How to Start Investing in Stocks You Want With Only a Little Money

This post does contain affiliate links. Any opinion expressed is my own

Years ago, when I wanted to start investing in stocks, I was a bit timid. I mean you hear people talking about investing thousands of dollars. You pull up an account with one of those big trading sites and it says stuff like “fund your account with at least $2500 and get 25 free trades” or something like that. I work part-time outside my home and have 4 kids I don’t have $2500 to just throw into the wind, especially if I don’t know what I’m doing!

My husband educated me a bit, I read a few resources, but still the big sites intimidated me. Then I learned about buying fractional shares. Not all sites give you the ability to buy fractional shares in a company. I mean I don’t have $300 to buy just one share of a company. That’s where Stockpile comes in.

Stockpile allows you to buy fractional or whole shares. It’s user friendly, they have easy to understand resources on the site, and you can start your account with as little as $5. No kidding.

Let’s pretend you want to buy stock in company X well company X’s stock is at $100 a share. Let’s say you only have about $25 to invest right now. You can invest $25 into company X and own 1/4 share of Company X. Now let’s say payday comes around and you have another $25 you want to invest. You an either invest that in a different stock or keep investing in company X ever time you have a few extra dollars until you eventually own a whole share.

That’s what I like about Stockpile, it makes owning stock in companies you actually want, attainable. I started off with a fraction share in 1 stock and over about 2 years time I now own about 10 shares of stock (with 1 share being a combo of fractionals) in 7 different stock. 2 ETFs, Apple, Spotify, DowChemical, and 2 pharmaceutical companies. I only invest anywhere between 10 – $25 a paycheck depending on what I can afford. Some times I might go a month and not invest anything. I love it. I don’t feel pinned down or feel like I have to save so much just to invest it.

Stockpile only charges 99 cents to buy, sell, or trade. a LOT cheaper than some of those other trading sites!

You can even set up custodial account for kids. Gift them Stockpile gift cards for holidays to save for their future!

A Better Way To Save: SmartyPig

I have my own checking account, hubby has his checking account, we have a savings account, I have a 401K through work, hubby has a pension plan, I have a small investment account with Stockpile, which I love but the one thing I didn’t have was my own savings account.

At least 2 or three times year I’ve thought, I really need a savings account or a holiday club or something to save for things like: vacation, Christmas, a certain item I want, etc. But I hesitated. I don’t know why I just did.

Well, my brother is getting married in October. My entire family of 6 will have some part in his wedding: bridesmaid, groomsmen, flower girl, ushers, etc. That means buying dresses/suits for everyone. probably a few pair of dress shoes, getting my hair and nails done, throwing a bridal shower, bridal shower and wedding gifts, so on and so forth. My head started spinning with the expenses we’re about to incur. I really need to put money away.

So I started looking for online savings account. I wanted one I could trust. That was legit, that didn’t charge all kinds of fees, that gave me a reason to let them hold my money.

I actually found SmartyPig when entering sweepstakes. I started looking into it and thought, wow, this is a really good deal. They’re in partnership with SallieMae, they offer 1.75% APY, there’s no fees, FDIC-insured up to the maximum allowed by law, and you set your own financial goals as big or small as you want. You can set a goal for something big like a down payment on a house, a wedding, a new car or something as simple as a new pair of shoes or a trip to an amusement park.

Opening my account was easy, starting my first goal was easy, and there’s no fee to do so. I was able to choose whether I want to fund it monthly or biweekly. I went ahead and did a 2nd smaller goal for the trip to the national aviary we’re planning on doing for our staycation this year.

Once you establish your account you can refer your friends too. You’ll earn $10 for each friend that opens a SmartyPig account and funds it with at least $25. I can only refer people via email though. If you’d like a referral from me just email me at: angwith4 at gmail dot com and I’ll be happy to send you one.

Get Healthy With HueTrition + $25 Gift Card Giveaway

This information is brought to you by HueTrition. All opinions are my own. 

We are a few weeks into the New Year. Did you make a resolution to eat better and exercise this year? It takes some time to learn new recipes, create meal plans, snacks, grocery shopping, etc. But in the end – it will be worth the time and monetary investment.  I’m personally trying to eat better and eliminate sugar from my diet. HueTrition has a few ways to help you make healthy choices and get useful health advice. First they are offering a cooking class on February 2, 2019 at 6pm EST (3pm PST). Chef Suzy will be whipping up some delicious and nutritious meals LIVE online.  Chef Suzie is passionate about mentoring families to meet their child’s growth and developmental needs to help them maintain a healthy lifestyle when they are adults. She will have lots of good things to share during this live event!  Visit HueTrition to sign up and use code HLFirstEvent2019 at checkout to get $10 off! The cost will be just $5 with the coupon code! This will be a very informative event!  Another event you can join is the conversation with HueDietitian, Lisa, and learn about the myths of Keto. Is it really as good of a diet as they say? This live event will be with RDN Lisa Underwood on February 21 at 3pm EST (12pm PST). Visit HueTrition to sign up and use code HLFirstEvent2019 at checkout to get $10 off! The cost will be just $5! HueTrition.live is going to be your one-stop place for all the nutritional advice, encouragement, and recipes you need to start off the New Year for a healthier you! HueTrition Live is a brand new platform: Where Health & Wellness Meets Technology- The New Gateway to Food as Medicine & Preventative Health Destination.
  • Attend and experience Live Streamed Events with our HueChefs, dietitians, and physicians
  • Access topics in health with real-time video
  • Advice from experts
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  • HueApproved food and health product reviews
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Check out HueTritions HueTube Channel for lots of advice about nutrition. **Embedded video Diet Do’s & Don’ts! | 5 SIMPLE & FUN Healthy Tips!**  

Giveaway Details:

Sponsored by: HueTrition

Organized by: SavingYouDinero.com

1 Winner – $25 Gift Card of your choice

Open to US Residents

Dates – Ends February 12, 2019 1159pm EST

Simply Earth Essential Oil Recipe Box – January Box

This post does contain affiliate links. I will receive a small compensation when orders are placed through my link.

Simply Earth essential oil recipe box is just what you need to build your essential oil collection, introduce yourself to essential oils, or to get new ideas to use essential oils.

I have a subscription to Simply Earth essential oil recipe box. I pay for it myself, this is NOT a sponsored post. I love using essential oils in my daily life. Working in the medical field myself I like to use them as a compliment or in addition to things I’m already doing for myself.

I received my January box with my bonus box and it’s definitely worth every penny and more. I also tested my coupon code and got a $20 gift card to use. I decided to use mine on an essential oil storage box. I’ll receive it in my February box.

When I signed up I got the bonus box with me as well as the free $20 gift card. The brown box featured below is what the regular monthly boxes look like. The blue box is the bonus box.

Each monthly box comes with essential oil recipes cards, 3 – 4 full size essential oils, and ingredients/tools you’ll need to help with some of the recipes. For example, in this box one of the recipes is for a “relaxing textured massage bar” so I received a mold for the bar, beeswax, coconut oil, tapioca, pearls, and the essential oils needed to make the bar. They also provide labels so you can label your items once you’ve made them which I think is pretty cool.

January 2019 Simply Earth Essential Oil Recipe Box

The bonus box came with a few carrier oils, extra rollerballs, extra essential oil bottles, and beeswax. Always using rollerballs for something so it definitely helps to have extras!

Simply Earth bonus box

Simply Earth essential oils are 100% pure. Every batch is tested to ensure 100% purity. GC/MS reports are displayed right on the product page for each oil. They don’t do any made up testing that some companies do. You can read more about Simply Earth essential oils here

13% off Simply Earth profits are donated to organizations to help fight human trafficking !

If you decide to subscribe to Simply Earth essential oil recipe box use code: ANGELABEECHANFREE to get your free $20 gift card when you subscribe!

The Prospero Chronicles Book Tour & Giveaway


Splinters
The Prospero Chronicles Book 1
by Fiona J.R. Titchenell & Matt Carter
Genre: YA Horror, SciFi

Under normal circumstances, Ben and Mina would never have had reason to speak to each other. He’s an easy-going people person with a healthy skepticism about the paranormal; she’s a dangerously obsessive monster-hunter with a crippling fear of betrayal. But the small Northern California town of Prospero, with its rich history of cryptid sightings, miracles, and mysterious disappearances, has no normal circumstances to offer.


When Ben’s missing childhood friend, Haley Perkins, stumbles out of Prospero’s surrounding woods and right into her own funeral, Ben and Mina are forced to work together to uncover what happened to her. Different as they are, their unlikely friendship may be the only thing that can save the town, and possibly the world, from its insidious invaders.


A snapping, crackling, popping homage to classic horror.” —Kirkus Reviews.

Whip-smart dialogue… genuinely terrifying Splinters, the descriptions of which will have fans of monster films utterly enthralled… A promising series opener, this will satisfy those readers who like their scary stories to be as clever as they are chilling.” —KQG, the Bulletin of The Center for Children’s Books.

The stakes are high. The action is intense.” —Washington Independent Review of Books.



**only 99 cents!!**


Shards
The Prospero Chronicles Book 2

When autumn descends on Prospero, California, Ben hopes the normality of the new school year may offer a reprieve from the town’s paranormal horrors. Mina knows all too well that there are no reprieves and no normality to be had in Prospero, but even she can’t prepare for what the coming year holds.


On top of the vivid hallucinations that have plagued Mina since the attack on the Warehouse, and the brewing Splinter civil war that threatens all of humanity, inside the walls of Prospero High, Ben, Mina, and their expanding Network face a vicious campaign to destroy their friendship, and a mysterious assassin picking off human rebels – an assassin with powers like no Splinter they’ve fought before.

Ben and Mina’s one hope rests with a mysterious old man hiding in the woods outside of town; a living legend who may be able to teach them how to fight this dangerous new breed of Splinter. That is, assuming he doesn’t kill the pair of them himself.


Titchenell and Carter hold nothing back in this solid sequel that thrills and expands on its predecessor. Aided by swift writing, relatable characters and unexpected scares, Shards is a chill-inducing delight.” —David Powers King, co-author of Woven.

Maintaining the same level of popcorn-munching fun, Titchenell and Carter are taking The Prospero Chronicles in a promising direction.” —Joe Dell’Erb, Washington Independent Review of Books.






Slivers
The Prospero Chronicles Book 3

Ben


Growing up is hard, and growing up in Prospero is even harder, but I think we manage. I mean, yeah, my friends and I spend more of our time fighting a race of shapeshifting aliens than we do hanging out, but we have our fun. We go to parties, help each other with our classes, maybe even fall in love… 

I’ve no illusions that we live ordinary lives, but they’re our lives, and I’m going to make sure we make the most of them whether the Splinters want us to or not.

Mina

The truce is temporary. We will not humor the Splinters forever. It’s only until the Slivers can be stopped, until the army of Shards being planted among our classmates can be disassembled, until we get our hands on the thing I’d almost given up believing in.

The humanity test.

For the chance to know, once and for all, who can be trusted, some dealings with monsters must be excusable. Inevitable. Just like this feeling between Ben and me.

And that has to be temporary too.





Stitches
The Prospero Chronicles Book 4
by Fiona J.R. Titchenell

This is Prospero’s darkest hour. The few remaining humans trapped within the quarantine zone are all but defenseless against the multiplying forces of the Sliver Queen, Locusta. With Ben missing, Aldo among the enemy ranks, and more steel plates than bones left in her body, Mina’s passing the hours drowning in morphine and throwing heavy objects at her guards. 


Stripped of her weapons, her gadgets, and the Network itself, she has just one card left, hidden somewhere under her oft-sutured skin. It might be powerful enough to complete her life’s work once and for all… or to reach the one person who could make her life into more than a means to an end. But playing it will cost everything she has, or everything she believes in.

The final chronicle of Prospero waits in these pages.





F.J.R. TITCHENELL is an author of young adult, sci-fi, and horror fiction, including Confessions of the Very First Zombie Slayer (That I Know of). She graduated from Cal State University Los Angeles with a B. A. in English in 2009 at the age of twenty. She currently lives in San Gabriel, California, with her husband, coauthor, and amazing partner in all things, Matt Carter, and their pet king snake, Mica.




Follow the tour HERE for exclusive excerpts, guest posts and a giveaway!