There’s been a number of times when signing up for a service, buying tickets, or other times where I was asked if I was an AARP member. I kind of scoffed and said no. I’ll be honest I thought AARP was only for those 50+ yrs of age. I mean, at those times I was late 30s then 40. I couldn’t join AARP right? And, even if I did what would the benefit be to me? Turns out, I was wrong, I can join before I’m 50 and yes there are benefits to joining AARP before 50.
When did I really take a look at it. Well I’d say it was about April of this year. We were switching our cell phone carrier over to Consumer Cellular. They asked me if I was an AARP member. I said no. She said I only ask because we give a 5% discount off your monthly service for AARP members. I thought, she has my information. She can see that I’m not 50 yet right? So I go onto the AARP website and do a little more research and find out that yes I can join and yes I can get the 5% discount on my mobile bill. We already saved BIG by switching to Consumer Cellular (which is in another post I wrote) but an etra 5%? Why not? It was only $16/yr for AARP the cell phone saving alone would still save us $60/yr even after the membership was deducted. It pretty much paid for itself!
As I explored the site more I found they also have a rewards program. As you read articles on the site, complete exercises, link up my fitbit, and more I can earn reward points that can be cashed in for things like discount gift cards, enter sweepstakes, health assessments, and more.
You can also get local discounts. While they have national discounts like Consumer Cellular you can also search your local area code for discounts. I found 63 in my little area!
The articles on the site are very informative. I can honestly say I’ve learned a few things from reading the articles. There are also recipe and exercise videos that I enjoy trying. I’ve done several of the yoga videos.
Now not ALL benefits are available to people under 50 years of age. Certain benefits that apply to medicare or are strictly for senior citizens do not apply. I attempted to get a quote through the link on their site for life insurance but it said it was only available for those 50+ yrs of age.
Honestly though its so affordable at $16/yr. My cell plan savings made it worth it alone but I’ve gotten so much more out of it. You can even link your Exxon Mobil rewards to earn points. 20% discount on Allstate Roadside insurance, WW (formerly Weight Watchers) discounts, and so much more.
Dreams of Winter A Forgotten Gods Tale #1 by Christian Warren Freed Genre: Epic SciFi Fantasy
It is a troubled time, for the old gods are returning and they want the universe back… Under the rigid guidance of the Conclave, the seven hundred known worlds carve out a new empire with the compassion and wisdom the gods once offered. But a terrible secret, known only to the most powerful, threatens to undo three millennia of progress. The gods are not dead at all. They merely sleep. And they are being hunted. Senior Inquisitor Tolde Breed is sent to the planet Crimeat to investigate the escape of one of the deadliest beings in the history of the universe: Amongeratix, one of the fabled THREE, sons of the god-king. Tolde arrives on a world where heresy breeds insurrection and war is only a matter of time. Aided by Sister Abigail of the Order of Blood Witches, and a company of Prekhauten Guards, Tolde hurries to find Amongeratix and return him to Conclave custody before he can restart his reign of terror. What he doesn’t know is that the Three are already operating on Crimeat. Read Dreams of Winter now and begin your journey into the realm of the Forgotten Gods. Add to GoodreadsAmazon * Apple * B&N * Kobo * Books2Read
Christian W. Freed was born in Buffalo, N.Y. more years ago than he would like to remember. After spending more than 20 years in the active duty US Army he has turned his talents to writing. Since retiring, he has gone on to publish 17 military fantasy and science fiction novels, as well as his memoirs from his time in Iraq and Afghanistan. His first published book (Hammers in the Wind) has been the #1 free book on Kindle 4 times and he holds a fancy certificate from the L Ron Hubbard Writers of the Future Contest. Passionate about history, he combines his knowledge of the past with modern military tactics to create an engaging, quasi-realistic world for the readers. He graduated from Campbell University with a degree in history and is pursuing a Masters of Arts degree in Military History from Norwich University. He currently lives outside of Raleigh, N.C. and devotes his time to writing, his family, and their two Bernese Mountain Dogs. If you drive by you might just find him on the porch with a cigar in one hand and a pen in the other. Website * Facebook * Twitter * Instagram * Bookbub * Amazon * Goodreads
Autumn’s bite was crisp this year. Sharp winds blew in from the northern sea, forcing people inside. Whole fields of crops were lost to the pre-winter freeze that gripped the land. It should have been a time for celebration, a time to pay tribute to the gods for their generosity bestowed. As winter drew closer the people prepared for the worst. Not everyone chose to hide in the safety and warmth. Two friends sat on a porch, staring off into the surrounding fields. Light mist clung to ground, curling up the porch and around their ankles. Frost kissed the few leaves that had not yet fallen. “I cannot stay here much longer,” Mollock Bolle whispered. An angry wind blew his stringy gray hair across his face, forcing him to push it aside with a frown. Deep lines creased his face; the bags beneath his eyes were dark and haunting. He’d lost much weight over the past year. Sleep did not come easily anymore. Perhaps it was a sign of things to come, though Mollock did not believe in premonition or any such devilry. Fenrin shook his head. “What are you talking about? You just arrived a few days ago.” “Doesn’t matter,” Mollock distractedly replied. His dark brown eyes focused on the night. A glint of fear danced around the corners of his eyes. The wind howled; the cry of a thousand wolves. Fenrin shivered. His small plot of land on one of the surrounding hilltops overlooking the small farming village of Parnus was one of the larger vineyards in the region. Fields of grape vines filled the gentle slope off his back porch. Frost covered those vines now, frost and the first hints of winter. A half-moon hung high in the early night sky, shying behind the stratus clouds. “Something is going on, tell me,” Fenrin persisted. “This doesn’t sound like you.” Mollock eyed his friend. They’d known each other for almost four decades; childhood friends in a way that no amount of time could threaten. This made Mollock more uneasy. He didn’t know how to tell Fenrin something he himself couldn’t explain. “It is a feeling. Perhaps just a dream,” he shook his head. “I don’t know.” Fenrin narrowed his eyes. His curiosity peaked. “What do you dream of?” “Do you have nightmares, Fenrin?” He wasn’t sure he liked the direction of conversation; the menace behind Mollock’s tone. “No, not really.” Mollock rose and went and stood at the rail of the porch. His eyes scanned the nearby tree line, watching for things that his mind screamed couldn’t exist. Every shadow haunted him, threatened his life in a special way known only to the lords of darkness. “I do.” Fenrin rocked uneasily in his chair. The strained squeak echoed in the empty night. Dried leaves scrapped across the porch. “If I didn’t know you better I would say that you are starting to frighten me, old friend.” Mollock grimaced. Not even his long years of military service prepared him for this. “You should be frightened. I am.” His heart skipped. Fenrin felt his mouth water. Hands shaking, he reached into a pouch and drew out a long stem pipe. He packed in the tobacco and lit it, drawing deep on the soothing smoke. Fenrin wasn’t scared. If anything he was confused. “Mollock, I never heard you speak like this. We’ve been through wars together. How many times have we stood against the enemy and come out alive?” He exhaled a thick plume of bluish smoke. “None
of what you are saying is making any sense. Come back over here and have a seat. I have some wine inside. It will ease your mind some.” Mollock Bolle smiled softly. “You have been a good friend to me, Fenrin and I have wronged you. I shouldn’t have come here. I cannot say why, but I feel that every moment I stay here threatens you with danger. I must leave soon.” “You still haven’t told me why.” Mollock stared at his friend, his face drawn and severe. “They are coming for me.” Fenrin’s face paled. He leaned forward. “Who?” “I don’t know.” The darkness erupted. A flock of birds fled from the nearby stand of pine trees. Fenrin opened his mouth in shock, the pipe spilling embers on the old wooden porch. Mollock spun and drew his sword. His breath came quickly. They watched as a monstrous shadow crashed through the trees, coming closer to the house. There was no subtlety, no stealth. The creature was unafraid. Mollock fought the urge to piss on himself. He closed his eyes tight. Not again. The beast roared; a dreadful wail that withered every tree and plant around it. Its massive bulk easily batted aside trees that had grown for over a hundred years. Their thickness meant nothing to the raw power exhibited. His mighty head rose higher than the tallest tree. The air grew rank, fetid. The beast was death, and nothing on the face of the world could withstand its awesome power. “What in the name of the gods is that?” Fenrin stammered. His words were pregnant with slowly realized fear. Mollock shook his head in denial. He couldn’t believe he had been found so easily. He quickly regained composure. There would be time enough for chastisement in the future, hopefully. Mollock sheathed his sword. The weapon would be of no use against a creature of shadow. “Get back inside and lock your door. Douse the lanterns. This thing won’t bother with you once I am gone. It is me it’s after.” His voice was hurried, urgent. Fenrin rose, hand scrambling for his sword as the beast drew closer. “Damn it man, if you ever listened to me do it now. You cannot fight this. I must run,” Mollock insisted. The harsh tone of his words broke the beast’s grip on Fenrin. “Gods willing, I will be able to come back and explain what is happening.” “And if you don’t?” Fenrin asked. Mollock grimaced. “Then I am dead.” Gathering up his back and walking stick, Mollock Bolle moved to the edge of the stairs. He turned and looked back at his friend. There was much to be said, but he had not the words for it. Instead he gave a haphazard smile and said, “Winter.” Fenrin was confused. “What does that mean? “You asked me what I dream of. I have dreams of winter.” And with that he was gone, just another shadow in the growing darkness. Fenrin thought to call after him, to demand an explanation. The beast in the forest cautioned otherwise. Instead Fenrin ran inside and bolted the door. Every footstep of the beast shook dust from the rafters and threatened to bring the house down around his head. He hurried to extinguish all the lanterns and candles, silently thankful he hadn’t built a fire yet. The beast stalked closer. The ground trembled. The air became fetid and rank with the odors of death. Fenrin vomited in his chamber pot. His heart raced. His hands became sweaty. And then it too was gone. The nightmare creature of shadow was gone. Fenrin struggled to his feet and, on shaky legs, ran outside hoping to catch a glimpse of the terror. Rather than finding the beast he saw a wide swath of destruction from the forest through his vine yards. The world had turned to death and decay. Fenrin murmured a quick prayer to Aris, goddess of protection and wisdom, for his friend. He knew Mollock Bolle was a dead man without the help of the gods.
I have 4 kids. My oldest of which is heading to college in the fall. It’s been a whirlwind experience trying to navigate the whole application process for college and for scholarships. Even though he’s already been accepted and we put money down already we’re still having to take more steps that need completed before he actually starts. Guys he has new student orientation on the 19th! He still has to do some kinds of counseling session in regard to his student loans he qualified for. The whole pandemic thing made this process a little weirder too.
When I thought of the whole scholarship process I thought of it as filling out scholarship application after scholarship application hoping to get just one. Don’t get me wrong, there still plenty you can apply for on your own but the one he got was already applied for when we filled out the FAFSA. Let me explain.
Every year before starting college until college is finished you need to fill out the FAFSA. It’s important to fill it out completely and honestly. This helps schools make decisions on awarding scholarships and financial aid (among other things).
My son actually got a decent yearly scholarship from his college thanks to the FAFSA. As long as he keeps his GPA decent he’ll have the scholarship all 4 years.
My son’s high school also had their own form to fill out for scholarships specific to his school and the area. Colleges will sometimes offers scholarship awards to high school graduates for specific majors too. This was one form to fill out to determine scholarships for many.
In both of these scenarios only one form was needed to throw his name in the hat for many scholarship opportunities. These are the two major things to do . But, it doesn’t have to stop there. You can seek out and apply for individual scholarships as well. There are scholarship specific to majors, hobbies, religion, heritage, geographic area and more.
The David Ebrahimzadeh scholarship, for example, is a scholarship to recognize students seeking a degree in real estate! They’re accepting applications now. So don’t discount your career path in regard to scholarship opportunities.
Also local businesses, clubs, and even your own workplace may offer scholarships. My son applied for a scholarship through my husband’s place of work.
This post is sponsored by Diamond Links. Any opinions expressed are my own.
Sailing on the Tides of Burning Sand and Other Stories by Michael Darling Genre: Science Fiction, Fantasy, Horror, Short Stories
Ghosts. Monsters. Harry Houdini Meets Charles Dickens in Outer Space. These amazing stories and more await between the covers of Michael Darling’s first short story collection, featuring all the stories from his bestselling Tales from the Behindbeyond series, including an exclusive new story “The Morrigan’s Sister,” only available in this volume. From humorous to frightening to thought-provoking, these twelve brilliant stories are an enchanting gift from one of fiction’s most inventive new voices. “A unique, often creepy delight.” – Michaelbrent Collings Bram Stoker Award Finalist and Bestseller “Michael Darling is a talent, a master of perspective and playful storytelling.” – Johnny Worthen Award-Winning Author of What Immortal Hand Contents: “Sailing on the Tides of Burning Sand” – Science Fiction A man and woman, apparent strangers, sail over a surreal desert landscape on their way to a dangerous and uncertain destiny. “Temp” – Science Fiction A young woman, working beneath a futuristic city, learns that some risks are worth taking. “Two Mock, A Killingbird” – Science Fiction A defense attorney knows her client hid his girlfriend’s body for weeks in a freezer, but his motive is even more bizarre than the crime. “Spera Angelorum” – Science Fiction Harry Houdini and Charles Dickens meet in outer space to entertain a planet of angels, until a demon appears and there is no escape. “Grandmother Who Breaks the Sky” – Fantasy/Horror Ray Bradbury meets H.P. Lovecraft as a little boy defies the curse of a mummified Indian princess, prepared to halt the emergence of an ancient god, even if it costs the lives of everyone close to him. “The Hollow” – Horror A 19th-century scientist proves his theory that he can scare his wife to death, but when he succeeds, the real nightmare begins. “Meredith in St. Louis” – Horror An NSA agent wants to get close to the cute guy on the train until a viral outbreak brings her closer than she could ever want. “Blank Check” – Horror/Comedy Hunting demons can be hell, especially when a vengeful ex delivers two demons for the price of one. “The Mark” – Fantasy A Behindbeyond Tale. The Irish mob finds out that they’ve not only summoned a Fae from a magical realm to help them with a robbery, they’ve also summoned a more dangerous criminal. Winner of the United Authors Association Grand Prize. “Lucky Day” – Fantasy A Behindbeyond Tale. Recounts the adventures of a young Fae halfling as he attempts to fulfill his mother’s destiny. A story that parallels events from the bestselling novel Got Luck by Michael Darling. “The Morrigan’s Sister” – Fantasy A Behindbeyond Tale. Erin works for the Miami-Dade medical examiner’s office and gets way more than she bargained for as she uses her magical powers to solve the mystery of the Popsicle Killer. Available only in this short story collection. “Feasty-Feast” – Horror/Comedy Tiny predators who live in the wall and feed on memories prove without a doubt that you are what you read. Winner of the Silver Quill award. Add to GoodreadsAmazon * B&NBook Trailerhttps://www.youtube.com/watch?v=SfCe1nuLnxw
#1 Amazon bestseller Michael Darling has worked as a butcher, a librarian, and a magician. Not all at the same time. He nests in the exquisitely beautiful Rocky Mountains with his equally breathtaking wife, their normal-if-you-don’t-look-too-close children and a very large St. Bernese dog named Appa. Yes, the Darlings have a “Nana” dog. Michael’s award-winning short fiction is frequently featured in anthologies. Got Luck, his first novel, was published in March 2016 and the sequel, Got Hope, in 2017. Book three in the series, Got Lost, premieres in September. He continues to work on this series as well as other projects. Michael graduated from Weber State University with a degree in English Literature and loves to blend the classic with the contemporary in his writing. His early work included several plays that were professionally produced along with a number of radio programs that aired in 80 markets around the world. Besides writing, Michael also loves to travel, dabble in languages, and cook elaborate meals. Website * Facebook * Twitter * Instagram * Bookbub * Amazon * Goodreads
1st Prize – $15 Amazon Gift Card + Any ONE of my previously published novels 2nd Prize – $15 Amazon Gift Card 3rd Prize – $10 Amazon Gift Card Follow the tour HERE for special content and a giveaway! a Rafflecopter giveaway
What Frees the Heart Cowbird Creek Book 2 by Karen A. Wyle Genre: Western Historical Romance
Can they set each other free? Cowbird Creek has its share of troubled souls. For Tom, a farmer’s son, losing his leg felt like losing his future. Jenny, a young prostitute at Madam Mamie’s parlor house, has never thought she had much future to lose. But the job Tom is able to get leads him to rediscover a long neglected talent. And both Tom and Jenny have a knack for hitting on new possibilities. Can they, together, find a better path? This novel, second in a series, returns to the small town of Cowbird Creek, Nebraska, in early 1876, a few months after the conclusion of What Heals the Heart. Several favorite characters from Book 1 make return appearances. “Truly a romantic tale . . . . Wonderful characters, many with hearts of gold, small-minded characters that truly showed their ignorance and dreams that couldn’t be broken . . . from an author who lets her words feed our imaginations.” – Tome Tender review “Magnificent story . . . a remarkable historical romance . . . great chemistry between the characters . . . It is always a joy to read this author’s stories.” – Amy’s Bookshelf Reviews Goodreads * Amazon
What Heals the Heart Cowbird Creek Book 1
Joshua Gibbs survived the Civil War, building on his wartime experiences to become a small town doctor. And if he wakes from nightmares more often than he would like, only his dog Major is there to know it. Then two newcomers arrive in Cowbird Creek: Clara Brook, a plain- speaking and yet enigmatic farmer’s daughter, and Freida Blum, an elderly Jewish widow from New York. Freida knows just what Joshua needs: a bride. But it shouldn’t be Clara Brook! Joshua tries everything he can think of to discourage Freida’s efforts, including a wager: if he can find Freida a husband, she’ll stop trying to find him a wife. Will either matchmaker succeed? Or is it Clara, despite her own scars, who can heal the doctor’s troubled heart? Add to Goodreads Amazon * B&N
Karen A. Wyle was born a Connecticut Yankee, but eventually settled in Bloomington, Indiana, home of Indiana University. She now considers herself a Hoosier. Wyle’s childhood ambition was to be the youngest ever published novelist. While writing her first novel at age 10, she was mortified to learn that some British upstart had beaten her to the goal at age 9. Wyle is an appellate attorney, photographer, political junkie, and mother of two daughters. Her voice is the product of almost five decades of reading both literary and genre fiction. It is no doubt also influenced, although she hopes not fatally tainted, by her years of law practice. Her personal history has led her to focus on often-intertwined themes of family, communication, the impossibility of controlling events, and the persistence of unfinished business. Website * Blog * Facebook * Twitter * Bookbub * Amazon * Goodreads * Newsletter
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