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Uncategorized – Page 15 – Luv Saving Money

The Billionaire’s Girl Book Tour & Giveaway

The Billionaire’s Girl
by Bella Fontaine
Genre: Contemporary Romance
From USA TODAY bestselling author Khardine Gray writing as Bella Fontaine, comes a sexy, sassy enemies to lovers romance. Sleeping with the enemy just got sexier … Chad There is always that one woman, and this was her. I was sure of it. Billie Harrington, the reporter who came to the press conference to expose my family. Her exposé was however lost on me. I was more interested in her wild, exotic beauty. I knew from the minute I laid eyes on the goddess with her sexy curves, perfect pout, and velvet hair, that I had to make her mine. No matter the cost to me. I’d take my chances. But… I didn’t realize pursuing her would unleash all manner of havoc in my life. I’m determined not to let her slip away from me, but what is the right choice? I’m her enemy and she is mine… Billie I just wanted my story. My story, and justice for the injustice that was being served to the less fortunate. Then Chad Arnaud happened The hot billionaire. Tall, handsome, and dangerously charming. Breathtakingly sexy as he is arrogant with his panty melting bedroom eyes that could get a girl in trouble. Trouble… Trouble. He was big trouble for me. He was the last guy I should ever be with because he’s the enemy. If I don’t play my cards right I could lose my job. I knew all of that even as I allowed him to charm me. The chemistry between us was off-the-charts sizzling hot and I couldn’t resist the irresistible… Things will get messy at some point. Disaster is coming and I’m not sure how to untangle my heart when things begin to spin out of control. Or, if I want to… If you like hot, steamy, romance with gorgeous, drool worthy Alpha Billionaires, you will like this book.

Bella Fontaine is the multicultural and interracial romance pen name of USA Today Bestselling bestselling author Khardine Gray.
The name is to honor the strong, super talented, and courageous women in her family who inspired her to write and do what she loves most.As with her other books expect hot, steamy, contemporary romance and romantic suspense. Expect drool-worthy heroes and sassy heroines. People falling in love and the wild, sexy fun they have on their journey.
Follow the tour HERE for exclusive content and a giveaway!

There was already a rumble of chatter across the hall, but then, suddenly, the excitement grew.
It was time. The journalists in the front stood, and flashes of light from cameras going off almost
blinded me as I looked ahead.
“That’s Chad Arnaud,” the woman next to me said with keen interest.
The man who walked up to the podium immediately caught my attention.
He caught my attention in a way that threw me off kilter, and for a few moments, I’d forgotten
why I was here.
Those bright, bright blue eyes were enough to do the trick. They were blue like the Caribbean
Sea. I remembered from a trip as a child to St. Lucia when we visited my great uncle. The
piercing, vapid color of the sea was what got me back then.
That same color got me now as I stared at this guy.
With his dark blond hair that had been cut into a sharp faux hawk and his short beard that
enhanced the angles and planes in his face, he stole my breath away.
There were only a few times in my life when that had ever happened.
This was perhaps the most memorable because I was on a damn mission and shouldn’t be
ogling the enemy.
Beautiful faces with ugly hearts. Chad Arnaud was Conrad’s other son. The one we didn’t hear
much about. I didn’t know what the story was with him as to why, but that wasn’t my concern.
Gorgeous as he truly was, I doubted he was any different from his father or his brother.
And if he was doing the presentation tonight, he would unfortunately be on the receiving end of
my blows.
“Welcome, everyone,” he began in a rich, cool voice that carried with a presence over the room.
It was deep and masculine, strong and alluring.
“Thank you all for coming. We’re excited about this project and hope it will bring something good
to the community. It has always been our goal to provide the best, and we intend to do so with
our launch of Arnaud Heights, and entire complex of affordable luxury apartments.” Everyone
started clapping. Of course, they would. It all sounded like such a wonderful thing.
Chad continued like he liked the sound of his voice. It was nice, but everything he said was
bullshit. “It’s our way of bridging any gaps in our communities, providing quality to all.”
What a big load of fucking bullshit.
Bridging gaps and affordability for luxury apartments.
I couldn’t even laugh, and if I managed it, it wouldn’t be a laugh of humor. It would be cynical
and full of sarcasm.
“Thank you. Your excitement fuels us. I’ll now take questions.”
That was my cue, and I seized it.
“Do you sell that shit to everyone?” I spoke loudly, cutting into the woman at the front who’d just
started to say something.
Everyone looked back at me in shock.
Chad, Mr. Gorgeous, zeroed in on me and fixed those eyes on mine. We were about ten meters
apart, but when he looked at me, it felt as if he was right in front of me. It was the intensity.
Then, instead of looking appalled like everyone else, he smiled down at me.
And God, my mind slipped away again.
The smile revealed a cleft in his chin and dimples.
An uncontrollable blush swept over my skin and cascaded throughout my body.
“No. Didn’t you like what I said?” he asked, smile brightening.
All eyes were on me. Curious, watchful eyes.
“It sounded really good. In fact, it’s almost believable that you guys actually care about the
community, but you don’t.” I shook my head.
Someone gasped behind me.
Mr. Gorgeous clasped his hands together as he leaned onto the solid wood of the top of the
podium.
If not for the lascivious smile he gave me, I would have compared him to a pastor giving a
sermon for Sunday Service. Someone like Pastor Bailey, Mom’s pastor, who she thought was
an angel incarnate from heaven.
This guy here was definitely not that, and I was very interested to hear what the hell kind of
comeback he’d have for me.

“I would love for you to elaborate. There must be a reason why you think we don’t care.”
The poor guy. He didn’t know that was an invitation to unleash the secret I knew the Arnauds
were hiding.
“Were you going to tell the community that you plan to tear down the entire block of apartment
complexes that cover the expanse of East New Town to build your luxury apartments?”
That got his attention. Got it in a big way. It got everyone else’s too, and they started whispering
amongst themselves in shock.
Instead of the sinful smile, he now gave me a curious look.
Seeing he had no answer, I continued my tirade.
“I’m sure you know those apartments are filled with some of the poorest and most needed
members of the community, who will most likely be homeless after you throw them out of the
homes they’ve lived in for decades. Elderly people in their seventies to nineties, single mothers
who have to work God knows how many jobs to feed their children, families who are so below
the poverty line they have no hope of ever having a good life. You say you want to bring quality
to the community and bridge gaps, but yet you gave them a month to vacate the premises. A
month.”
Oh, people were seriously talking now. The room instantly came alive with it, and all the
reporters and journalists started throwing questions at him.
All at once, all in a rumble, with no coherence.
And yet his eyes were still fixed on me.
I didn’t know what bothered me more. The interest that flickered in his eyes or the effect he had
on me.
It didn’t matter. I’d said my piece, and now it was time to go.
I turned on my heel and moved through the crowd that was trying to question me too.
And still, I could feel his gaze on me. It followed me all the way through the door.
I had done what I came here to do, and now he could go and guess how I came by the
information.
He’d probably conduct the standard investigation people like him would do to see who leaked
and ratted them out to the press.
But he would find no leak.
I knew what was going on because my mother had told me.
Mom knew everything.
It was all set out in her eviction notice she got two days ago practically telling her to get gone by
the end of next month.
She was one of the tenants who lived in the New Town complex called Winsor Estate. That was
one of the buildings they were going to tear down to build Arnaud Heights.
The apartment she lived in was where I grew up.
This wasn’t just about a job or an exposé for me.
It was personal.

Bayou Vows Book Tour & Giveaway


Bayou Vows
The Bayou Bachelors #3
by Geri Krotow
Genre: Contemporary Romance
Pub Date: 1/8/2019

Not even the wildest Bayou Bachelor of all can resist the right woman.

Jeb DeVillier has a lot of explaining to do. True, he did steal millions from the sailboat business he ran with his partner, Brandon, and disappear to South America. But Jeb has a good reason—Brandon’s sister, Jena Boudreaux. A decade ago, she broke his heart when she chose career over their relationship. Still, when he learns she’s being held for ransom by drug dealers, he doesn’t hesitate. He’ll save her life, no matter what the danger.
When Jena called Jeb out of the blue, it was to ask him to give her last words to her family. She knew the risks when she took one final mission for the CIA. Suddenly, Jeb’s riding to the rescue like her own personal Cajun knight. Yet now that they’re both safe in New Orleans, he refuses to give her a second chance.
That’s not good enough for Jena. Because when you find someone crazy enough to risk everything for you, the only sane thing to do is to hang on tight . . .




Bare Devotion

The Bayou Bachelors #2


Sweet and sultry, hot and wild…that’s desire, Louisiana-style. And there’s no one better to explore it with than one of the Bayou Bachelors…
Returning to her flooded New Orleans home to face Henry Boudreaux, the man she jilted at the altar, is the hardest thing attorney Sonja Bosco has ever done—even before she discovers she’s pregnant. Sonja backed out of the marriage for Henry’s sake. He wants to be part of his father’s law firm, and his parents will never approve of an interracial marriage. Better to bruise his heart than ruin his life.
Henry can’t forgive Sonja, and doubts that he can trust her again. But learning that they’re going to be parents means there’s no avoiding each other. Springtime on the bayou is already steamy enough…now they’re living in the same small space while their damaged house is repaired. And with each passing day they’re getting a little more honest. A lot more real. And realizing that nothing—not even New Orleans at Mardi Gras—glows brighter than the desire they’re trying to deny…




Fully Dressed
The Bayou Bachelors #1

There’s nowhere hotter than the South, especially with three men who know how to make the good times roll. But one of the Bayou Bachelors is about to meet his match…
New York City stylist Poppy Kaminsky knows that image is everything, which is why she’s so devastated when hers is trashed on social media—after a very public meltdown over her cheating fiancé. Her best friend’s New Orleans society wedding gives her the chance hide out and lick her wounds…
Brandon Boudreaux is in no mood to party. His multi-million dollar sailboat business is in danger of sinking thanks to his partner’s sudden disappearance—with the company’s funds. And when he rolls up to his estranged brother’s pre-wedding bash in an airboat, a cold-as-ice friend of the bride looks at him like he’s so much swamp trash.
The last person Poppy should get involved with is the bad boy of the Boudreaux family. But they have more in common than she could ever imagine—and the steamy, sultry New Orleans nights are about to show her how fun letting loose can be…
New Orleans serves as a strong supporting character in Fully Dressed as Krotow gives an inside view on the sights, sounds, and tastes of the bayou.” —RT Book Reviews




Geri Krotow is the award winning author of more than thirteen contemporary and romantic suspense novels (with a couple of WWII subplots thrown in!). While still unpublished Geri received the Daphne du Maurier Award for Romantic Suspense in Category Romance Fiction. Her 2007 Harlequin Everlasting debut A Rendezvous to Remember earned several awards, including the Yellow Rose of Texas Award for Excellence.
Prior to writing, Geri served for nine years as a Naval Intelligence Officer. Geri served as the Aviation/Anti-Submarine Warfare Intelligence officer for a P-3C squadron during which time she deployed to South America, Europe, and Greenland. She was the first female Intel officer on the East Coast to earn Naval Aviation Observer Wings. Geri also did a tour in the war on drugs, working with several different government and law enforcement agencies. Geri is grateful to be settled in south central Pennsylvania with her husband.



Follow the tour HERE for exclusive excerpts, guest posts and a giveaway!







Top 20 Affordable Romantic US Cities and Valentine’s Financial Stats

Wallethub just released their report for 2019 best places for Valentine’s day. They compaired 100 of the largest US cities across 25 key metrics including things like florists per capita, cost of three course meal for 2 and more. Here are their results:

Top 20 Places for Valentine’s Day

1San Francisco, CA11Washington, DC
2New York, NY12Denver, CO
3Las Vegas, NV13Atlanta, GA
4San Diego, CA14Chicago, IL
5Honolulu, HI15Austin, TX
6Seattle, WA16San Jose, CA
7Scottsdale, AZ17Virginia Beach, VA
8Portland, OR18Sacramento, CA
9Orlando, FL19Houston, TX
10Los Angeles, CA20Boston, MA

I’d have to argue a case for Pittsburgh, PA. I realize it’s probably not in the top 100 largest US cities but there are still plenty of romantic things to do and I’d be willing to bet it cost loess than Los Angeles or New York.

Valentine’s Day Spending Survey – Key Stats

  • 46% of people would break up with their significant other if he or she spent irresponsibly.
     
  • Women are 33% more likely than men to spend $0 on a Valentine’s Day gift. Men are two times more likely than women to spend over $100.
     
  • Men are over three times more likely than women to think a Valentine’s Day gift is worth going into credit card debt for.
     
  • 4 in 10 people say irresponsible spending is a bigger turnoff than bad breath.
     
  • 53% of people would not marry someone with bad credit.

Valentine’s Day Facts

  • $20.7B: Total Valentine’s Day spending projected for 2019 ($161.96 per person celebrating).
     
  • $196 vs. $100: Men spent nearly twice as much as women, on average, for Valentine’s Day 2018.
     
  • $7.6 Billion: Amount Americans will spend on jewelry ($3.9B), flowers ($1.9B) and candy ($1.8B).
     
  • 9 Million: Number of marriage proposals made each Valentine’s Day.

Expert Commentary:

Valentine’s Day is approaching, and it’s time for lovers to value their relationships…literally. In addition to deciding how much to spend on a Valentine’s Day gift, people across the country are contemplating how much to invest in a possible future with their current heartthrob. And financial savvy is high on the list of relationship requirements, as 46 percent of people would break up with their significant other if he or she spent irresponsibly, according to a new survey from the personal-finance website WalletHub.

That may sound harsh, but it’s understandable in the aftermath of the Great Recession and considering the state that many Americans’ finances are in now. Consumers hit $1 trillion in credit card debt for the first time ever in 2018, for example. The fact that financial irresponsibility can be a deal breaker romantically also is demonstrated by 53 percent of WalletHub’s survey respondents saying they would not marry someone who has bad credit.

But can a pretty face or an athletic body outweigh bad spending habits? Not according to the 6 in 10 people who say they are more attracted to educational and financial success than physical traits. However, there is a gender divide: 44 percent of men still find physical appearance most attractive, compared to just 30 percent of female respondents.

“According to research in evolutionary psychology, men typically place a greater value on physical traits, particularly those that signal youth and fertility … while women tend to place a greater value on a man’s ability to provide for her (their) offspring,” said Abigail B. Schneider, an assistant professor of marketing in the Anderson College of Business at Regis University. “In our society, educational attainment often translates into financial success or a man’s resource acquisition potential.”

The long-term picture may also factor into the value people place on looks versus success. Financial responsibility and education benefit people for their entire life. “Good looks fade,” said Steve Sherman, an instructional specialist at Montclair State University. “Also, with a little grooming and exercise, it’s fairly easy to alter physical characteristics – personality and wealth, not so much.”

Men are also more prone to putting their finances in jeopardy in the interest of love, WalletHub found. Men are two times more likely than women to spend over $100 on a Valentine’s Day gift and three times more likely to say a Valentine’s Day gift is worth credit card debt.

“Research shows that some behaviors tend to align with and reinforce our gender-identity – and that includes Valentine’s Day gift-giving behavior,” said Constance Porter, a professor of marketing in the Jones Graduate School of Business at Rice University. “It is well-known that men have assumed the societal role of taking on more of the gift-giving burden on Valentine’s Day. They spend more, and are more willing to go into debt to do it. Doing so could help some men reinforce their sense of male-identity and help them express this identity with others.”

Even though they plan to spend more for Valentine’s Day, men are not as concerned about what they will get in return. Men are more likely to not expect any gift than women are, while women are more likely to expect gifts of $50-$100 and $100+.

“I think there’s still a sense that men are supposed to be the one who do most of the courting, and the Valentines present is part of that,” said Karen Becker-Olsen, an associate professor of marketing and interdisciplinary business at The College of New Jersey. “Also, there are more things that girls would appreciate than men – girls are more likely to expect a gift, while men are less interested in having a classic V-Day gift.”

While it’s wonderful to spend money on your significant other for Valentine’s Day, there are plenty of presents you can give without overexerting your wallet or taking on debt. There are also lots of ways to reduce the cost of gifts that do cost money. For example, the best credit card sign-up bonuses now offer $500+ for spending a few thousand dollars within the first few months of opening an account. If you’re going to spend that much over that timeframe, anyway, why not get a hefty discount in the process?

At the end of the day, your partner probably won’t appreciate his or her gift if your Valentine’s Day spending ends up causing financial hardship throughout the rest of the year. After all, WalletHub’s survey found that 4 in 10 people say irresponsible spending is an even bigger turnoff than bad breath!

Valentine’s Day Recipes with CHEESE

Need Valentine’s Day recipes for the perfect stay-in Valentine’s day ? My mouth is watering over the fondue.

Chocolate-Raspberry Mascarpone Fondue

If you are yet to experience this simple, yet delicious dish, it is well over-due. Featuring white chocolate, award-winning Cello® Rich and Creamy Mascarpone cheese, and hazelnut liqeur, this fondue-for-two pot makes the perfect, enjoyable experience for any date night.

Valentine’s Day Cheeseboard

Delight your loved ones by serving up this cheeseboard featuring a variety of delicious cheeses, such as Carr Valley Caso Bolo Mellage, straight from Wisconsin – because who does cheese better? The complimenting flavors and appealing display make this the perfect centerpiece for any Valentine’s day evening.

Cookies and Cream Skillet Brownies

It is not quite time to call it a night until dessert is cleared from the table- and this skillet brownie has it all. This easy recipe is a chocolate lover’s dream, perfected with BelGioioso Mascarpone cheese.


Zales Valentine’s Coupons #ZalesForVDay

This post is sponsored by Savings.com and includes affiliate links.

Valentine’s Day is coming up quickly. If you’re still looking for ideas, Zales has some beautiful gift ideas and some Valentine’s coupons available!

I was browsing the site an saw so many beautiful pieces I’d like to have. I saw these beautiful heart-shaped rainbow quartz earrings.

These earrings are beautiful and less than $50! You can check out the Zales coupons available for Valentine’s day to help you save even more! There are coupons for 15% off any purchase, $40 off $200 orders, and more.

With these deals I might just pick something up for myself!