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Some Holiday Money (and stress) Saving Tips – Luv Saving Money

Some Holiday Money (and stress) Saving Tips

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I’m a big fan of starting my holiday shopping early.  I consider early like the end of September or beginning of October.  And…yes, I have already started.  What are the benefits of starting early? Money and stress savings.

1. No long lines. 

2. Most of the items are in stock

3.  You can watch through sales throughout the year.

4.  Earn rewards from your shopper cards (like the toys r us rewards r us card for example) then use your rewards to shop for those last minute items closer to the holidays when money might be a bit tighter. 

5.  I’m a fan of mypoints.  Earn  mypoints throughout the year.  I’ll be cashing in my mypoints here soon.  With the points I earned I plan on cashing them in for a $100 Gamestop gc to buy my 2 older boys the hot video games this year.  I’ll buy them now and they won’t be sold out closer to christmas.

6.  I have my kids write their christmas list the beginning of October.  I start getting in mind what they want their main gift to be.  (As well as listening to all those “mommy i want that’s” throughout the year)  Don’t go overboard though.  If you do it once or twice then can’t do it another year there’s disappointment.  Also, if you start shopping early it’s easy sometimes to say, well, i have the money so maybe I’ll go ahead and get this too.  No, stick your plan. 

7.  If at all possible, don’t use a credit card unless your planning on paying it off right away.  The big credit card bills I’ve heard people talk about that come after the holidays is a major stresser.  Budget throughout the year.  Set money aside.  Start a holiday club account.  Whatever you need to do.  Plus you end up paying interest on your purchases.  

8.  I am NOT a fan of Black Friday.  Sure there’s some good deals out there but most of the time the deals are limited to so many per store.  Items are out of stock.  People are pushy. Anxiety sets in when you realize they just sold out of juniors top item on his wishlist then you’re searching everywhere for it until 5 days before christmas.  To me, not worth it. 

I know, I know, some of you daredevils say it’s the thrill of the sales.  I’ve heard friends and coworkers say “it’s a tradition”.  Whatever your reason it’s your choice.  Me, I like to relax on Black Friday thinking only about the last few stocking stuffers I need to get and when I’m going to start wrapping. 

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Author: Angie

I'm a wife and a a mom of 4: 3 boys and a girl. I also have 3 fur babies, cats named Soleil, Luna, and a Savannah cat name Malkia. I work part-time outside my home as a COTA/L at a local hospital. I cover Johnstown, Altoona, and Pittsburgh areas. I love to do reviews and host giveaways for my readers. Contact me: angwith4 at gmail dot com if you would like a review.

4 thoughts on “Some Holiday Money (and stress) Saving Tips”

  1. Great Tips! I have also started my holiday shopping for the very same reasons that you have outlined in your post. I hate the stress, shortages and chaos that comes with waiting until the last minute!

  2. I am so not a fan of Black Friday shopping either. You can find just as many online deals during this time as you can in the store and save from huge crowds of pushy people, long lines, etc.

  3. I hate Black Friday but go every single year yep I’m not smart, but I do get great deals. I pick up tons of stuff online all year long, you get some amazing deals! Great tips.

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