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An Option In Finding The Best Deals On Loans, Lending Club – Luv Saving Money

An Option In Finding The Best Deals On Loans, Lending Club

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**This is a sponsored post brought to you by Gigasavvy.  Any opinions expressed are my own**

For day to day purchases my rule is, “If I can’t buy it cash I don’t buy it”.  When I see this I’m talking about maybe a shirt I really want, a pair of shoes, buying birthday gifts, things of that nature.  For slightly bigger purchase like a new game system for the kids or a time like Christmas where a large amount of gifts need to be bought I set up a budget for how much I can spend and save for that.  I don’t like to use credit cards or loans if I don’t need to.  There are things though you almost need a loan for like buying a car, a home improvement project, or maybe an emergency issue like a big unexpected medical bill or your furnace decides it’s going to quit on you in the middle of winter.  

Where do you go for these loans?  Maybe you go to your bank to get a loan thinking you’ll get the best deal there since you’re a customer or maybe it’s for convenience.  Maybe you do compare a few local banks as far as payment options, interest rates, and other fees. It’s certainly good to compare.  
What if you could get a personal loan online and the fees were less because they don’t have the overhead that banks do like administrative fees, marketing, etc and don’t have the costs associated with credit card companies like mailing hundreds of thousands of pieces of mail each year.  Lending Club does just that.  lower rates and less business cost means better deals for you on personal loans.  Members invest in and borrow from each other. The convenience of getting your loan online from the comfort of your own home is nice too. You can borrow up to $35.000 online.  
Lending Club could be a great way to save money on a personal loan whenever the need arises.  
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Author: Angie

Mom, blogger, social media influencer, healthcare worker

2 thoughts on “An Option In Finding The Best Deals On Loans, Lending Club”

  1. Great post. Lending Club is a great solution for borrowers and investors alike.

    For your readers looking to invest in Lending Club, they should check out Peer Lending Advisors, the only investment advisory focused 100% on P2P Lending.

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