What Is A Gold IRA?

One of the most important steps that people need to take to protect their financial health is to save for retirement. While there are lots of options that people can use to save for retirement, one example is called an Individual Retirement Account, also known as an IRA. Some of the most common IRA examples that people know include Roth IRAs and regular IRAs. One commonly overlooked option is a gold IRA. This is an important retirement savings vehicle that people should know.

What Is this IRA?

Also called a precious metals IRA, this is an Individual Retirement Account that uses gold and other approved precious metals as a way to benefit the retirement savings of the account holder. Like other IRA options, there are rules regarding how and when someone can withdraw assets from the IRA. In contrast to a regular IRA, which holds papers and other virtual assets, a precious metal IRA holds bars and bullion coins. This is a self-directed IRA, meaning that it is run by the account holder instead of a third-party. Furthermore, this type of IRA also allows the account holder to have access to more diverse investments.

What Can Be Held in this IRA?

If someone has a precious metals IRA, there are four separate items that can be held in this account. They include gold, platinum, palladium, and silver. These items must be held in an IRS-approved bar or coin form. Without a doubt gold is the most common item purchased, leading to the name of this account.

Why Does Someone Have a Precious Metals IRA?

The main reason why someone might want to have a precious metals IRA is that this can be used as a hedge against inflation, helping people manage their risk. Over time, the value of paper money is going to drop due to inflation. For example, the price of a gallon of milk today is far greater than it was fifty years ago. This is largely due to inflation. While paper money loses value over time, precious metals do not. For this reason, this type of IRA can be a valuable asset for those looking to save for retirement.

Use an IRA to Save for Retirement

A precious metals IRA can be a key retirement vehicle. It is critical for everyone to plan for the future. This means taking care of their financial health using an IRA. 


It’s a Good Time To Invest With Webull

The markets be a little scary lately. Watching the the market is like watching a rollercoaster. But this can be a great time to invest. With stocks lower than normal you can grab the stock you’ve been thinking about but haven’t quite pulled the trigger on.

Webull makes it easy to invest. Even giving you free stock when you start investing. In this way, you can get even more bang for your buck. How much free stock? Anywhere from $12 and up to $1400 in free stock! That’s not a bad deal right?

Why Webull (other than the free stock of course)? Webull offers:

  • $0 Commission and $0 Minimum Deposit
  • Free Real Time Quotes
  • Multiplatform Accessibility
  • Full Extended Hours Trading (Full Pre-Market 4:30 am – 9:30 AM ET and Full after hours 4:00 PM – 8 PM ET)
  • 24/7 online help
  • Powerful Charting Tools with 44 technical indicators as well as 12 charting tools designed to help you analyze trends

I know it can be a little intimidating to start investing but Webull gives you the tools you need to learn and invest wisely. Start investing and get your free stock today!

This post does contain affiliate links. I will get a small commission from sales made through my links.


Create Images For Your Needs with DesignCap

As a blogger and social media influencer, I used design websites and software fairly often. There is one in particular I had been using for years which will remain nameless. One day I decided to cute expenses and got rid of that website. Then I realized how much I used it. When I decided to sign up again they raised the prices. I felt like I had no choice though. Having no graphic design knowledge, I needed simple. Then I came across DesignCap.

DesignCap is very affordable even offering a free option. The top tier account is DesignCap Plus and it’s still more affordable than that other site I was using.

Design cap is not just for header images and social media headers though. They offer templates for infographics, business cards, invitations, reports, brochures, and more! Making this a great tool for businesses and entrepreneurs to use too. Create images for your needs. Pull from DesignCaps stock photos or your own.

Here is just one example of the eye-catching templates on DesignCap:

Brochure template front
brochure template back

DesignCap is easy to use and requires no graphic design experience. You can use one of the templates or create your own designs. Add in your own business pictures, change words, fonts, sizes, whatever you want.

DesignCap is localized to 7 different languages including: English, German, Spanish, Japanese, Portuguese, French, Chinese.

The site was so easy to use. They offered more options for images, icons, colors, and fonts than the old site I was using. I created the header images for this post in a matter of minutes. It was so easy, no stress or frustration. I encourage you to try it out today.

Visit DesignCap.com to create an account.

I was gifted the DesignCap Plus account to try it out all the features for this post. No other compensation has been received.


WOW FREE 72 Pack of Gain Flings from Staples After Cash Back!

If you’re not a member of TopCashBack yet, this is an awesome freebie offer. When you buy a 72 ct of Gain Flings from Staples through TopCashBack you get $21.99 cash back making this FREE!!! That will do a few loads of laundry huh?

TopCashBack is free to join. I’ve been a TopCashMember for a few years now. I can tell you they consistently have the highest cash back on a lot of sites I like to shop. Imagine earning money back for holiday shopping, birthday shopping, or even just every day purchases!

Here’s the details:

Step 1:  
Click Here to Get Started. Join TopCashback and signup for a FREE account if you haven’t already.

  • Important: Check your email to confirm your email address. Click on the link in your email to authenticate your new account.

Step 2:
Click on the pink “Get Offer Now Button

Step 3:
Add any Gain Flings from Staples totaling $21.99 or more to your cart and head to checkout.  You must spend at least $21.99 to get this deal. 

  • TIP: Want to purchase more than $21.99?  Make a second transaction instead of adding more to an existing cart to maximize additional cash back.
  • Do not close the window, open any new tabs, or use non-TopCashback approved coupons while checking out.
  • Free In-Store Pick Up!

Step 4:
Pay $21.99 or more.  That’s it!  The $21.99 will post to your TopCashback account within 14 days, and the amount will become payable.  Cash back can be credited straight to your checking or PayPal account.

  • Note: Transactions must contain at least $21.99 worth of purchases to ensure the $21.99 cash back is credited to TopCashback accounts. Transactions may initially track lower, but within the 14 days after purchase it will be uplifted and turn payable at the amount of $21.99. Transactions may take up to 7 days to appear in your TopCashback account. The deal is open until 11:59pm PST on 11/1/2019 or until supplies run out; whichever happens first; applicable for purchases made directly after clicking through TopCashback. Only one TopCashback account is permitted per member. 

FREE 40 Piece Rubbermaid Set After Cash Back!

Get your food storage needs taken care of with this freebie offer. 40 piece Rubbermaid set free after cash back for new TopCashBack members. Just follow the steps below to get yours.

You don’t need to use it for just food storage though. Use it to organize craft supplies, use it to organize office supplies. Organize all those small toy parts your kids have laying around. If you don’t need it, get a set to give to your college bound kids or see if your child’s/grandchild’s teacher wants them. They’re free!

Step 1:  
Click Here to Get Started. Join TopCashback and signup for a FREE account if you haven’t already.

  • Important: Check your email to confirm your email address. Click on the link in your email to authenticate your new account.

Step 2:
Click on the pink “Get Offer Now Button

Step 3:
Add any 40-Piece Rubbermaid Food Storage Containers from Walmart totaling $12.25 or more to your cart and head to checkout.  You must spend at least $12.25 to get this deal. 

  • TIP: Want to purchase more than $12.25?  Make a second transaction instead of adding more to an existing cart to maximize additional cash back.
  • Do not close the window, open any new tabs, or use non-TopCashback approved coupons while checking out.
  • Free In-Store Pick Up & Free Shipping over $35+

Step 4:
Pay $12.25 or more.  That’s it!  The $12.25 will post to your TopCashback account within 14 days, and the amount will become payable.  Cash back can be credited straight to your checking or PayPal account.

  • Note: Transactions must contain at least $12.25 worth of purchases to ensure the $12.25 cash back is credited to TopCashback accounts. Transactions may initially track lower, but within the 14 days after purchase it will be uplifted and turn payable at the amount of $12.25. Transactions may take up to 7 days to appear in your TopCashback account. The deal is open until 11:59pm PST on 8/25/2019 or until supplies run out; whichever happens first; applicable for purchases made directly after clicking through TopCashback. Only one TopCashback account is permitted per member.