How Can The Average Joe Buy Stock in Amazon, Apple, Disney, and More? Here’s How

This post contains a referral link.  No other compensation will be received for this post. Any opinions expressed are my own. I am NOT an investing professional. 

As many areas as I’ve covered in regard to money the stock market is one area I stayed away from.  Before, the idea of investing in the stock market myself scared the bejeezus out of me.  No thanks, I’d rather put money in savings, or my 401K that’s managed and has an employer match.

Still I had an interest. But pulling up a reputable stock site seemed overwhelming. Watching numbers drop as quickly as they rise. Everyone knows the stock market isn’t a sure thing. Especially for someone uneducated in it like myself.  Stocks, bonds, mutual funds, common stocks, sponsored stocks. I don’t know!

My husband got into it. He was doing fairly well with penny stocks.  In fact, he did well enough that we were able to use the money as a down payment on our new house. We don’t have the funds to invest big but he did well with what he had to work with.

I had a personal interest in investing in Tesla.  I’ve been reading the articles. They’re doing new and innovative things. I could go into all my reasoning but that would be another article. So I started an account and started watching things. Reading things.  Tesla however was $300 something a share and rising.  I’m not ready to invest to buy even one share financially. At least not yet.

Then I learned about Stockpile.  It seemed the reasonable solution for someone like me. Someone that doesn’t have a deep wallet for investing but still wants to invest. Stockpile allows you to buy fractional shares in companies like: Apple, Amazon, Tesla, Under Armour, Snapchat, etc.  The stocks that the average joe can’t buy 100 shares in, or in 5 shares in some cases. Simply fund your account with your bank account or debit card.  It’s 99 cents a buy or trade. It makes it easy for you to find the companies you want to invest in.  They’ve also started selling Stockpile gift card at the grocery store. When friends and family ask what you want for your birthday or the holidays you can ask for Stockpile gift cards now!

In this way, you can start investing in companies you wouldn’t normally be able to invest in. It allows people on a budget to invest what they can afford without breaking the budget. Right now, Stockpile has a deal where when you use my influencer link you’ll get $5 to use towards stock with your first $10 stock or e-gift purchase.



How To Save Money On Doterra Essential Oils!

My advocate links are included in this post. Any purchases made through the links, I will be compensated.

I know the price tag on some essential oils is a bit overwhelming. Trust me, I know, I’ve been there. You’ve probably heard the horror stories about buying cheap ones on Amazon or eBay though.  Yes please don’t do that. If you’re finding it cheap, like really cheap you have to ask yourself why? Do you know the source? What is in it other than the oil you’re trying to buy. Often times if you find it cheap it’s because it’s diluted with something: water, alcohol, vegetable oil, you don’t know and that’s if they’re using something safer to dilute it with. Sometimes they use things like synthetic lavender or synthetic lemongrass.  If it’s not pure, it will not have the same effects. If it doesn’t have the right effects it might turn a person away from essential oils thinking they don’t work.

So what do you do?  Here are some ideas to save money on Doterra essential oils.

Wholesale Customer Account

Wholesale Customer account. You pay $30 and it’s good for a year. You can buy your oils at wholesale price. After one year, you can renew for $25 and get a free peppemint oil!  You do NOT have to sell anything and you can take advantage of loyalty rewards points program.

Loyalty Rewards Program

Take advantage of the Loyalty Rewards Program.  I’ll admit, I didn’t do it on my first order and I immediately regretted it. You need to play $125 order to initiate the program but you are not required to spend that every month. You’ll still accumulate LRP even if you don’t spend $125. The points can be used on future orders toward free products.

Monthly Promotions

Take advantage of the product promotion of the month.  For example, for the month of April 2017 Breath Vapor Sticks are 10% off. Also if you end up placing $125 LRP order you’ll get a free Digestzen in the month of April 2017.  There are different specials like this each month. If you’re not sure what they are, ask a Doterra Wellness Advocate like me 🙂

New to Doterra? Here’s Ideas to Start Off Right

If you’re new to Doterra and want to place an order but you’re really not sure what to order you can do one of several things so you start off with a good set a oils to work for you.  I always recommend talking to your Doterra Wellness Advocate.  But, I get it, some people just don’t want to for one reason or another.  I started off with the Aromatouch kit because it wasn’t crazy expensive compared to some of the other kits, I got a diffuser with it (which I knew I wanted anyway) and it had a nice starter set of oils.   Another kits that’s really affordable is the Doterra Introductory Kit. For $30 ($20 if you have a wholesale account) you get a 5 ml bottle of: lemon, peppermint, and lavender. Popular oils with many uses.

Kits like the Aromatouch Kit come with Doterra fractionated coconut oil

Buy Directly from you Local Doterra Wellness Advocate

They may not always have inventory on  hand but they might be able to save you money in shipping when putting your order in with other orders.  Some Doterra Wellness Advocates will offer a local discount or even have sample on hand for you to try before you buy. Not all Advocates can do this, everyone runs their business differently but it doesn’t hurt to ask. Even when buying from a Doterra Wellness Advocate online you can see if they have a facebook page to contact them that way.

As a Doterra Wellness Advocate myself I just want to help people with a natural option. I want you to have the best experience possible.  Please contact me, ask questions, I have a wonderful network around me that very helpful as well. So even if I don’t know the answer I probably know someone who does.

Visit my Doterra site:

and follow my Doterra facebook page where you can find info, get answers, learn about specials, and more:

Top 10 Tips for Saving Money at Giant Eagle

Top 10 Tips for Saving Money at Giant Eagle

If you are lucky enough to have a Giant Eagle near you you can save some serious money. I’ll be honest, years ago before I really got into couponing, when I compared prices from Giant Eagle to places like Walmart or BiLo I didn’t understand why people said they save so much money at Giant Eagle. But as I learned more he savings opportunities are plentiful.  So here are my top tips for saving money at Giant Eagle.

  1.  Get yourself a Giant Eagle Advantage card stat!

This FREE card gets you sale prices, doubles coupons, allows you to have coupons with you at all times, lets you earn FuelPerks and so much more.  Just go to your Giant Eagle customer service desk and ask to sign up for a Giant Eagle Advantage card.  It’s like a magic card for savings.  Register on too. Once you have your card and register on you can take advantage of the next few tips!


2.  Grab the eAdvantage items of the week

Got your GE Advantage card? Good because now you’ll be able to get the eAdvantage item of the week. What is the eAdvantage item of the week you ask?  It’s usually 1 item that’s either free or deeply discounted.  You can only get one of them the whole week but it’s worth it.  IMPORTANT: In order to be able to get the eAdvantage item you have to go to, click savings, then click eAdvantage and make sure that you check off that you want the eAdvantage item.  Who wouldn’t right? But you have to do it.  You never know what it will be.  Sometimes it’s free tomatoes, sometimes it’s 49 cent handsoap, sometimes it’s free mushrooms, etc.  It’s always in the sale papers and marked in stores.

3.  Coupons Double up to 99 cents

Coupons will double up to 99 cents but only when you scan your Giant Eagle card at the register.  When it says coupons double up to 99 cents it means a 99 cents coupon will double to $1.98, 50 cent coupons will double to $1, etc.  UNLESS the coupons says not to double.  Printed coupons and manufacturer coupons will double.  Ask your local Giant Eagle for their coupon policy though. Some independently run GEs don’t accept printed coupons.

4.  Never forget to take you coupons when you use eCoupons

Let’s face it. Sometimes you’re running in the store after work to pick up diapers and milk. Maybe you didn’t plan on it but you got a text from home asking you to pick them up.  You didn’t bring your coupons with you. No worries. You can go to or use the Giant Eagle app to load eCoupons to your advantage card.  Just scan your card at the register and the eCoupons automatically apply.   NOTE: eCoupons do not double.

5. Tipping my hat to a fellow blogger, LadySavings. is THE BEST site I’ve found for Giant Eagle coupon match ups.  They do all deal finding for you. All you have to do is write a list and print coupons (or clip coupons).  They have a full match up, Quick and Easy deals matchup, Top 10 Deals, and more.  Definitely subscribe to LadySavings emails too for notifications of new deals and matchups.

6.  Treat cards when shopping with kids

Sometimes you don’t have a choice but to shop with your kids. If your kids are anything like mine you have to say no 118 times when they want everything on the shelves.  Little Shopper treat cards save me money and sanity.  They are only $1 per kid and they are good for the whole calendar year.  Keep that card with you. When your kids go with you can they can get a free piece of fruit, slice of cheese, or cookie every time! AND that dollar you paid go to local children’s hospitals so win-win. Just go to the customer service desk and ask to buy a treat card.  The treat cards are good for kids up to 10 years old.  You child has to be present to use the treat card.

7.  Saving money on groceries means saving money on fuel

For every $50 your spend at Giant eagle you earn 10 cents in FuelPerks to use at GetGo gas stations.  That means if your grocery bill comes to $150 you earn 30 cents in FuelPerks. That is 30 cents off every gallon of gas up to 30 gallons! They sometimes have special FuelPerk deals where you can earn 20 cent FuelPerks when buying gift cards too.

8.  Say it with me, Catalina Coupons

The first time I heard someone say catalina coupons I thought they were talking about coupons for salad dressing.  (No? just me? ok anyway…) once you’ve shopped Giant Eagle a few times it starts to learn your shopping patterns I guess.  You’ll start to get catalina coupons. Those are coupons that print out at the register after you’ve paid your bill. They can only be used at Giant Eagle and don’t double but often times they are good coupons. Sometimes they have special deals. When  you buy so many of a particular item on a trip you might get a catalina coupon for $2 off your next trip or $5 off your next trip, etc. Some of them a coupons for particular items.

9.  Look for coupons on package

About two weeks ago they had a deal that if you bought 5 boxes of Keebler crackers you’d pay only $1.99 per box.  I wasn’t going to initially do it because I didn’t have coupons BUT the one particular type had a 50 cents off manufacturer coupon (or peelies as the professional couponers call it) When they have manufacturer coupons stuck to them they double too (unless it says do not double).  You know how much those boxes of Keebler crackers ended up being?  49 cents each.  Your darn right I bought 4 boxes of them and one of another kind (Giant Eagle only allows 4 like coupons at a time) So I got 5 boxes of Keeblers crackers for $3.95 total.  The coupons on package happens more than you’d think. Sometimes the cashiers don’t catch it though so make sure you point it out to them.

10.  GE Advantage card is also good at GetGo

You’ll use your GE Advantage card at GetGo too. Beside the already explained, FuelPerks benefit, you can get sale prices on items at GetGo. They will occasionally have an eAdvantage item at GetGo different from the one at Giant Eagle. You can also earn FuelPerks for different specials they have like when they do the 20 cents FuelPerks for gift cards. Sometimes they have specials like buying 2 of a particular drink and earn extra FuelPerks, etc.


Six Financial Saving Tips Before Pregnancy

Six financial saving tips before pregnancy

Planning and expecting mothers usually do a lot of research to help them be better, more prepared mothers. Having a baby and witnessing the miracle of life is a beautiful experience, but it can also be terrifying, especially the expenses.

Listed below are some financial tips for saving money before the baby arrives:

1. Monitor your budget

Planning a budget requires research; you probably won’t know all your expenses without monitoring your current budget. Collecting receipts is a great way to see where your money is going and to become aware of foolish spending habits.

Once you look at your current expenses, it’s easy to see where a new baby would add to costs. Aside from expenses like diapers and wipes, babies increase the cost of some utilities (e.g. water for baths and bottle washing).

You should also decide whether and when you would need to pay for childcare. You don’t want just anyone watching your little one, and finding a reliable babysitter can be time-consuming and costly.

Perhaps most importantly, make sure you have an emergency fund set aside. Babies come with a lot of unexpected expenses, so it’s best to be prepared for these.

2. Cut back on things you don’t need

If you save your receipts, it’s easier to see what you actually need and what things you could live without.

Making a list of essential and non-essential expenses will help you figure out where you can cut costs. You may find that some necessities like groceries are a better bargain at different outlets than the one you traditionally use.

Buying food from a restaurant instead of preparing meals at home is an example of a non-essential expense. Not only is it healthier to eat food you make at home, but also it can save loads of money.

You can prepare meals and store them away for when you need them, or you can stock your freezer with microwavable meals from the grocery store. Either way, you will save time and money.

You should also consider paying off all the bills that you can before the baby arrives. Pregnant women often underestimate the amount of time and energy they will have left for phone calls and paperwork after the baby arrives.

You’ll also find that you can do without other things like magazine subscriptions or pricey movie rentals. Getting a library card or investing a few dollars in a Netflix subscription is a viable way to save money on home entertainment.

It is true that you will be very busy with your new baby. However, newborns sleep a lot during the first few months, so you will have a lot of time to occupy while your baby sleeps.

3. Work for as long as you can before your due date

Although the last few months of pregnancy are very uncomfortable, you should look for ways to increase your income (or at least maintain it as long as you can).

One of the easiest ways you can make extra money (and prepare your home for your new baby) is by organizing your house.

Chances are, you will stumble across a lot of things you no longer want or need. Then, you can sell the items online, to individuals, or at consignment shops.

Also, if you are currently employed, your employer may allow you to work from home as you’re due date approaches. Some may even consider hiring you for extra projects you can do from home.

4. Start accumulating items early on

Mothers need a few things for themselves as well as their babies during and after the pregnancy.

A healthy pregnancy is characterized by weight gain of at least twenty-five pounds. Your growing baby needs room to grow, so, before your skinny jeans get too tight, you should begin saving and shopping for maternity clothes.

Like most things, maternity clothes are expensive when they’re brand new. But that’s the great thing about places like consignment shops, thrift stores, and garage sales.

You may find gently used baby products at some of these places, and this is true of costlier items like baby beds as well as baby clothes.

More than likely, you know someone who became a mother recently. They may also have some maternity clothes (and baby items) they can let you borrow (or even give you).

In planning for financial expenses, you should also consider the generosity of friends and family. A lot of people have leftovers from their baby just taking up space, and some people just enjoy giving things to people they love.

5. Host a (diaper) baby shower

While everyone does not plan a baby shower, it is a great way to start collecting items for your new baby, especially diapers. After all, diapers are perhaps the biggest expense for parents.

You will be amazed at how much you can save on everything you want and need for your new baby, even if everyone only brings a box of diapers. You may find the pricey bouncer or car seat you had your heart set on underneath some wrapping paper.

6. Consider breastfeeding

A formula could be one of the most expensive things in your baby budget. Women that choose to breastfeed save a lot of money and hassle associated with feeding their babies.

Obviously, the longer you can breastfeed, the more you will save (and the health benefits for both mother and baby are worth mentioning).

Women who plan to breastfeed should consider that there might be difficulties: some babies have trouble latching and some mothers find that they lack the patience or the time necessary for breastfeeding.

If you do plan to breastfeed, you should be committed to the task and discuss breastfeeding with a lactation consultant. They can give you a lot of information and tips on how to breastfeed (like briefly supplementing your breast milk with formula).


You should be committed to finding ways to save money as soon as you learn you are pregnant.

Actively monitoring your budget won’t just help you adapt to having a new baby; it will also help you plan better for the future. Planning is a key factor in decreasing the stress of financing your family.

Hannah Tong is the founder of, a blog dedicated to providing accurate advice to mothers regarding childcare. She loves taking care of her kids and teaching them the right things. She is also enthusiastic and loves sharing her experiences to teach others about how to care for their families’ health. Check the latest article (Is It Safe To Do Yoga While Pregnant?) here.

Getting The Most Bang For Your Buck At Dollar Tree Stores

This post originally appeared on the Dealspotr blog. Dealspotr is the most accurate coupon site that pays you to save. I’m @LuvSavingMoney on Dealspotr, use my link to join today and earn 5,000 bonus points.

Dollar Tree, an American chain of discount variety stores, has created an environment where shopping is fun and stress-free. It has become a place where customers are able to discover new treasures and purchase them without breaking the bank.

The reason? Well, Dollar Tree is famous for selling all items for $1 or less. It is an international company with thousands of stores located in malls and shopping centers in all 48 contiguous states and Canada.

Dollar Tree competes in low-end retail markets and sells anything from food, health & beauty, housewares, toys, and dinnerware to electronics, teaching supplies, books, and pet supplies. In addition, most stores sell frozen foods and dairy items like ice cream, pizza, eggs, milk, and frozen dinners. Therefore, it is truly a place where entire families can find that special something that will only cost $1.

From our experience, all Dollar Tree stores are bright, clean, stocked, and well organized. They offer a mix of merchandise that includes a wide range of trusted regional and national brands. Simply put – everything you or your family might need can be found in this store for a buck or less. And the only thing you have to do is locate the nearest Dollar Tree store and start shopping.

How To Save Money At Dollar Tree Stores

Dollar Tree’s items are so cheap that it sounds impossible to provide tips to save money there. However, as we make impossible things possible, we’ve managed to find some useful information that will increase your savings while shopping at Dollar Tree stores. But first, let’s be clear on something.

In the world of “dollar stores,” there are two types:

  • True dollar stores like 99 Cents Only and Dollar Tree that sell everything for $1 or less
  • Places that are called dollar stores, like Family Dollar and Dollar General, that also sell affordable products, but often for more than $1

With that being said, and since we’ve said it a bunch already, you won’t find anything in Dollar Tree with a price tag over $1. In fact, there are even ways to get items free of charge!

So without further ado, let’s take a look at some unknown ways to save money at Dollar Tree stores.

Use Coupons

According to Dollar Tree’s policy, you can use one manufacturer coupon per item, which can be found in newspapers, magazines, and online. In addition, from time to time you may notice occasional store coupons. But as they are so rare, they are not really worth our time.

You should know that Dollar Tree doesn’t accept overage (cash back) if the coupon is worth more than the price of the actual item, but you can still use it to get the product for free.

You’re only allowed to use four newspaper coupons and two internet coupons per household, per day. Dollar Tree doesn’t accept competitor’s coupons, and all “free product coupons” are BOGO deals, which means you’ll have to buy one item to get the other free of charge.

With that being said, the easiest way to save money at Dollar Tree is to use coupons available on our website. However, make sure to pay close attention to the size restrictions and exclusions prior to using coupons.

Finally, get familiarized with Dollar Tree’s coupon policy, and always bring the printed version for backup. It would be wise to learn couponing terminology and abbreviations to know the coupon lingo.

Shop Online

Shopping online has become so popular that all major stores are racing to become the biggest online retailers – and of course, Dollar Tree is no exception. So visit their website, find the products you need, and add them to your shopping cart. It’s that easy!

Online shopping will save you time, money on gas, the hassle of waiting in lines, and you’ll avoid impulsive purchases – the number one spending mistake most customers make. And on top of that, many products qualify for free in-store pickup.

But there’s one catch – most items will have to be purchased in bulk, which can be a good thing as it will reduce the price of the item. In addition, don’t forget to use coupons that you can find on our website.

Shop in multiple stores

If online shopping isn’t your thing, then you should browse the stores in your area to determine which store offers the best selection of the items you purchase on a daily basis. The reason for that is simple – Dollar Tree stores have different stock and you might be missing out on a hidden treasure that’s available in a nearby Dollar Tree store.

Join Value Seekers Club

Value Seekers Club is Dollar Tree’s exclusive loyalty program that offers perks for their most loyal customers. You can sign up here to receive early notice of special deals that will help you save more money. They even give you an option to choose the offers you want to receive. For example, if you are only interested in party supplies, they’ll only send you offers related to that particular department.

As an alternative, you can subscribe to text messages that contain exclusive offers, events, contests, and new products. To do that, simply text “HELP” to 28469. If you want to stop receiving text messages, send “STOP” to the same number.

Use Cash Back Apps

Another way to save money at Dollar Tree is to start using smartphone rebate apps that offer cash back on items you most likely purchase on a daily basis. The most famous rebate apps are Ibotta and Checkout 51, and we even have a guide that will explain how they work in detail. Basically, you find the item on the app, purchase it in the store, and scan the barcode to collect points which you redeem for cash via PayPal (or other payment method).

Look at Closeouts & Bonus Buys

If you prefer online shopping, then you definitely don’t want to miss Closeouts and Bonus Buys. They both offer amazing products, but there is a minimum quantity limit. So for example, if you want to purchase 4-oz. Bars of Zest Soap at Bonus Buys, you’ll have to purchase 24 cases. Currently at Closeouts there are mostly vases, but again, you have to buy multiple as it comes with a minimum quantity requirement ranging from 4 to 24 vases.

Determine Price Per Unit

Most people think that they simply can’t go wrong while shopping at Dollar Tree since everything is a dollar. However, not everything is a good deal. Sometimes, products such as Ajax dish soap are cheaper at Walmart. Therefore, always calculate the price per unit to know exactly how much money you are paying for one item. Then, compare the prices and determine whether it’s a good deal.

Things You Should Buy At Dollar Tree Stores

People who are trying to save money at Dollar Tree stores are always looking to get the most bang for their buck and are searching for great buys. To become a savvy Dollar Tree shopper you have to learn what you should and should not buy. And even though everything comes with a dollar price tag at the store, that doesn’t necessarily mean everything is worth a dollar. Therefore, we’ve decided to share with you a list of items that you should definitely purchase while shopping at Dollar Tree stores.

1. Greeting cards usually cost $3-$5 at most stores, while at Dollar Tree you can usually purchase them for 50 cents.

2. Party supplies like paper plates, cups, balloons, confetti, tablecloths, wrapping paper, gift bags and more are only $1 each at Dollar Tree. That’s a bargain compared to the prices of the same items at other stores. Plus, you can even fill balloons with free helium after checkout.

3. Bread usually costs $2.5-$3 at most grocery stores. At Dollar Tree you only pay $1 per loaf.

4. Best-selling books from famous authors like Janet Evanovich or Nicholas Sparks usually cost $8 at the local bookstore. Therefore, it definitely pays off to purchase them here.

5. Reading glasses at Dollar Tree are pretty much the same thing you would find at the supermarket or drugstore, but they have a cheaper price tag.

6. Hair accessories like hair elastics, hair ties, combs, brushes, hair bows, and clips should definitely be on your shopping list – they get the job done for a cheaper price.

7. Sunscreen for a buck seems like a bargain – and it is. Sometimes you might even find smaller bottles of famous brands like Bullfrog that cost a lot more than a dollar at the grocery stores.

8. Pregnancy tests usually cost $8-$12 at the grocery store, so it really pays off to purchase them at Dollar Stores for just $1.

9. Cleaning supplies found at Dollar Tree stores work pretty much the same as the name-brand products. They are just as effective as the pricier stuff you’ll see at the supermarket. With that being said, the next time you see dish soap, bleach, or window cleaner at the dollar store, make sure to grab them and save some money.

10. Tableware and kitchen utensils like mixing bowls, tongs, spatulas, cereal bowls, and plates are sturdy and affordable, so you should be on a lookout for them as well.

11. Shampoo and deodorant at Dollar Tree stores are generic, but contain the same ingredients as expensive, brand-name products. Moreover, sometimes the same company that makes brand name stuff also makes the generic version.

12. Non-perishables and canned food are really cheap at Dollar Tree stores. However, you have to make sure you’ll actually eat everything and avoid purchasing something you don’t necessarily need.

Takeaway Notes

Everyone loves Dollar Tree stores – they are stacked, cheap, and fun! And with the price of $1 or below, you simply can’t go wrong. However, there are still ways to save money at Dollar Tree stores, and if your goal is to increase your savings, you should start applying them.

Make sure to always look for coupons before shopping and use rebate apps to get cash back. It would be best to opt for online shopping as it helps you stay focused and purchase only the things you need. In case you prefer in-store shopping, it would be wise to visit all nearby stores to see what merchandise they have to offer.

You should also join the Value Seekers Club to receive the latest information, coupons and special deals that will give you an advantage and help you save a little more. And finally, always determine the price per unit to see whether you are getting a good deal.