5 Budgeting Tips for Living in Florida

Summer is coming up, so it’s no surprise if you are looking to save some extra money for a
vacation or simply looking to enjoy the season without financial strain.
Living in Florida, this can be a little tricky considering the inflated prices in wealthier or more
tourist-heavy areas.
To help keep your wallet from emptying, here are five great tips to budget well and save some
extra cash while living in Florida.

Publix Coupons
While Publix may not always have the cheaper options compared to places like Walmart, Trader
Joe’s or other on-a-budget grocery choices, knowing how to work their coupons can make a big
difference (and allow you to enjoy the Publix experience).

One of the most effective and modern ways to do this is to download the app where you can
plan your shopping trips ahead, browse coupons for inspiration, manage prescriptions and even
order online.
While the best part of downloading the app is giving yourself the ability to browse coupons and
deals at the tip of your fingers, the other features are a fantastic bonus.
Plus, Publix has new deals every week that can help you save money, and the way they
structure their shopping experience helps to give you a lot of inspiration on meals for the week
so that you can further plan things out according to your finances.

Beauty on a Budget
Summer is approaching, and it’s completely normal to want to start looking into beauty
treatments and options to get you feeling beach-ready.
For common skincare and spa treatments, you can save money on this by doing it at home and
avoiding high prices at salons and day spas.
For more complicated treatments that may require doctors or medical spas (laser hair removal,
vein treatment, etc.), you might have to put a little more effort into researching the places by
you.
The good news is that at this particular time of year, most medical professionals are really
pushing to bring in new clients since we are approaching swimsuit season, so it’s definitely
possible to browse available coupons on deals.
The most important thing to remember is that any form of beauty treatment is really about
feeling healthy and confident in the skin you’re in, so take a moment to really reflect on what
might help bring you closer to that and narrow down your options from there.

Vacation for Less

One of the perks about living in Florida is that you get “Florida
Resident” discounts on most theme park options, giving you a
range of choices for your next vacation.
Instead of splurging on expensive cruises or out-of-state
adventures, plan your vacations right at home and think ahead to
further save money.
Buying tickets ahead of time online, planning vacations for less
popular months like February or September, packing your own

meals and making sure to check out free attractions are all great ways to further make the most
of your experience.
Plus, you can have even more fun by investing in multi-day passes for most of the theme parks
to spend less on each individual day (especially if you were planning on a full week or weekend
anyway).
Above all, make sure you stock up on gas far away from places like airports or theme parks as
you plan out your road trip – these will have exorbitant prices in comparison to other locations.

Be Smart About Housing
If you don’t already have a permanent residence in Florida (or you are looking to move soon),
considering the location of your home can save you BIG bucks in the long run.
Living in downtown areas, picking locations close to the water or living in big-name cities can
cause your rent to skyrocket.
While the location will affect rent in any state, the range of prices is extreme in Florida. For
instance, if you are looking to live in the Miami area, you will pay a great deal more to live in a
suburb like Coral Gables or in Downtown Brickell than in areas that are even just a few blocks
away in some instances.
Definitely do your research beforehand and consider choosing cities that are on the outskirts of
bigger areas and that won’t have extremely high pricing.
After all, you will likely still be able to enjoy all of the same great things that Florida has to offer
without living smack in the middle of it (plus, it may even be a little less crowded).

Avoid Shopping in Those Expensive Areas
As mentioned, the cost of living can fluctuate wildly between different areas in Florida, and this
doesn’t only apply to housing.
One of the biggest things to remember about Florida is that it is a tourist state, so many places
(Miami, Destin, Tampa, Orlando, etc.) will have inflated prices to take advantage of that.
In some instances, gratuity will even be included on tabs, so you will have less control over that
part of bills and also will need to be careful about accidentally double-tipping.
Ultimately, you should try your best to avoid shopping, dining, stocking up on gas and generally
spending money in these more tourist-heavy areas so that you can avoid paying these tourist
prices.

By just enjoying all of your leisure activities in surrounding areas or generally less pricey
neighborhoods, you will realize that your financial stresses will decrease immensely.

In Summary
Everyone wants to save money, even in places like Florida that can have a wide range in terms
of cost of living.
By just remembering these five tips, you should have some extra spending money in your
pocket this summer:
● Become a Publix coupon expert
● Spend wisely on beauty treatments
● Save money on vacationing
● Choose a low-cost housing option
● Don’t shop in tourist-heavy areas
For more great budgeting tips to help you save money, be sure to check out our other fantastic
posts!

About Our Guest Writer

Katherine (Tori) Lutz is a graduate of Florida State University and current student at Columbia University. Professional, she is a writer and editor with a great deal of freelance experience surrounding articles, marketing, and other various areas. She currently lives in Brooklyn, New York, and hopes to one day be a journalist.

The Beastly Tales Book Tour & Giveaway

Depravity The Beastly Tales Book 1 by M.J. Haag Genre: Paranormal Fantasy Romance

** Adult Romance ** Benella is concerned with two things–avoiding the two village boys who torment her and scrounging for food to help feed her family. Unfortunately, the best wild fruit and vegetables are near the walls of the estate, a dark misty place inhabited by an unforgiving beast. When her tormentors lock her behind the massive gates, Benella knows her fate is sealed. Yet, the fate isn’t one she expects. Her encounter with the beast starts a bizarre cycle of bargaining for her freedom, a freedom the beast seems determined to see her lose. A classic fairy tale with a seductively dark new twist, the Beauty and the Beast saga begins with Depravity. Intended for mature readers due to sexual situations and moderate language. This book is part 1 of 3. **Get it FREE!!**Add to GoodreadsAmazon * Apple * B&N * Google * Kobo * Smashwords

Deceit The Beastly Tales Book 2

Safely hidden within the estate’s enchanted walls, Benella no longer has time to fear her tormentors. She’s too preoccupied attempting to determine what makes the beast so beastly. It might be the taxing visits from the aged enchantress who cursed him or his growing vexation at not being allowed to touch Benella. In order to gain her freedom, she must find a way to break the curse, but first, she must help him become a better man while protecting her heart. Add to GoodreadsAmazon * Apple * B&N * Google * Kobo * Smashwords

Devastation The Beastly Tales Book 3

The Beauty and the Beast saga ends with Devastation… Abused and rejected, Benella strives to regain a purpose for her life, and finds herself returning to the last place she ever wanted to see. She must learn when it is right to forgive and when it is time to move on. Add to GoodreadsAmazon * Apple * B&N * Google * Kobo * Smashwords

MJ Haag is the pen name for Melissa Haag, a multi-published author of three series. As MJ Haag she writes adult paranormal/fantasy romance. The Beastly Tales saga starts with Depravity, published June 2015. There are 2 more books in this series. Deceit published July 2015 and Devastation in August 2015. As Melissa Haag she’s the bestselling author of the YA paranormal romance Judgement of the Six series and the Judgement of the Six Companion Series. Website * Facebook * Twitter * Instagram * Bookbub * Amazon * Goodreads

“Why have you returned?” asked an angry voice in a deep scraping growl.
He could speak? With a curtain of hair in the way and my vision not cooperating, I closed my
eyes in defeat.
“That should be apparent, I’d think. To die.”
“Why do you wish for death so badly?” the voice asked. Some of the anger had faded from it
and was replaced by curiosity.
“Does it look to you like I came here by choice?” A harsh laugh escaped me. “It’s not my wish,
but theirs, that I die.”
The longer I stood there, the more my injuries started calling attention to themselves. My
shoulders ached from their position and the recent collision with the gate. My wrist oozed blood
and my stomach twisted with nausea. His silence along with everything else made my next
words dangerously impudent.
“Recent events having left me in a poor mood, I’d rather not waste any more time on idle
conversation. I hurt everywhere and think I may vomit soon so, please, just be done with it.”
The vines around my wrists loosened, and I fell forward onto something hard, furry, and warm.
Draped over the beast, I realized, a moment before we were moving.

Follow the tour HERE for exclusive content and a giveaway!

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Author Spotlight: Cheryl Holloway + Giveaway

June’s Double Rainbow by Cheryl Holloway Genre: Contemporary Romance

When love and monogamy fail…Her fiancé breaks off the engagement. At first, June is stunned, but then, she is determined to move on to better things…like an unplanned trip to Paris for her job—where she falls deeply in love with a man from another part of the world. He wines and dines June; sweeps her off her feet; and ultimately, wins her heart. Their short romance echoes an endearing love. When she returns to the US, he calls her faithfully every day. Then suddenly, no call… Can their love survive on different continents? “An engaging story with beautiful imagery!” In this heartwarming romance, June learns to embrace each challenge and wait for a transformation in her life. This beautifully written romance is complete escapism. Each of the characters has been well developed, considering the length of the story, and the dialogue revealed a great deal about their personalities. ~ Lesley Jones for READERS FAVORITE A Quick Romantic Read…This is a nice story for someone looking for love. Everything happens for a reason. Love comes when you least expect it. ~G. Littlejohn for Philadelphia Publishing House Readers, this is a quick read; yet, an epic romance. If you’re a fan of Debbie Macomber, you’ll soon be a fan of Cheryl Holloway! **Get it FREE!!**Goodreads * Amazon

The Proposal: A Leap of Faith by Cheryl Holloway Genre: Contemporary Romance

Cheryl Holloway’s knack of presenting an in-depth love story is remarkable. The detail in each page enabled me to connect with the characters like I was holding Carol’s hand each step of the way. –5 Star Readers’ Favorite If you love contemporary romance with real-life events… Carol and Marvin love each other and have dated off and on for over ten years; however…Carol becomes jaded about the relationship when Marvin won’t ask her to marry him. Marvin’s commitment to the relationship never waivers despite being afraid to commit to marriage. Finally, he wants to move their relationship to the next level—on Valentine’s Day. After a heartbreaking event and crying for days, Carol is ready and at last she thinks he is, too. Will he ask her to marry him or does he have something else on the agenda? Will commitment-phobic Marvin take the plunge… Smart and sophisticated, with a plot twist that will give the reader a jolt! Similar to books written by Shirley Wine and Becky Wade. Cheryl Holloway’s The Proposal: A Leap of Faith is inspired by a real-life women and real-life events. Goodreads * Amazon

Loves Ride The Struggle Book 1 by Cheryl Holloway Genre: Contemporary Romance

Love makes the ride worthwhile…or does it? Bob is ready to take the next step in his relationship, and he wants to marry Ava, the woman of his dreams. He’s been secretly saving up money for the “special” ring that she wants. To quicken the process, he gets a part-time job as a Ryde driver, but…Bob stumbles upon Ava’s secret. The struggle begins. Can their relationship withstand secrets and cheating? Love’s Ride is a literary roller-coaster ride that will make you happy, scared, excited, angry, hopeful, and more—not necessarily in that order. Goodreads * Amazon

Cheryl Holloway is a contemporary romance author, journalist and award-winning editor. She has eBooks, The Cougar Tales Series, Book 1: Father and Son; Book 2: The Italian Basketball Player; Book 3: Jamaican Love; Cougar Tales Box Set (Books 1-3); The Bane Bath Salts, (Teen Drug Prevention); The Proposal: A Leap of Faith; A Sisterhood of Women Living Life: A Short Story Collection Book 1; and June’s Double Rainbow available on Amazon.com and Smashwords.com. Cheryl’s blog is where an author writes information about writing, literary events, books, and her writing journey. She pays-it-forward to other authors with Guest Author Interviews. You can visit the blog at: www.CherylHolloway.net/blog Website * Facebook * Twitter * Instagram * Amazon * Goodreads

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Don’t Tell Book Tour & Giveaway

Don’t Tell Jack Ryder Book 7 by Willow Rose Genre: Thriller, Suspense

This novel is based on actual events.

One close-knit family. Too many secrets. When detective Jack Ryder is going skiing with his family in the mountains of North Carolina, he hopes for a week of fun in the snow with the ones he loves. But then the body of a teenage boy turns up in the cold waters of the creek behind the cabin they have rented. Don’t tell or you might be next. The find shocks the rural community of Maggie Valley and rattles local law enforcement. What happened to the boy is more than strange. Soon more bodies are found, and Jack Ryder digs into the case that seems to be anything but ordinary. What happened on the night that Benjamin Rutherford disappeared from the porch of his childhood home? Is his father — the local pastor — telling the truth? Is his sister? As Jack digs deeper into this seemingly perfect family, he begins to wonder if any of them are what they pretend to be and what secrets they are hiding beneath the surface. DON’T TELL is the seventh book in Willow Rose’s bestselling and addictive Jack Ryder series but can be read as a standalone. Goodreads * Amazon

The Queen of Scream aka Willow Rose is a #1 Amazon Best-selling Author and an Amazon ALL-star Author of more than 60 novels.She writes Mystery, Thriller, Paranormal, Romance, Suspense, Horror, Supernatural thrillers, and Fantasy. Willow’s books are fast-paced, nail-biting pageturners with twists you won’t see coming. Several of her books have reached the Kindle top 10 of ALL books in the US, UK, and Canada. She has sold more than three million books. Willow lives on Florida’s Space Coast with her husband and two daughters. When she is not writing or reading, you will find her surfing and watch the dolphins play in the waves of the Atlantic Ocean. Website * Facebook *Twitter * Bookbub * Amazon * Goodreads

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Quirky Power Pivot “Power Your Life” Bundle Giveaway

Quirky Power Pivot “Power Your Life” Bundle Giveaway @SMGurusNetwork @Viatek

Welcome to the Quirky Power Pivot “Power Your Life” Bundle Giveaway!

1 Winner ~ $170 TRV

This giveaway is part of our Mother’s Day/Father’s Day/Graduation Gift Guide – Stop by to see all the giveaways and great products.

This would make a great gift for dad for Father’s Day right? But I would totally use this too.

Host is Deliciously Savvy

My co-hosts for this giveaway are Michigan Saving & More, My Silly Little Gang, Amy & Aron’s Real Life Reviews & Sweet Southern Savings

Below is a list of all the bloggers involved in the gift guide giveaways.

This giveaway’s Sponsor is:

WEBSITE ~ FACEBOOK ~ TWITTER ~ INSTAGRAM

1 Lucky Winner Will Win All 3 Quirky Industrial Power Pivot Products Pictured Below TRV $170!

See the review HERE.

THE GIVEAWAY

This giveaway/sweepstakes is in no way endorsed, affiliated, or associated with Facebook, Twitter or any other Social Media Networking Site. This Giveaway is valid to the Continental United States residents only (Sorry not valid in Alaska or Hawaii), Entrants must be 18+ years of age to enter. This giveaway event will end at 11:59 PM (EST) 6/23/19. The winner will have 48 hours to email their information back to mcushing7 at hotmail dot com or a new winner will be drawn, you may want to put this email address as safe as it could go to spam. The giveaway is not valid where prohibited! By entering you are authorizing us to collect the information on the form below, this information is used only to contact the winner! No purchase necessary, Void where prohibited by law, and the number of eligible entries received determines the odds of winning. Winners are chosen randomly by the Giveaway Tools program. The sponsors are each responsible for shipping of the above prizes. No blog associated with this contests are responsible for prize fulfillment. If you would like to be a sponsor in a giveaway like this please email Laura Smith at mcushing7 (at)hotmail (dot) com. If you take an entry you must stay following for the entire contest or you will be disqualified.

Also we all “love it if you like us” on Facebook! If you like our blogs on social media it helps us bring you only the best giveaways and more of them! Don’t forget to stop by for your daily bonus entries.

Enter below and Good Luck!

Disclaimer: Deliciously Savvy and any blog promoting this giveaway is not responsible for the awarding of the prize. Sponsor is responsible for prize fulfillment and shipping to winner. Any questions about this giveaway? Email Melissa At mcushing7 (at) hotmail (dot) com.