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Uncategorized – Page 11 – Luv Saving Money

8 Ways To Save Money When Planning Your Wedding with Lance Advisors

If you’re planning a wedding you know how many expenses there are. It seems like nothing comes cheap and it’s more expensive that was originally figured. Some expenses usually incurred with a traditional wedding are:

  • wedding decorations
  • caterer
  • flowers
  • DJ
  • photographer
  • bridesmaid/groomsmen gifts
  • wedding dress
  • bridal party outfits
  • rehearsal dinner
  • and more

While there are some things that shouldn’t really be skimped on I have lots of ideas to save money on items throughout your wedding. Lance Advisors actually has a blog post about setting up checking and savings accounts before marriage too to help get your marriage off on the right financial foot.

While lots of people dream about their perfect wedding sometimes it’s better to scale back on the dream than to go into debt because a horse drawn carriage completed the dream. After all, money problems are one of the leading causes of marital issues.

Trim The Guest List

This one is pretty obvious. If you have 50 people at your wedding rather than 500 there’s only 50 people to pay for meals, you can go with a smaller venue, less alcohol, etc. Not to mention the smaller things that add up like needing less invitations, less stamps to send them out, etc.

Wedding Cake Alternatives

Have you priced out wedding cakes recently? I mean seriously, they’re expensive for something not everyone is going to eat. There are lots of great alternatives to traditional wedding cakes that can be more budget friendly. Here are just a few ideas:

  • cupcakes: you can even get cute wrappers to match your wedding. You can make different flavors, and even gluten free or sugar free options if needed. Easier to transport. Get the bridesmaids together along with the parents and soon-to-be-in-laws and have a cupcake baking party. Borrow cupcake tours or find them in thrifts stores or get ones from party supply stores like Oriental Trading.
  • Donuts: Who doesn’t love a donut? Order ahead from Dunkin Donuts or Krispy Kreme and have someone pick them up or ask if they would deliver for a larger order. Still cheaper than a wedding cake! You can stack them neatly or see if your venue has towers you can use.
  • Rice Krispy Treats: You could easily mold rice Krispy treats into any shape you want. You can do one shaped like a small cake and have separate one that guest can easily grab. They even have gluten-free Rice Krispies available.
  • Fruit or cheese towers: This is something I’ve been seeing more and more of. People trying to be healthy so they have “cakes” made from watermelons decorated with grape cluster, pineapple rings, and more. Cheese wheels too thought depending on the cheese, it might not be any cheaper than a wedding cake.
  • Martha Stewart Living has an awesome alternative wedding cake idea slide show with pictures to show you just how nice they can look including items like waffles, crepes, ice cream and more!

Hall? We Don’t Need No Stinking Hall!

So yes, depending on what time of year your wedding is you may still need a hall. But for those with late spring, summer, or early fall weddings…depending on your area you can consider a picnic instead.

Lots of local parks and recreational areas have pavilions that can be rented more reasonably than a hall. Even if you have a lot of people they can spread out and it won’t seem as crowded.

If you’re lucky enough to have a close family member with a nice sized yard and parking available you can ask them. My sister rented a couple pop-up tents and had her reception in my parents’ back yard. They just had a speaker for some music.

Intimate Service, Bigger Reception

So you want people to share in the big day but you need to cut costs somewhere. Consider just having a small, intimate service with immediate family and then invite who you want to invite to the reception. In this way, you don’t feel the need to go all out with flowers, bridal party, etc.

Alternatives to Fresh Flowers

Fresh Flowers can also be expensive and end up getting thrown out most of the time.

This is another popular trend. Instead of carrying flowers brides are opting to to carry other items along with their bridal party. In my wedding only I had a bouquet while my bridesmaids carried votive candles in jars. The were extinguished once they got to the alter.

I had a cousin that made her own silk flowers for her bouquet and bridesmaids.

Bridesmaids can carry a small basket with silk flowers, parasols, light-up items. clutches, or whatever may go with the theme of your wedding. BridalGuide.com has a fun slide show of bridesmaid bouquet alternatives.

You’ll Be Amazed Where You Can Find Decorations!

There are lots of sources to find decorations for your reception, shower, and more.

  • Thrift Stores
  • Buyout and Surplus Stores
  • Borrow from family and friends
  • Marketplace and yard sale groups on facebook
  • Consignment sales
  • Dollar Stores
  • Yard Sales and Garage Sales
  • If you rent a hall ask if they have decorations that can be used
  • lots more

Skip The Formalities and Invest/Save

So this is another obvious one but you’ll often here “In the end the details don’t matter all that matter is that you love each other” In reality all you “need” is each other, a marriage certificate, and someone to marry you.

When my current husband and I got married we did talk about an actual wedding because he had never been married before. Some circumstances changed and we ended up getting married by a JP in a small court room in our small town. We had a dinner at a local restaurant, and THE END. We chose to save our money toward buying a house instead. Talking to a financial advisor like Lance Advisors can even help you plan for your financial future together.

I could not believe how much less stress my wedding to my current husband was because we didn’t have to coordinate near as much, the financial cost was minimal, and we just had immediate family so no family drama or guest list stress.

Saving Money On a Wedding Dress

This can be another huge expense. Some dresses can cost $10K or more. But even $500 is a lot of money. You can find wedding dresses in thrifts stores, formal wear consignment sales, use a dress from the family and just have it altered, or just buy a nice dress you really like at the mall. I bought a short white lacy dress from a department store for my JP wedding and I got lots of compliments on it.

This post is sponsored. Any opinions expressed are my own.

Spend $10 on Pioneer Woman Collection Get $10 Back!

Step 1:  
Click Here to Get Started. Join TopCashback and signup for a FREE account if you haven’t already.

  • Important: Check your email to confirm your email address. Click on the link in your email to authenticate your new account.

Step 2:
Click on the pink “Get Offer Now Button

Step 3:
Add anything from the Pioneer Woman Collection from Walmart to your cart for $10.00 or more and head to checkout.  You must spend at least $10.00 to get this deal.

  • TIP: Want to purchase more than $10?  Make a second transaction instead of adding more to an existing cart to maximize additional cash back.
  • Do not close the window, open any new tabs, or use non-TopCashback approved coupons while checking out.
  • Free Store Pick-Up or Free Shipping on orders over $35

Step 4:
Pay $10.00 or more.That’s it!  The $10.00 will post to your TopCashback account within 14 days, and the amount will become payable.  Cash back can be credited straight to your checking or PayPal account.

  • Note: Transactions must contain at least $10.00 worth of purchases to ensure the $10.00 cash back is credited to TopCashback accounts. Transactions may initially track lower, but within the 14 days after purchase it will be uplifted and turn payable at the amount of $10.00. Transactions may take up to 7 days to appear in your TopCashback account. The deal is open until 11:59pm PST on 02/28/2019 or until supplies run out; whichever happens first; applicable for purchases made directly after clicking through TopCashback. Only one TopCashback account is permitted per member.  Cannot be combined with other TopCashback freebie offers.

HomeMembership Home Warranty + Google Home Mini Giveaway

This information is brought to you by HomeMembership. All opinions are my own.

Do you own your home? Or maybe you are a realtor that has thought about adding a home warranty plan to your listings to make the house more desirable to a buyer?  This is something I’ve thought about myself. I mean it always seems like something needs fixing when you own a home. There are many home warranty companies out there, but it will be hard to find another company like HomeMembership. They have a 5 Star review rating. Plus they offer more than just fixing your appliances when they breakdown. They also offer exclusive discounts with vendors for things you may find useful like a storage unit, moving service, or a painter.  HomeMembership also covers repairs on your AC and heating units, plumbing issues, appliances like your dishwasher and oven, and electrical issues. (Click here to see the options they have available.)  HomeMembership will also be offering a home maintenance plan to help keep your appliances working. Did you know that it is estimated that 80% of all HVAC will break down is because it hasn’t been properly maintained. Cleaning your dryer, changing batteries in your smoke alarm and flushing out your water heater are all things that need to be done – but most people don’t know this or forget to do this. 

Give yourself peace of mind knowing that your home warranty plan with HomeMembership will pay to have things repaired and that things will last longer and run more efficiently with a home maintenance plan. 

Do you have a question? Click here to send them a message. You can also check out their reviews to see what actual customer are saying about their service.  Now for the giveaway!! One lucky person is going to win a Google Home Mini. The giveaway ends on March 12, at 1159pm EST and is open to US residents only. Enter below for your chance to win! Good luck!

About Google Home Mini:

Get hands-free help in any room. Google Home Mini is powered by the Google Assistant, so you can ask it questions and tell it to do things. Just start with “Ok Google” to get answers from Google, tackle your day, enjoy your entertainment, and control your smart home. And when you ask for help, it can tell your voice from others for a more personalized experience. Google Home Mini works on its own or you can have a few around the house, giving you the power of Google anywhere.
      Photo by Kevin Bhagat on Unsplash

Lucky You Giveaway Hop – Simply Earth Essential Oils

Any opinions expressed in this post are my own. Prize is sponsored by myself. This post does contain affiliate links. I will get a small commission from sales made through this post.

Welcome to the Lucky You Giveaway Hop on LuvSavingMoney.com. I’m so excited you’re here. I recently got a new logo. What to you think?

If you already follow my blog then you know I’ve been talking up Simply Earth essential oils and for good reason. Simply Earth is 100% pure therapeutic grade essential oil. It’s a smaller essential oil company out of Wisconsin.

Why choose Simply Earth when there are other, bigger essential oil companies out there?

A lot of reasons.

  • 100% pure and simple oils
  • Much more affordable than those bigger companies
  • NOT an MLM, which is one reason the cost can be less
  • 13% of their profits go to charities that help victims of human trafficking
  • Customer support is awesome

I can tell you that I was part of an MLM essential oil company before this. I got a sampling of Simply Earth products about 2 years ago to review on my blog and realized the quality was on par and in some cases better than the MLM company I was working with that was charging a lot more money.

Understand I am not putting down those MLM companies. They really do have high quality oils. But when I can get the same quality oils for less, I’m all for it.

Simply Earth offers: single oils, blends, carrier oils, aromatherapy jewelry, diffusers, and more. Whether essential oils are already part of your daily life or you’ve been curious about essential oils but haven’t quite tried it they have products for you.

One product that really stands out is their monthly essential oil subscription box. Each month you’ll get 3-4 full size oils, recipes to use the oils you received, tools to help you create the recipes, and labels for you.

I have a few unboxing videos available on my youtube channel for Simply Earth Essential Oil recipe boxes too!

These boxes are a huge value for the money, they’re a great way to learn how to use the essential oils, try new oils you may not have tried before, build your essential oil recipes collection, and build your essential oil collection in general.

Plus if you decide to subscribe, use code: ANGELABEECHANFREE to get a free $20 gift card to use on the site for anything you want. I used mine to get a wooden storage box.

If you’re used to using the blends from other companies they have a nice comparison chart to show you which Simply Earth essential oils you can use instead. In fact, Simply Earth offers more blends than the other companies. Check out the Simply Earth comparison chart here.

Another helpful resource is the Essential Oils for Beginners book they offer. It’s a great pocket book to see which oils are good for different things, what ages they are appropriate for, If they’re safe to use during pregnancy and more. It even include several recipes and dilution rates. Best of all, the book is only $5!

I keep seeing Simply Earth popping up more and more. I want to give you a chance to try it too.

Follow my Essential Oil facebook page for info on oils, sales, giveaways, and more: https://www.facebook.com/EssentialOilswithAngieB/

GIVEAWAY

1 US based Luv Saving Money reader will win an Essential Oil for Beginners book and a 2 sample sizes of essential oils .

Lucky You Hop: Simply Earth

Now check out these blogs for even more giveaways during the Lucky You Giveaway Hop

Adventures with Annabelle and Maisie Book Tour & Giveaway

The Day Annabelle Was Bitten By a Doodlebug
by Julie Wenzlick
Genre: Children’s Rhyming Picture Book
When pre- schooler Annabelle awakens one morning,
she has a strange urge to start doodling.
She calls for paper and pen and begins doodling continuously, unable to stop—
even for meals! Her concerned parents take her to the doctor, who discovers a doodlebug bite on her neck.
He assures them her doodling urges will end when the bite fades away.
Annabelle gets so good at doodling she opens a shop to sell her work and even travels the world to share her art.
Then one day the bite fades and so do her uncontrollable urges.
The Day Maisie and Annabelle Got the Giggles
by Julie Wenzlick
Genre: Children’s Rhyming Picture Book
After sisters Annabelle and Maisie meet the gigglepuss outside on the trampoline, they suddenly can’t stop giggling. Their dad has a hard time believing they met a gigglepuss, calling it “mythical nonsense.” But as time passes and they giggle harder and harder, there’s no choice but to take them to the doctor, who provides an unpleasant but effective remedy. Wonder who else in the family will encounter that rascally gigglepuss?
The Day Maisie Picked a Daisy
by Julie Wenzlick
Genre: Children’s Rhyming Picture Book
When big sister Annabelle decides to go against Mom’s rules and take little sister Maisie Grace for a ride in her pink Barbie Corvette, she has no idea of the adventure that lies ahead! Join these wandering sisters as they explore Miss Millie’s garden and fail to obey the sign: Do NOT pick the Daisies! What will happen when Maisie unknowingly plucks one daisy from the garden?
Julie Wenzlick is a retired English teacher who loves to rhyme. She began writing poems and stories in second grade, and she loves to share her books with elementary students in hopes of inspiring them to write their own stories. Three of her books were inspired by her granddaughters Annabelle and Maisie. She often gets the question from her young audiences, “Did this REALLY happen?” Her book “The Day Annabelle was Bitten by a Doodlebug” was chosen as Honorable Mention in the Writer’s Digest Children’s Book category for 2017. Julie, who also writes songs to go with her books, produced her original full-length musical comedy “Singles File,” in the early 90s at three venues. You can find out more about her at juliewenzlick.com
Follow the tour HERE for exclusive excerpts, guest posts and a giveaway!