Kmart’s Big Layaway Giveaway

This is a Sponsored post written by me on behalf of Kmart for SocialSpark. All opinions are 100% mine.

Are you already thinking about starting to buy your holiday gifts?  Do you have concerns about finding the best way to budget to get the kids the things they want without breaking the bank?  Maybe you worry that the hot toy this year will be sold out when you do get a chance to go get it.  

Kmart_Logo_B&W.jpg (3 documents, 3 total pages)

All these concerns are a great reason to check out Kmart layaway for the holidays.  You can load up you cart with the kids’ wishlists and start shopping early for the rest of the family.  Kmart layaway lets you make payments on your santa bounty starting now.  Wouldn’t paying $50 a pay day until Christmas be a lot easier to handle then several hundred dollars when you’re down to the wire?  Kmart offers free layaway too.  I’ve used Kmart Layaway before.  Another benefit is not having to find a hiding spot in the house from curious eyes.

This year there’s yet another great reason to use Kmart’s layaway, Kmart’s Big Layaway Giveaway!  They are doing one layaway giveaway per store per week every week from 9/912 through 11/17/12!   

Kmart_Logo_B&W.jpg (3 documents, 3 total pages)

So why use Kmart layaway instead of the layaway at another store?  Check out this handy chart that helps explain it.

Kmart Free Layaway Grid 09_12.jpg

While layaways are a great way to budget, it’s still important to make a budget plan.  Try to figure out how much you can afford to spend on gift for the holiday.  Don’t go over that amount even when you put items on layaway.  Be sure to budget for your layaway payments when they’re do.  There’s nothing worse than when it gets close to your layaway pick up deadline and you realize you can’t pay it off.  Layaways are great, but you still need to use financial sense.  

What would you add to your Kmart Layaway?  My 2 oldest boys really want one of these

kmart meep, on my older boys Christmas list 2012

My youngest usually wants what the older ones have. I think the Meep tablet might not be appropriate for him but I thought this might be.

kmart leap pad, Christmas idea for youngest

So if I won the Kmart Big Layaway Giveaway would be so cool!  That’s a pretty big chunk of change for me.  


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Update, Got my Jingit VISA Debit Card today!

I wanted to update about Jingit.  I did actually received my Jingit Visa Debit Card today.  Only took about a week to get here and I was able to activate it.

My Jingit funds were easy to add to my account.  You have the option to add all or part of your Jingit earnings.  I believe I read that your earnings cap each week resets on Sundays so I’m itching to start earning more to earn to my debit card starting tomorrow.  I just checked the website and my funds are already showing up in my account.

If you’re just now reading about Jingit or this is the first Jingit post you noticed from me, Jingit let’s you earn money from watching videos, taking surveys, doing checkins with your smartphone, and scanning products with your smartphone and Walmart.  I earned $13 in two weeks. $2 of my earning went for the fee for my Jingit debit card which is so worth it.  You have to use your Jingit Debit card at least once every 90 days to ensure your don’t have any more charges debited from your earnings.  It’s free money though and it’s a VISA debit card backed by US Bank.  You can use your Jingit debit card anywhere VISA is accepted including online or in store. And a lot of their ads are partnered with Walmart so they are quality ads to watch. Some ads even earn you 4 box tops per ad for your school when you watch them on top of the money you earn.

You also have the option to use your earnings to get music downloads if you prefer.  Even starting now, late September, I think this will be awesome for some free money towards Christmas shopping.

I’m so excited about this program and have read a lot of good things about it from people that have been using it even longer than I have.  think about it, even if you only make $5 a week in free money, it’s gonna add up.  In 90 days you’d have about $60 or more or free money on your card to spend however you want to but I’ve earned more than that in a week and I’m just starting out.

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Mommy Confessions, I’m not perfect

I decided to write this post today after reading a post on  The post I’m referring to is here:  I think she had a great idea.  It started from a picture that was posted and making its rounds on facebook and other sites.  I actually saw the post but the thread I participated in didn’t turn ugly like it did no some sites I guess.

You can see in the corner that the post is from  It’s basically meant to show that not every mom does everything the same way and it’s ok.  Too often I read posts about mom who sound like super moms.  Make everything from scratch, can make a beautiful gift from sticks, berries, and some elmer’s glue, and keep a spotless house all while having 6 kids.  I don’t begrudge that.  But I think it’s important to remember that people also only make public what they want to make public. Everyone makes mistakes, no one is perfect.  So for me, here’s my list of “I”m not a perfect Mom confessions”
1.  I work outside my home (I’ve been told by more than one person that that make me a bad mother)
2.  I use disposable diapers
3.  I only breast fed my kids for a few months each then switched to formula
4.  Just like the picture above, all my boys were circumcised and if baby number 4 is a boy he will be too.
5.  I forget myself sometimes and swear in front of my kids.  They correct me
6.  I allow my kids to have candy, ice cream, soda, and other treats.  Not all the time but I do allow it
7.  I sometimes like to sleep in on the weekend, the kids have become self sufficient in getting their own breakfast when needed.
8.  I think boys there are double standards for boys just like there are for girls and women. 
9  I don’t cook a meal from scratch every night and use box mixes sometimes.
10.  My house is not spotless and does NOT look like a page in a Better Homes and Gardens Magazine.
11. I vaccinate all my children and will do so for baby #4
12.  I let my kids eat in the living room
13.  I listen to and let my kids listen to a variety of music, everything from classical to metal.
14.  I allow my boys to play video games
15.  I let them watch movies that aren’t PG (as long as I screen them first and make sure there’s no sex scenes or overuse of bad language)
I could probably add more but I have to stop somewhere.  The point is, every mom is different.  Every child is different.  I wish moms could be more supportive of each other instead of so quick to judge.  I don’t always agree with something someone else is doing but try to accept it.  I figure as long as the child is not in harms way and my child is not in harms way because of a decision a mother makes then let’s try to just get along. 
If you want to make your own “I’m not perfect” list, you can link up with all the other mom’s on Life with Levi:
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Perricone MD using Alpha Lipoic Acid: Giveaway

Alpha Lipoic Acid is a powerful antioxidant, to be specific, it is the most powerful antioxidant. Dr. Perricone, a board certified dermatologist, has done extensive research on Alpha Lipoic Acid, or ALA for short.  It’s widely known that antioxidants can help fight free radicals that can damage skin.  Free radicals have a hand in aging, tissue damage, and quite possibly, cancer.

If you click the link in the paragraph above, Dr. Perricone goes in depth about what exactly Alpha Lipoic Acid is and how it can help our skin.  A number of Perricone MD products include that powerful antioxidant that he has spent a decade to research.  One of several products is the Perricone MD Nutritive Cleanser.

Nutritive Cleanser
It’s a cleanser that can be used daily without stripping the skin of it’s natural oils.  It contains the ALA antioxidant so it also helps to fight against signs of aging.  
Here’s some exciting news, Perricone MD is going to give 1 lucky Luv Saving Money reader their own bottle of Perricone MD Nutritive Cleanser so you can experience the research of the Alpha Lipoic Acid for yourself!

1 Luv Saving Money readers will win a bottle of 
Perricone MD Nutritive Cleanser

a Rafflecopter giveaway

***I did not receive any compensation for this post. Giveaway is sponsored by Perricone MD.***

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How I’m doing with Jingit so far, update

Less than 2 weeks ago I told you about a free way to earn money online through a site called Jingit.  I’ve been using the site for nearly 2 weeks now and I’m excited to say I’ve already earned $8 in free cash so far.  I realize $8 isn’t a lot but it’s free and all I did was watch some commercials. The commercials typically don’t last more than 30 seconds.  Some of them ask you to take a short (4-5 question) survey after you’ve watched it and some of  them don’t.  The money for each Jingit video is added to your account automatically.    They are partnered with Walmart and Elmer’s for a lot of their ads.

You have the option to use your money to get free music downloads or request a Jingit Visa debit card that is backed by US Bank to spend your money wherever Visa is accepted.  Another way to earn money with Jingit is to download the free Jingit app for your phone and scan certain items at Walmart to earn even more money.  I honestly haven’t made it to Walmart to try that feature yet but I did download the app and it looks pretty easy to use.  You do have to have at least $2 worth of earning in your Jingit account to be able to get the Jingit Visa card and they take $2 out of your earning to get the debit card but it’s worth it to be able to spend your money where you want to.  You’ll earn it back fast too.
This could be a great way to earn a little extra money for things like stocking stuffers, baking supplies, or groceries.  
Sign up for Jingit for Free and you can start earning your free money today.
**This post contains referral and affiliate links.  Regardless I only post offers that are legitimate and not spam.***
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