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Luv Saving Money – Page 997 – Life on a Budget

Free Books for Bloggers

I became a member of  I had received my first book and reviewed it.  If you read my blog you know that I’m always looking for a way to get something for free or at a bargain price.  I don’t mind if I have to work for it a little bit. I started wondering, are there any other programs like out there?  Completing some searches I found a few.  I’ll share them with you, because, well, that’s what my blog is about.  Letting you know about Good Freebies, Fun sites to visit, Sweepstakes I find, review of products that fit a budget and whatever else might save you money.
Christian books

I review for BookSneeze

Litfuse Group
  Join the Flock! LitFuse Publicity Group blogger

Waterbrook Multnomah 
Christian books

Christian books

Harper Collins First Look Program (temporarily not available)
You don’t have to be a blogger to be involved in this one.  I did this one for a while and received many very good mainstream books from them.  You can choose your genres that you’re interested in.  I reviewed books like:  Football Hero by Tom Green (very good even if you’re not into football, i think I cried once or twice), Ever by Gail Carson Levine, Seeker #1: The Quest Begins by Erin Hunter and many others.  The message on the First look page says they are on Hiatus while they “create and even better book program”

As I find more I’ll list them.  I’m also looking for main stream publishing companies that have blogger book review programs that aren’t necessarily christian books.

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Book Review: Mind Your Own Mortgage

In a January blog post I mentioned my new year’s resolution was to pay down my debt. I’m still working on. My husband and I have both been reading financial books. As a member of I found “Mind Your Own Mortgage” by Robert J. Bernabe. 

This book guides you through a money saving process of researching, obtaining, refinancing (if ever) and paying down a mortgage.   I was relieved to find clear descriptions of financing terms.  Robert Bernabe goes on to explain further the reasoning behind his advice and what the alternatives are.  He refers frequently to a website in the book to obtain tools to better help your mortgage process.  Robert Bernabe is a christian author and occasionally refers to christian beliefs in the financial process.

This book changes many people’s ideas of how to shop for a mortgage.  I, myself, learned a few things. I found myself saying “oh my gosh that’s true, I never thought of that”.

If I did have disappointment in that book it’s that I wish there were more information regarding paying off a mortgage.  There is of course some information regarding this late in the book.  Another, detail I would like to point out is that this is not a book to sit and read easily on your lunch break etc.  In order to understand effectively the information you will need to access the website to refer to forms and other tools Mr. Bernabe refers to.

If you are someone who is considering starting your first mortgage, buying another house, or refinancing I would certainly recommend this book.  I wish I would have read this book when my husband and I were house shopping.  This book requires you to actively participate to get the full benefit. It is apparent that Robert Bernabe is well versed in the ways of the mortgage industry and feel this book would be of great benefit to the home buyer or someone looking to refinance.

***I received a free copy of this book from to review on my blog.***

Mind Your Own Mortgage: The Wise Homeowner's Guide to Choosing, Managing, and Paying Off Your Mortgage

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Make these popular jewelry pieces yoursefl

I was looking at new posts from blogs I follow on my dashboard. I came across this post from
to make your own stamped washer necklace.

I’ve seen similar necklaces around for sale several different places. I thought it would be nice to get one customized with all of my kids’ names on it. Now with this post I can make my own.

She tells you where to get the supplies and for convenience even made up little kits to buy with all the hardware you need so you can make your own. How great is that! Follow the link below to see what I’m talking about.

ORIGINAL blog post with even more pics:

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eBeanstalk Toys review

I have a couple of babies in my family that will be turning 1 soon.  One happens to be my youngest child.  When I look for gifts for children, whether it’s my own, a family member, or because one of my kids were invited to a party, I want to find something unique.  It’s hard to know if you’re niece already has this, or would little Johnny like that, or Didn’t my brother get him one of these last year?

I like to find unique places to buy gifts.  I have to admit, I stumbled onto by accident. I was looking for information for my blog.  I started exploring the website.  I found myself thinking “Isn’t that cute?”  “I’ve never seen one of those before.”  “I bet ______ doesn’t have one of those.”  makes it easy to find the toys by having the toys broke down into age categories as well as being able to narrow it down to boys, girls, and top sellers.

For instance:
Baby toys I go to the website and click on Baby Toys on the left hand side. I list of cute little toys like these ones come up:

Big Buzz E Bee $29.95
Sights, sounds, peek a boo activities and more with this one.  Click the link to read what all it does.

Melissa and Doug Fill and Spill Mailbox $26.95There’s a few fill and spill toys on the market.  All very cute.  This is the first one I’ve seen.

Moving on there are a lot of other age categories to choose from.  Even up to 12 years and older:
Toys by Age
Looking through the 12 years and up section I see this:

Tin Can Robot $14.95 on eBeanstalk
Definitely unique.  I bet it would be a lot of fun too.  Making mental note of this one for later. It’s a kit that includes the parts.  All you need is a soda can to turn a used can into a neat toy.

Maybe you’re thinking that you just want a plain old trampoline, or bike, or whatever.  They have that too.

The site also offers birthday reminders, wishlist maker, and a section with expert advice on toys for the best learning and developmental toys.  This makes me happy being that I’m an Occupational Therapy Assist. They even have links to articles:

What do I think eBeanstalk can work on?  Well if you’ve been reading my blog, you’ll know it’s the prices.  eBeanstalk can we do something with that?  I did look at the clearance section on the site:  that’s a pretty good start.  I can’t say the prices will detour me from purchasing because they do offer unique toys I personally haven’t found anywhere else.  I’ll watch for deals though.  Also I found out that if you sign up for their newsletter:  eBeanstalk newsletter sign up you can safe 15%  and free standard shipping if your order is $65 or more.

All in all I will be back to the site.  Leave your comment and tell me what you think.

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The Heart-Smart Diabetes Kitchen Cookbook Giveaway and the American Diabetes Association (ADA) have developed “The Heart-Smart Diabetes Kitchen: Fresh, Fast and Flavorful Recipes made with Canola Oil” cook book.  There will be seven bloggers from the CanolaInfo team preparing all 151 recipes and sharing there info with you on the blog.  Each blogger will give a different perspective.  From Culinary experts to moms with children, and young city dwellers learning the kitchen.

In reading the cookbook, I found a lot of interesting and helpful information in the beginning of the book.  For instance, “The Heart-Smart Diabetes Kitchen cookbook” explains the good and bad fats.  The benefits of good fats and why bad fats are….well…bad.  It gives information on healthy cooking habits and more.

I have to admit.  When I think healthy cooking I don’t always think of flavor and variety.  In reading the recipes in “The Heart-Smart Diabetes Kitchen: Fast and Flavorful Recipes made with Canola Oil” I found myself saying.  “oh that looks good”, “I’m going to have to try this recipe”, “I bet I could make this and no one would even realize it’s good for them”.    I work in the health field for a living.  I see the consequences of people not taking a more healthy approach to their life.  This cookbook makes it easy to find and prepare a healthy meal for your family.

With recipes like:  Turkey-Swiss Panini, Lime-Zested Tomatillo-Black Bean Salad, Chicken with Roasted Red Pepper Sauce, and a whole lot more.  Vivid pictures of recipes in the book really make it appealing.  Oh did I mention there is a Chocolate Fondue recipe as well? Just throwing that in there.  🙂

You can check out some of these recipes for yourself in the mean time.  Go to:  to see for yourself.  You can also find CanolaInfoCooks on facebook:

As if that wasn’t enough to make you think you’d like to check out this book, All proceeds from the sales will go to the American Diabetes Association.  This book is $18.95  in the U.S. and is availabe through the American Diabetes Association: , 1-800-232-6733, and

as well as Barnes and Noble, and many other bookstores.

This cookbook is not just for people living with Diabetes.  Healthy cooking is for everyone!  Heart Disease is the leading cause of death around the world.  The ADA recommends that people with Diabetes should use healthy oils, like canola oil, instead of other types of fat when cooking.  This cookbook is full of recipes using healthier canola oil.

“The Heart-Smart Diabetes Kitchen: Fresh, Fast, and Flavorful Recipes Made with Canola Oil” cookbook is laid out very well.  With an easy to read contents section broke down into meals: lunch, dessert, salads for instance and an alphabetic index making it easy to find say:  Chocolate Mint Pie with Espresso Sauce (sorry can’t help myself).

And here is the exciting part for my readers: I’m giving away a copy of “The Heart-Smart Diabetes Kitchen: Fresh Fast and Flavorful Recipes Made with Canola Oil”  Here on my blog.  The winner will also receive a 2010 “The Heart-Smart Diabetes Kitchen” Calendar with colorful pictures each month of some of the delicious recipes found in the cookbook.

Thanks to for letting me offer my readers such a great giveaway!

Now the giveaway rules:

Mandatory for initial entry:

1.  Go to: and leave a comment telling me which recipe on their blog is your favorite and why.
2. I’ll need a way to contact you if you win.  for instance:  a link to your blog with your contact info, leave your email in the comment, or whatever you feel comfortable with.

Optional bonus entries (Mandatory must be done first in order for bonus entries to count)
1. Follow me on Twitter:    @angiewith3  and tweet about this giveaway with this link:
2. Leave a thoughtful comment on one of my other blog posts.  Then tell me on this post that you commented on another post.
3. Post about this giveaway on Facebook using this link:
4.  Follow my blog

A winner will be chosen Friday May 14, 2010

UPDATE  **and the winner is…….Barbara***

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