly, make sure you have an emergency fund set aside. Babies come with a lot of unexpected expenses, so it’s best to be prepared for these.

2. Cut back on things you don’t need

If you save your receipts, it’s easier to see what you actually need and what things you could live without.

Making a list of essential and non-essential expenses will help you figure out where you can cut costs. You may find that some necessities like groceries are a better bargain at different outlets than the one you traditionally use.

Buying food from a restaurant instead of preparing meals at home is an example of a non-essential expense. Not only is it healthier to eat food you make at home, but also it can save loads of money.

You can prepare meals and store them away for when you need them, or you can stock your freezer with microwavable meals from the grocery store. Either way, you will save time and money.

You should also consider paying off all the bills that you can before the baby arrives. Pregnant women often underestimate the amount of time and energy they will have left for phone calls and paperwork after the baby arrives.

You’ll also find that you can do without other things like magazine subscriptions or pricey movie rentals. Getting a library card or investing a few dollars in a Netflix subscription is a viable way to save money on home entertainment.

It is true that you will be very busy with your new baby. However, newborns sleep a lot during the first few months, so you will have a lot of time to occupy while your baby sleeps.

3. Work for as long as you can before your due date

Although the last few months of pregnancy are very uncomfortable, you should look for ways to increase your income (or at least maintain it as long as you can).

One of the easiest ways you can make extra money (and prepare your home for your new baby) is by organizing your house.

Chances are, you will stumble across a lot of things you no longer want or need. Then, you can sell the items online, to individuals, or at consignment shops.

Also, if you are currently employed, your employer may allow you to work from home as you’re due date approaches. Some may even consider hiring you for extra projects you can do from home.

4. Start accumulating items early on

Mothers need a few things for themselves as well as their babies during and after the pregnancy.

A healthy pregnancy is characterized by weight gain of at least twenty-five pounds. Your growing baby needs room to grow, so, before your skinny jeans get too tight, you should begin saving and shopping for maternity clothes.

Like most things, maternity clothes are expensive when they’re brand new. But that’s the great thing about places like consignment shops, thrift stores, and garage sales.

You may find gently used baby products at some of these places, and this is true of costlier items like baby beds as well as baby clothes.

More than likely, you know someone who became a mother recently. They may also have some maternity clothes (and baby items) they can let you borrow (or even give you).

In planning for financial expenses, you should also consider the generosity of friends and family. A lot of people have leftovers from their baby just taking up space, and some people just enjoy giving things to people they love.

5. Host a (diaper) baby shower

While everyone does not plan a baby shower, it is a great way to start collecting items for your new baby, especially diapers. After all, diapers are perhaps the biggest expense for parents.

You will be amazed at how much you can save on everything you want and need for your new baby, even if everyone only brings a box of diapers. You may find the pricey bouncer or car seat you had your heart set on underneath some wrapping paper.

6. Consider breastfeeding

A formula could be one of the most expensive things in your baby budget. Women that choose to breastfeed save a lot of money and hassle associated with feeding their babies.

Obviously, the longer you can breastfeed, the more you will save (and the health benefits for both mother and baby are worth mentioning).

Women who plan to breastfeed should consider that there might be difficulties: some babies have trouble latching and some mothers find that they lack the patience or the time necessary for breastfeeding.

If you do plan to breastfeed, you should be committed to the task and discuss breastfeeding with a lactation consultant. They can give you a lot of information and tips on how to breastfeed (like briefly supplementing your breast milk with formula).

Conclusion

You should be committed to finding ways to save money as soon as you learn you are pregnant.

Actively monitoring your budget won’t just help you adapt to having a new baby; it will also help you plan better for the future. Planning is a key factor in decreasing the stress of financing your family.

Hannah Tong is the founder of Omaby.com, a blog dedicated to providing accurate advice to mothers regarding childcare. She loves taking care of her kids and teaching them the right things. She is also enthusiastic and loves sharing her experiences to teach others about how to care for their families’ health. Check the latest article (Is It Safe To Do Yoga While Pregnant?) here.


2x Fuel Points at Ahold Stores and 5 Ideas for Using VISA Gift Cards #AholdV2X

Ahold stores are offering 2X fuel points when you purchase any VISA gift card now through 3/9/17.  BUT if you’re only thinking of VISA gift cards as gifts I’m about to give you some reasons why you might want to go out and buy one or two now (besides the 2x fuel points of course)

1.  In a world where account hacking seems to be happening more, VISA gift cards are a safer way to shop online.  Your personal info isn’t attached to them. Even if someone gets a hold of your VISA gift card, there’s a limit to their spending and it won’t effect your credit.

2. It’s a good way to teach accountability and budgeting for college kids. Send them back with a VISA gift card. They’ll need to learn how to keep track of what’s in the account with a definite end to their money supply. Rather than using a credit card or debit card and risk overdraw or high interest fees.

3.  Use VISA gift cards as the back up payment for prepaid phones, iTunes accounts, etc.  Great for kids so they don’t make unauthorized purchases, good for budgeting too.  I often paid for my boys’ GoPhones with VISA gift cards online.

4.  Let’s say you want to buy a new video game. You know which one you want but you’re not sure where you want to buy it from.  Let’s say you know the game cost $50. You can buy a $60 gift card (to cover tax, shipping) Use your favorite reward credit card to buy it to earn rewards, you’ll also earn the 2x fuel points, then shop online through a cash back site and you’ll also earn cash back.

5.  Have a VISA gift card with a low balance? Let’s say you have a VISA gift card that has $1.24 left on it.  It’s sort of a pain to use it at the cash register. One thing you can do is go to Amazon, you can buy an Amazon gift card for any amount.  You can take that $1.24 and use it to buy a digital Amazon gift card for $1.24.  You can then apply that to your Amazon account so it’s there the next time you make a purchase on Amazon.

Find a Giant, Stop & Shop, or Martin’s store near you: http://bit.ly/aholdv2x Buy VISA gift card between 3/3 – 3/9 to earn 2x fuel  points. Don’t forget to use your favorite rewards credit card to double dip on savings!

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This post is sponsored by Tatu Digital Media. Any opinions expressed are my own.