Holiday Guide – Page 28 – Luv Saving Money

Burlington Black Friday Ad

The Black Friday ads tapered off there for a few days now they’re rolling back in. Maybe because of Veteran’s Day? I don’t know the reason but I have more for you today. Burlington Black Friday Ad is here.

To see a full list of live Black Friday Ads click the Holiday Guide 2018 tab at the top of this site. Be sure to follow the Luv Saving Money facebook page too for flash deals, coupons, in-stock alerts, and more.

This post does contain affiliate links. Any sales made through this post will earn me a small commission.

Barnes & Noble Black Friday Ad

Book lovers, the Black Friday Ad you’ve been waiting for is here! Barnes & Noble Black Friday ad.

To see a full list of live Black Friday ads just click the Holiday Guide 2018 tab at the top of this site. Be sure to follow Luv Saving Money’s facebook page too for the best deals, flash sales, coupons, and more for Black Friday!

This post does contain affiliate links. Any sales made through this post I will earn a small commission.

Which States Have The Biggest Holiday Budgets?

Stats provided by Wallethub.

I live in a little town in Pennsylvania. Cost of living is low but job opportunities are also more scarce than other areas. I sometimes watch those car commercials where the luxury car is sitting in someone’s drive way with a bow and think who does that? Well maybe it’s more common in your area.

So who are the big spenders around the US?

Cities with the Biggest Holiday Budgets
1	Flower Mound, TX ($2,761)	11	San Ramon, CA ($2,036)
2	Sunnyvale, CA ($2,575)	12	Cary, NC ($2,010)
3	Naperville, IL ($2,528)	13	Plano, TX ($2,006)
4	Mountain View, CA ($2,524)	14	Troy, MI ($1,965)
5	The Woodlands, TX ($2,444)	15	Palo Alto, CA ($1,940)
6	Bellevue, WA ($2,411)	16	Rochester Hills, MI ($1,919)
7	Sugar Land, TX ($2,321)	17	Pleasanton, CA ($1,913)
8	Allen, TX ($2,244)	18	Newton, MA ($1,888)
9	Pearland, TX ($2,238)	19	Rockville, MD ($1,870)
10	Maple Grove, MN ($2,156)	20	Shawnee, KS ($1,842)

Hmm I wonder if I have any relatives in any of these areas lol? Seriously though, if you’re from this area do you think these stats hold true? As a family of 5 we don’t even spend as much as those in Shawnee, KS apparently does for Christmas. I’m wondering though if those stats include things like holiday dinners, travel, wrapping supplies, and everything that goes along with that?

And how about these stats:

Cambridge, Massachusetts, has the lowest debt-to-income ratio, 17.91 percent, which is 4.2 times lower than in Menifee, California, the city with the highest at 76.10 percent.
Fishers, Indiana, has the lowest expenses-to-income ratio, 59.13 percent, which is 1.7 times lower than in New Haven, Connecticut, the city with the highest at 99.43 percent.
Metairie, Louisiana, has the highest savings-to-monthly expenses ratio, 219.41 percent, which is 2.2 times higher than in Glendale, California, the city with the lowest at 98.21 percent.

Interested to know where your town/city ranks? You can find out on Wallethub HERE

Being a family of 6 plus buying for other family members we could get into debt up to our eyeballs if we wanted to but we don’t. We set a budget per kid and a budget per family member that we buy for. Hubby and I have a budget for each other too. If it means one kids only gets one thing because they wanted a laptop while someone else get 5 things and still doesn’t hit max budget that’s ok. It helps when they’re older and understand budgets and the value of money too. I also save my cash back rewards and survey site rewards until about October then cash them in to help take a dent out of holiday spending too.

Get One of the HOT Holiday Toys FREE! Here’s How!

Pomsies have been rumored to be one of the hot holiday toys for months. They’ve been saying it since at least September. Pomsies are flying off the shelves and you can get one for FREE after cash back! I already got my daugher one! Here’s how:

Step 1:
Click Here to Get Started. Join TopCashback and signup for a FREE account if you haven’t already.

Important: Check your email to confirm your email address. Click on the link in your email to authenticate your new account.

Step 2:
Click on the pink “Get Offer Now” Button

Step 3:
Add the Pomsies Pet Toy from Walmart to your cart for $14.82 or more and head to checkout. You must spend at least $14.82 to get this deal.

TIP: Make a second transaction instead of adding more to an existing cart to maximize additional cash back.
Do not close the window, open any new tabs, or use non-TopCashback approved coupons while checking out.
Free Pick Up is available and you can get free shipping when you spend $35 or more.

Step 4:
Pay $14.82 or more.That’s it! The $14.99 will post to your TopCashback account within 14 days, and the amount will become payable. Cash back can be credited straight to your checking or PayPal account.

Note: Transactions must contain at least $14.82 worth of purchases to ensure the $14.99 cash back is credited to TopCashback accounts. Transactions may initially track lower, but within the 14 days after purchase it will be uplifted and turn payable at the amount of $14.99. Transactions may take up to 7 days to appear in your TopCashback account. The deal is open until 11:59pm PST on 11/16/2018 or until supplies run out; whichever happens first; applicable for purchases made directly after clicking through TopCashback. Only one TopCashback account is permitted per member. Cannot be combined with other TopCashback freebie offers.

Super Stocking Stuffer Hop: Divya Thirty-One

Because this is the Super Stocking stuffer hop I thought I would talk about some of the products Thirty-One offers that would make great stocking stuffers.

I mentioned in the last post about the super cute holiday thermal zip pouches. I actually bought one for each of my youngest kids. My ideas is to fill them with candy and put them in their stockings. I just could not pass these up, at only $12 each they are way too cute! I heard these things sell out so grab them while you can!

Did you know that Thirty-One also offers affordable jewelry and scarfs. I’ve looked at the scarves myself. They have some fun designs that would really add to an outfit. They would fit perfectly into a stocking or make a nice gift under $30.

The little carry-all caddies are versatile and can be used for things like organizing art supplies, make up, and much more. I have one on top of my daughter’s dresser to put socks in that need paired up. I have one in my son’s toy closet in his room to keep all the small parts to his action figures. I have yet another one in my bathroom closet to keep smaller items organized like dixie cups, and travel size shampoo bottles. When you order these hey are compact and in a bag but pop up when ready to use. So they would fit nicely in a stocking.

Thirty-One also have luggage tags, travel cases, and mini zipper pouches that are great for travel. And the All About the Benjamins wallet is honestly one of my favorite wallets I’ve ever used. I has so many pockets for credit cards, reward cards, change, cash, IDs and more.

All About the Benjamins wallet from Divya’s Thirty-One

Divya is amazing with helping you to find the right product. Follow her Divya’s VIPs facebook page for Thirty-One so you can get gift ideas, stocking stuffer ideas, new product announcements, and deal alerts!

And of course, check out Divya’s Thirty-One website to see the full line of products, deals, and hostess incentives. I had a Thirty-One party with her in September and my party his $800+ She really tries to help you reach your party goals!

GIVEAWAY

1 US Luv Saving Money reader will win a

Thirty-One stocking stuffer prize package from Divya consisting of:

Littles Carry-All Caddy – Grey Lil’ Scribble

+ Hang-It-Up Key Fob – Believe +

Manicure Nail File – Believe +

Believe Journal/bookmark

Super Stocking Stuffer Hop: Thirty-One Stocking Stuffers from Divya