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family – Page 13 – Luv Saving Money

Don’t Be Fooled By Influx of Coronavirus Scams

The National Consumer League (NCL) is warning consumers of an expected rise in Coronavirus related scams. Scammers are looking to take advantage of fearful customers by offering fake products, spoof calls/emails, and more.

“When news captures the public’s attention – think major hurricanes, terrorist attacks, and economic slowdowns – scammers come out of the woodwork to take advantage of legitimate fears and concerns,” said NCL Executive Director Sally Greenberg. “With coronavirus dominating the news globally, there is an unprecedented opportunity for criminals to use the public’s fears about the virus and the resulting economic downturn to defraud consumers.”

The NCL is working to educate customers before they fall for one of these scams.

Coronavirus-related robocalls

Robocalls are, at the very least, a major annoyance for most consumers. However, as the coronavirus has upended daily life, robocall operators have quickly shifted to blasting out spam phone calls offering all manner of coronavirus-related products and services. YouMail, a cloud-based telecommunications provider that tracks robocall volumes, estimates that at least one million robocalls per day are inundating Americans’ cell phones. Fraudulent robocallers are offering air duct sanitation services, work-from-home opportunities, cut-rate health insurance, and immune-system boosting nutritional supplements. Other robocalls have reportedly offered free insulin kits to diabetics, along with free coronavirus testing kits.

“At best, consumers who respond to these calls are setting themselves up to lose money for a non-existent product or service,” said John Breyault, director of NCL’s Fraud.org campaign. “At worst, delaying needed emergency treatments on the belief that a fake coronavirus treatment will save your life could be deadly to you and those you come into contact with.”

NCL’s advice to consumers is simple:

  1. If you receive a call from a number you don’t recognize, the safest course of action is simply to ignore the call.
  2. If you answer a call and suspect it’s a robocall, simply hang up. Don’t press any of the numbers the message tells you to.
  3. Never give any personal information, such as financial account number, Social Security number, full name, or mailing address to someone who contacts you via an unsolicited phone call or text message.
  4. Do not click on any links sent to you via text message from someone you don’t know. They could lead you to malware or phishing websites.
  5. If you’re being inundated by robocalls, your cellular provider may offer services that will increase the likelihood that the calls will be blocked.

Stimulus check scams

Last week, President Trump signed the biggest stimulus bill in U.S. history into law. Most American adults will receive a stimulus of $1,200 or more in the coming weeks thanks to the legislation. Crooks are already using these promised payments as a way to defraud consumers. Scams that have been reported involve crooks promising to expedite payment in exchange for a fee, impersonating a government official, and requesting sensitive personal information in order to process a check. Inaccurate social media posts have also circulated suggesting that consumers need to fill out the 2020 Census before they can receive a stimulus check.

“Stimulus checks will help millions of American households weather the coming economic downturn,” said Breyault. “Unfortunately, the phrase ‘free money from the government’ is magic to scammers’ ears. Consumers should be on the lookout for fraudsters who will try to use the coming stimulus checks to steal their money.”

Consumers can protect themselves from these scams by learning to spot these red flags:

  • The stimulus checks will be deposited automatically by direct deposit into consumers’ bank accounts for the vast majority of citizens who filed their taxes last year. Consumers without a bank account on record with the IRS will receive a paper check, but it may take several weeks longer to arrive than those who have bank accounts.
  • Anyone who emails, texts, messages, or calls you claiming to be able to expedite your stimulus check is a scammer.
  • Anyone who contacts you requesting sensitive information like PayPal account details, bank account information, or credit card numbers is trying to scam you.
  • Your answers to the Census, and whether you’ve completed it, have no impact on your eligibility for a stimulus check.

NCL asks consumers to share their stories by filing a complaint at Fraud.org via its secure online complaint form. Complaints are shared with NCL’s network of nearly 200 law enforcement and consumer protection agency partners who can and do put fraudsters behind bars.

About the National Consumers League

The National Consumers League, founded in 1899, is America’s pioneering consumer organization. Our mission is to protect and promote social and economic justice for consumers and workers in the United States and abroad. For more information, visit www.nclnet.org.

Get Food From Your Favorite Restaurant Delivered with Door Dash

Many restaurants in my area are only offering drive-thru or take out service if they are able. Some restaurants just can’t offer that and had to close temporarily. One way to support your favorite restaurants at this time, help people not able to work their regular jobs, and get your food delivered right to you is with Door Dash.

You’d be surprised at what restaurants actually partner with Door Dash. In fact, one of our local mom & pop pizzerias just announced that they’ve partnered with Door Dash now so we can still get their food delivered!

Restaurants, especially small business/family owned, are struggling at this time. We’ve been trying to support these small businesses as much as possible.

Door Dash is offering $0 delivery fee on your first order right now:

So how does that help people that can’t work their normal jobs right now? Well, some are turning to doing things like driving for Door Dash to try to make some extra money. My brother drives for Door Dash in my area normally, just to try to make a little extra cash.

I’ll be honest I haven’t used Door Dash before but we’re planning to this weekend from one of our fave small business restaurants in our area, The Orchard. They have amazing wings. Can’t wait to get my hands on some of the creamy garlic wings.

What is your favorite local restaurant that you like to support?

This post does contain affiliate link. I will get a small commission on sales made through my links.

Finding Remote, Work-From-Home Jobs

At a time when many people are temporarily out of work, more and more people seem to be searching for jobs. Jobs allowing people to work from home are very appealing.

The coronavirus quarantine has brought “stay-at-home” orders to many states. I live in Pennsylvania. There is now stay-at-home orders for the entire state. I’m a healthcare worker at a local hospital and my husband is a corrections officer at a state prison. There is no stay at home for us but I feel for those that aren’t able to work right now. I’m somewhere between being grateful to still be working to being afraid to still be working if that makes sense.

If you are one that’s at home right now you may have been looking for possible jobs that allow you to work from home. Most school age children are home with homeschooling set up now which makes it even harder to leave for a job. But if you’ve done the searches, you know there are a lot of work from home scams out there.

Flexjobs is one sources for remote, work from home jobs. Check out their site here:

I was actually surprised how many jobs can suddenly be work from home when it seemed like it wasn’t possible before. Insurance agents, teachers, telemarketers, radio dj’s and more. Turn on the TV and you’ll see a lot of talk show hosts doing their shows from home. I’ve heard of people doing medical transcription from home. I honestly considered going into medical transcription for a short time.

Access to full service starts at $14.99/mo with a satisfaction guarantee.

I hope this site is helpful to you. I wish everyone good health and hope this is all over soon!

affiliate link: I will get a small commission from sales made through my links.

My Daughter’s Birthday During COVID-19

About 6 weeks ago I was tossing around the idea of my daughter having a friend birthday party for her birthday which is March 26. In the end, I decided not to. I’m so glad I did. My daughter has been talking about her birthday since probably the end of January. If we would have planned a friend party somewhere exciting she would have been crushed if we would have had to cancel it. So that was at least a silver lining in this.

We always have a family party for the kids though. Grandparents, aunts, uncles, cousins come over and we have a nice party with cake, candles, gifts, and the kids all play together. We weighed the pros and cons of having the family party last week. In the end, we decided, it probably wasn’t the best idea.

On Friday, while at work (I’m a healthcare workers), I got info from several different sources that more shut downs are expected with all this COVID-19 stuff including our local Walmart. I didn’t know how true it was. We had been talking to my daughter about letting her pick out a bike and helmet for her birthday. She loved looking at the bikes and had an idea what she wanted. I talked to my husband and decided we better go get it since there’s so much uncertainty.

So yesterday I took my daughter to Walmart and let her pick out whatever bike and helmet she wanted. It was too big to fit in the cart. I told her to push it, but she wanted to ride it. (It did have training wheels on it). I expected people to be annoyed. But so many people smiled at her and were very patient with her. She was smiling ear to ear through the store while I picked up some last minute necessities. She’d tell people at random that she was getting the bike for her birthday. People wished her Happy Birthday.

I told her that we probably weren’t going to be able to get the Reese’s cake from the bakery that she really wanted but she could pick out any cake mix and icing she wanted at the store and I would make it for her. She chose a brownie mix with some glitter gel icing.

We ran into a mother with her teenage daughter. While my daughter was picking out the icing the mother said “Is it her birthday too?” I said it wasn’t until March 26 but since we didn’t know what was going to happen we’re preparing for it now. The mother told me her daughter’s birthday was Sunday and the girls wished each other a Happy Birthday. Then my daughter said “Mom this is one of the best days of my life”. Imagine, amidst the the stress I was feeling with trying to prepare, telling her her birthday wasn’t going to be like it usually is, she thought everything was great. That really turned my perspective around.

Then later that evening she started talking about her birthday again and about how pappap and the girls (her cousins) were going to come over. I had to remind her that they weren’t and why. She said “oh” and her lip quivered a little. I told her we could face time everyone in to sing happy birthday and maybe we could drop a brownie off for everyone. That seemed to perk her up a little.

I decided to post on facebook that if anyone was bored, if they’d like to send my daughter a card for her birthday that it might help make her birthday special. I’ve had at least 10 responses already.

It’s amazing how things can change so fast. While we’re trying to make the best of it and make her birthday as special as we can, I realize that things could be much worse. We’re counting our blessings and trying to keep a smile and positive attitude for the kids.

Best Way SleepLux Mattress Review

So about a month ago, my mother in law asked me if she could stay over night at our house to spend some time with the kids. She said her husband was working late shift and she didn’t really want to be by herself anyway. So I said, of course. I figured she could sleep in my one son’s room since he wasn’t there that night anyway. Well my two youngest told her they wanted to stay to all sleep in the living room. My mother in law ended up having to sleep on the love seat, my youngest son slept on the floor in a sleeping bag. My daughter tried to sleep on the couch with grandma but didn’t make it and ended up going upstairs to her own bed. I had thought a few times before that we needed an air mattress but this really did it.

Then about a week later my son had friend sleep over. We had received the SleepLux 22 ” Queen mattress and the SleepLux 15″ twin mattress to review. The kids got to try out the mattress that night.

I could not believe how easy they were to set up. If I can go back about a decade or so ago, we had an air mattress but we had to pump it up with a bicycle pump and it was a real PIA to set up. It ended up getting a hole it in it, we tossed it out and hadn’t had one since. BUT the Bestway SleepLux ones are AMAZING. You just plug them in to the wall with a little plug that is attached and tucks away in it’s own compartment. You turn the little knob to the right and it pumps itself up! Less than 5 min y’all!

You would not believe how excited our guests were to try it out too. The adults wanted to try it out, the kid wanted to try it out, you name it. Well The kids ended up sleeping on it for the slumber party. They all told me it was really comfortable and asked if we could leave the up for a while.

To take them down, you just turn the knob the other way and wait for it to deflate. Once deflated you can fold them up and put them into their own convenient storage/carrying bag. The bags are actually pretty sturdy and have a strap on them so they are easy to take with you on a camping trip, for a sleepover, or wherever you might need to use it.

Unfortunately, some of our guests couldn’t make it. The flu has been going around something fierce in our area. I just had my son off of school last week due to some flu-like symptoms. But that brings me to another point, these mattresses are easy to clean too.

Bestway SleepLux air mattresses are surprisingly affordable for the value!

You can find Bestway SleepLux air mattresses at Walmart

I received the above mentioned products at no cost from Tryazon. This post also contains affiliate links.